FAQs

Loans for cosmetic and plastic surgery are provided with unsecured personal loans. Some form of collateral may be requested as security, subject to lender requirements.

Aesthetic surgery loans are unsecured personal loans but some collateral may be required for approval. Security may be provided through unencumbered assets as approved by lenders.

To be eligible for consumer finance in Australia, the applicant must be a permanent resident. Loans can be approved for overseas-based surgery with the applicant assured of returning to live permanently in Australia to repay the finance.

Interest rates are established based on the lender assessment of the application.

Personal loans are available for a wide range of purposes including both elective and essential plastic surgery.

A tummy tuck would be considered as eligible cosmetic surgery financing, subject to individual lender approvals.

In general terms, all types of medical procedures and surgeries may be approved for personal loans. The type of surgery should not generally impact the loan unless the applicant requires significant time away from income-earning work for recovery.

Applications may be approved in as little as 24 hours, depending on the complexity of the application and the promptness in providing the necessary information.

Personal loans may be approved for up to $50,000. Lenders establish the credit limit for individual applicants based on specifics of the applications including earning capacity.

Online loan calculators do not include fees and charges. The rate offered may be different from the rate used in the calculations. These can result in offers differing from estimates.