FAQs

No. Individuals and businesses requiring loans can contact brokers directly without a referral.

Most brokers will offer financing for second-hand motor vehicles.

Brokers that operate in the commercial credit sector typically work with all sized enterprises including small businesses.

Finance applications can be submitted, processed and approved prior to the goods being purchased. An estimate of the loan is provided by the applicant along with an indication or details of the machinery being considered.

A balloon payment is an option for Commercial Hire Purchase and Chattel Mortgage. If these facilities are offered by the broker, a balloon can be included.

When applying for finance to a broker or a bank, the same financial documents are required for the application form.

Cosmetic medical procedures may be approved for an unsecured personal loan. Subject to approval by individual lenders.

Brokers with access to lenders offering Low Doc and No Doc financing can assist start-up operators with loans.

Brokers operating in the business sector typically offer leasing as one of their credit facilities.

No. Most brokers deliver services via email and phone with no meeting required.