FAQs

By using our bike loan brokers, you’ll access an intermediary who will go between you and various lenders to find the best financing option for your motorbike purchase. Our experienced and highly-trained brokers conduct thorough market research to identify the most competitive loan products and interest rates available for your specific financial situation.

When you choose to use us for your lending journey, you can be sure you’re getting the best deal possible thanks to the extensive lenders we are accredited with. Not only that, but our brokerage is one of the most reputable in Australia. By reaching out to us, you’ll receive expert assistance with the loan application process and negotiation for the most favourable terms and interest rates.

To apply for consumer finance in Australia, you must be over the age of 18 years old. Holding a motorbike rider licence is not required to be eligible to apply for finance, however you must be a citizen or permanent resident of the country. Additionally, a creditworthiness assessment will be conducted as part of the application process. Our brokers provide an exceptionally fast application and approvals process, but applicants can expedite it even further by having their current employment, financial details and relevant documents on hand.

Your credit score is an important factor in acquiring any financing. It can significantly impact your motorbike loan application by influencing the interest rates and loan terms. By having a higher credit score, you can achieve lower interest rates and better terms. A lower credit score could lead to higher interest rates or difficulty securing a loan at all.

We cater to new riders, experienced enthusiasts, and even businesses when it comes to securing a new bike. With a large range of financing options for motorbikes to suit every rider’s needs and preferences, a variety of bikes can be financed.

Our application process involves an initial consultation where your personal broker will collect some basic details about your income, employment and desired loan amount. If you meet the criteria, you could receive pre-approval and an idea of how much you could borrow.

Document collection – after pre-approval, we’ll collect the necessary documents like proof of income, ID, proof of residence, and any other paperwork and submit them to the lender with the detailed loan application we have completed on your behalf.

After the lender has reviewed your application and documents, a credit check will be run. If you are approved, you will receive a loan offer and after signing it, the funds will be disbursed.

Yes, you can get pre-approved for a motorbike loan. To get pre-approval, you’ll be required to give some basic information to your broker who will pass it onto the lender for a creditworthiness assessment. After this, you may receive a conditional loan offer which helps you understand your budget.

At Jade Finance, we pride ourselves on our speedy application and approval process. Although the duration of the process can be dependent on the lender, we generally receive same-day approvals for our clients.