FAQs

Brokers have a different role to financial advisors, though some advisors will also assist clients with financing. Brokers focus purely on working on behalf of clients to secure loans and finance. Advisors typically advise on investments, superannuation and similar financial decisions.

Brokers offering both consumer and commercial finance services will typically provide services to source boat loans. Buyers may seek specialist marine finance brokers.

Small sized businesses can use broker services, subject to any individual arrangements that brokers may have around their areas of business focus.

Brokers source the best offer available from across their lender panel. The broker will advise the bank or finance company when presenting the offer to the customer.

Interest rates vary with lenders and with the profile of the applicant. Best rates advertised by brokers may be used as a guide.

Applying for finance with brokers and lenders has similar requirements. Applicants are required to provide a range of documents on their income and financial position and information on other aspects of their personal life or business operation.

No referral is required to use broker services. Please feel free to contact us directly.

New businesses and start-ups should ask brokers if they offer Low Doc and No Doc financing for start-ups.

Most brokers operating in commercial finance will offer Lease, Rent-to-Own, Chattel Mortgage and Rent-to-Own credit facilities for asset acquisitions.

Most brokers offer phone and online services with no in-person interview or meeting required to apply for a loan.