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Fast Approvals, Competitive Rates on Specialist RV Loans – Caravans, Campers

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Set off on your travels in a new RV faster and with the confidence that you have secured the most affordable financing by sourcing your RV loan through Jade Finance. We specialise in financing for all types, makes, models of recreational vehicles, and provide personal service to ensure financing is approved and settled quickly.

  • Low RV loan interest rates
  • Credit score not impacted
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Why Aussies Choose Jade

 
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The easy application process provides you with comprehensive information. Make a fully informed decision on your caravan loan.

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Loan Specialist

Caravan Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Tailored RV Loans for Caravans, Motorhomes, and More

With access to over 80 lenders and with a complete portfolio of loan options, we ensure the vast lending market is covered to secure the most competitive rates and the lender that is best suited to the buyer. Don’t settle for just the one generic option from some lenders and dealers. Expect and receive, a personalised RV loan that works for you and your vehicle through Jade Finance.

Our expert lending services provide a convenient way for buyers of caravans, fifth wheelers, motorhomes, campervans, toy haulers, pop-tops, slide-ons, off road RVs, 4x4s, and expedition vehicles, to access affordable financing and put travel and holiday plans into action. For a quick quote on financing a RV, submit an online request or just give us a call!

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All RV Financing for Secured Options and Flexible Terms

As experts in leisure vehicle lending, we know the caravan market and provide lending products to suit all types of vehicles and the preferences of all buyers.

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Secured RV Loan Benefits

Our Secured RV Loan is widely used due to its suitability to many profiles, vehicles and the convenience of using the vehicle as the loan collateral. This can enable a higher loan amount, providing buyers with access to larger, more high-priced vehicles, and the opportunity for no deposit RV financing.

Individually Arranged Loans

This product is arranged individually by our brokers, with the lowest fixed rates on the market, over a fixed term to deliver customers a workable fixed monthly repayment schedule. No deposit options are available to allow for the entire purchase price to be covered with the financing. Secured RV Finance can suit new and second-hand models, where accepted as suitable security by the lender.

Alternative Unsecured Loans

Not all vehicles are accepted as suitable collateral for a secured option and not all buyers want their vehicle used as collateral. For these buyers we offer competitive rates on unsecured loans. Loans without collateral for RVs, with flexible terms and payment scheduling.

Consult Our Experts

Speak with one of our experts to find out which is the most suitable financing product for your purchase.

  • Secured RV Loans
  • Unsecured financing for RV options.
  • Fixed rates, fixed terms, fixed repayments.
  • Experts to source individual solutions.

Secured and Unsecured Flexible RV Financing Solutions

For RV financing that is tailored to your specific vehicle, contact us for our best RV interest rates and customised solutions.

  • Financing RVs from all leading manufacturers, importers.
  • Caravan, camper, motorhome, off-road, toy hauler loans.
  • Tailored RV loan solutions to suit vehicle and buyer.
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Caravan finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Secure RV Financing on All Models from Leading Makers

The Australian leisure vehicle market is extensive and exciting, with new models, new features and new innovations constantly being released by manufacturers. During our 25+ years in consumer finance, we’ve seen the developments in the sector and the growth in market demand. Adapting our own products to suit buyers and their vehicles.

We offer financing for RVs of all types and all sizes – caravans, campers, fifth wheelers, motorhomes, campervans, toy haulers, pop-tops, slide-ons, off road models, 4×4 heavy duty models, and rugged expedition models. We tailor solutions to suit buyer and vehicle to cater for custom and standard models, both made in Australia and imported.

Competitive rates can be offered on models across the range of manufacturers and importers including Bruder, Goldstream, Supreme, Jayco, Crusader, JB, New Age, Lotus, Winnebago, Avan, Avida, Bushtracker, Blue Tongue, Network RV, Signature and many others.

We know how RVs are sold, with manufacturers offering buyers the opportunity to add accessories such as solar panels, extra water tanks, upgrades and special purpose packages. With our personal service, we work with our lenders to include the cost of these extras in the one RV loan. Providing ease of managing repayments and leaving cash to cover other travel expenses.

For RV financing that is tailored to your specific vehicle, contact us for our best RV interest rates and customised solutions.

  • Financing RVs from all leading manufacturers, importers.
  • Caravan, camper, motorhome, off-road, toy hauler loans.
  • Tailored RV loan solutions to suit vehicle and buyer.
A modern RV parked at a grassy camp ground with tall trees surrounding it
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, EFFECTIVE 21/02/2026 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

RV Loan FAQs

  • No deposit loans for leisure vehicles can be approved, subject to lender assessment of the individual application.

  • Secured finance products use the goods being financed as the collateral. Subject to individual lenders and applications, buyers may not be required to provide additional security.

  • All types of recreational vehicles can be financed with either a secured or unsecured lending product. This includes caravans, campers, motorhomes, campervans, and other variants.

  • Loans are approved primarily on the strength of the applicant’s financials and credit profile. The same loan products, rates and features should apply for a loan for an applicant for all model types.

  • No. With no collateral against the credit, unsecured products attract higher rates than secured products.

  • Applications for RV loans can be approved based on an estimated loan amount prior to purchase.

  • Terms on caravan financing is dependent on the lender and the specifics of the application. Up to 7 years can be offered.

  • Online financing calculators do not have the ability to discern between varying user credit profiles. Different rates may apply to different calculator users. Calculator estimates do not include charges applied by lenders.

  • Most new models are financed with a secured lending product. Used RVs are assessed for suitability as collateral for secured loans by lenders. Where not accepted, buyers can consider and unsecured credit facility.

  • Yes. Many RVs on the market are fully imported or imported in part and finished in Australia. These vehicles can be financed in Australia.