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Fast Approvals, Competitive Rates on Specialist RV Loans – Caravans, Campers

Set off on your travels in a new RV faster and with the confidence that you have secured the most affordable financing by sourcing your RV loan through Jade Finance. We specialise in financing for all types, makes, models of recreational vehicles, and provide personal service to ensure financing is approved and settled quickly.

  • Low RV loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your caravan loan.

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Caravan Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Tailored RV Loans for Caravans, Motorhomes, and More

With access to over 80 lenders and with a complete portfolio of loan options, we ensure the vast lending market is covered to secure the most competitive rates and the lender that is best suited to the buyer. Don’t settle for just the one generic option from some lenders and dealers. Expect and receive, a personalised RV loan that works for you and your vehicle through Jade Finance.

Our expert lending services provide a convenient way for buyers of caravans, fifth wheelers, motorhomes, campervans, toy haulers, pop-tops, slide-ons, off road RVs, 4x4s, and expedition vehicles, to access affordable financing and put travel and holiday plans into action. For a quick quote on financing a RV, submit an online request or just give us a call!

A modern RV parked at a grassy camp ground with tall trees surrounding it

All RV Financing for Secured Options and Flexible Terms

As experts in leisure vehicle lending, we know the caravan market and provide lending products to suit all types of vehicles and the preferences of all buyers.

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Secured RV Loan Benefits

Our Secured RV Loan is widely used due to its suitability to many profiles, vehicles and the convenience of using the vehicle as the loan collateral. This can enable a higher loan amount, providing buyers with access to larger, more high-priced vehicles, and the opportunity for no deposit RV financing.

Individually Arranged Loans

This product is arranged individually by our brokers, with the lowest fixed rates on the market, over a fixed term to deliver customers a workable fixed monthly repayment schedule. No deposit options are available to allow for the entire purchase price to be covered with the financing. Secured RV Finance can suit new and second-hand models, where accepted as suitable security by the lender.

Alternative Unsecured Loans

Not all vehicles are accepted as suitable collateral for a secured option and not all buyers want their vehicle used as collateral. For these buyers we offer competitive rates on unsecured loans. Loans without collateral for RVs, with flexible terms and payment scheduling.

Consult Our Experts

Speak with one of our experts to find out which is the most suitable financing product for your purchase.

  • Secured RV Loans
  • Unsecured financing for RV options.
  • Fixed rates, fixed terms, fixed repayments.
  • Experts to source individual solutions.

Secured and Unsecured Flexible RV Financing Solutions

For RV financing that is tailored to your specific vehicle, contact us for our best RV interest rates and customised solutions.

  • Financing RVs from all leading manufacturers, importers.
  • Caravan, camper, motorhome, off-road, toy hauler loans.
  • Tailored RV loan solutions to suit vehicle and buyer.
A person enjoys cooking at a portable table beside an RV, set in a lush green field with camping chairs under a clear blue sky.

Caravan finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Secure RV Financing on All Models from Leading Makers

The Australian leisure vehicle market is extensive and exciting, with new models, new features and new innovations constantly being released by manufacturers. During our 25+ years in consumer finance, we’ve seen the developments in the sector and the growth in market demand. Adapting our own products to suit buyers and their vehicles.

We offer financing for RVs of all types and all sizes – caravans, campers, fifth wheelers, motorhomes, campervans, toy haulers, pop-tops, slide-ons, off road models, 4×4 heavy duty models, and rugged expedition models. We tailor solutions to suit buyer and vehicle to cater for custom and standard models, both made in Australia and imported.

Competitive rates can be offered on models across the range of manufacturers and importers including Bruder, Goldstream, Supreme, Jayco, Crusader, JB, New Age, Lotus, Winnebago, Avan, Avida, Bushtracker, Blue Tongue, Network RV, Signature and many others.

We know how RVs are sold, with manufacturers offering buyers the opportunity to add accessories such as solar panels, extra water tanks, upgrades and special purpose packages. With our personal service, we work with our lenders to include the cost of these extras in the one RV loan. Providing ease of managing repayments and leaving cash to cover other travel expenses.

For RV financing that is tailored to your specific vehicle, contact us for our best RV interest rates and customised solutions.

  • Financing RVs from all leading manufacturers, importers.
  • Caravan, camper, motorhome, off-road, toy hauler loans.
  • Tailored RV loan solutions to suit vehicle and buyer.
A modern RV parked at a grassy camp ground with tall trees surrounding it

Get Lowest RV Finance Interest Rates from 80+ Lenders

The recreational vehicle lending market is vast with variations in features of lender loan products, borrowing limits, interest rates and approval criteria. Buyers can face a challenge trying to find which one is best for them. Opting simply for the dealer financing with no choice of lender, can be risking missing out on a more suitable option and a cheaper RV interest rate.

Our service includes covering more options to secure the lowest rates for individual buyer profiles. We have accreditation with over 80 lenders, including those that specialise in recreational vehicle loans. We know the criteria that each implements so we can quickly match lender with buyer, and secure those essential, lowest rates. All the time-consuming hard work to get the best RV interest rates is done on your behalf and without impacting your credit rating.

Lower rates are integral to the affordability of RV financing and the total purchase cost of the vehicle. The right lender can also be integral to being offered the most attractive terms, achieving optimum borrowing capacity, and achieving credit solution that works with your budget and your financial objectives.

We assign one of our expert brokers for each customer to ensure consistent, convenient communication and to ensure individual requirements are fully understood and addressed.

RV buyers across the country can easily access our Australia-wide services without a referral. Contact us online or by phone to discuss the low rate RV financing we may secure for you vehicle purchase.

  • Lowest RV loan interest rates.
  • Quick access to 80+ lenders.
  • The right lenders, right loans, for the right solutions.
  • Personal service, individually sourced & negotiated RV financing.
Motorhome parked near a sign for the Nullarbor Plain

Apply for RV Finance with Jade Finance – Fast, Easy, Convenient

Applying for credit can be onerous. We simplify and streamline the task with your Jade broker handling the process. Buyers can apply for RV loans using our online systems or speak with one of our brokers directly. To be eligible for consumer credit, applicants must meet the criteria as set by ASIC and provide the necessary personal and financial information. Details of employment, income, debts, regular expenditure, assets, residential situation, and similar information is required. We will also require the details of the RV to be purchased, to have security suitability assessed and confirmed.

Credit scores are integral to being offered the best rates and loan amounts and will be reviewed by lenders when preparing offers.

Provide the required details to our brokers and allow us to handle your application from there. We process applications with many getting approved in 24 hours. When the financing is finalised, we can expedite your purchase by liaising with your seller for settlement.

We know that many buyers take advantage of caravan shows to make final buying decisions and order their vehicle. But the specifics and the loan amount required may not be known prior to placing that order. That’s not a problem when it comes to arranging finance for RVs with Jade. We can arrange pre-approved loans so buyers can confidently proceed to place their order with their financing locked-in.

Our system is fast and straightforward and supported with the high-level expertise that we have across the recreational vehicle finance sector. Apply today and make your travel plans come to fruition sooner.

  • Easy, quick RB loan application process.
  • Personal service for assistance with application details.
  • Fast 24 hour approvals.
  • Pre-approved RV finance.
A woman sitting in her RV is contemplating an upgrade, and contacted Jade Finance to explore her options.

Use Our RV Financing Calculator to Estimate Loans, Assist with Buying Decisions

The financing can be key to buying decisions for many buyers. Having a rough idea of RV loan repayments can be of great assistance in deciding which make or model to purchase. Buyers can source those vital estimates using our RV Loan Calculator.

It’s available online, can be used for caravans, campers, motorhomes and other RVs at various prices. Simply vary the amounts entered for estimated repayments for a loan for that vehicle.

Contact us to obtain a quote specific to you can your vehicle.

  • Compare repayments on different priced models.
  • Decide on extras, options based on estimated repayments.
  • Online RV financing calculator.
A man reclines in his seat in his RV with his laptop on his lap as he browses information about refinancing his RV to get better interest rates.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 05/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

RV Loan FAQs

  • No deposit loans for leisure vehicles can be approved, subject to lender assessment of the individual application.

  • Secured finance products use the goods being financed as the collateral. Subject to individual lenders and applications, buyers may not be required to provide additional security.

  • All types of recreational vehicles can be financed with either a secured or unsecured lending product. This includes caravans, campers, motorhomes, campervans, and other variants.

  • Loans are approved primarily on the strength of the applicant’s financials and credit profile. The same loan products, rates and features should apply for a loan for an applicant for all model types.

  • No. With no collateral against the credit, unsecured products attract higher rates than secured products.

  • Applications for RV loans can be approved based on an estimated loan amount prior to purchase.

  • Terms on caravan financing is dependent on the lender and the specifics of the application. Up to 7 years can be offered.

  • Online financing calculators do not have the ability to discern between varying user credit profiles. Different rates may apply to different calculator users. Calculator estimates do not include charges applied by lenders.

  • Most new models are financed with a secured lending product. Used RVs are assessed for suitability as collateral for secured loans by lenders. Where not accepted, buyers can consider and unsecured credit facility.

  • Yes. Many RVs on the market are fully imported or imported in part and finished in Australia. These vehicles can be financed in Australia.