Machinery Finance - Plant & Equipment Loans
Jade Finance provides businesses with the full range of finance package options to facilitate investment in plant and machinery. We work will all sized businesses across all industry sectors and provide a designated Jade Finance consultant to personally handle your finance requirements.
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Equipment Loan Specialist
Plant and Machinery Leasing
An off-balance sheet finance facility which features:
- Jade’s negotiated cheapest and fixed interest rate.
- Fixed lease term: from 12 month to up to 84 months for major acquisitions.
- Fixed monthly lease payments which appear on balance sheet as an operating expense.
- Residual may be included.
- Lease payments and residual are tax deductible in line with ATO guidelines.
- Lender claims the GST on purchase price, borrower pays and claims GST on lease payments and residual.
Chattel Mortgage for Plant and Machinery
An extremely popular and widely-used finance product as it suits businesses that use a cash accounting method.
- Jade’s negotiated cheapest and fixed interest rate.
- Fixed finance term.
- Fixed monthly repayments which are not fully tax deductible, only the interest portion is deductible.
- Balloon may be included.
- The borrower claims the GST on purchase price on their next BAS.
Equipment finance guides and resources
Our guides offer quick comparisons and simple explainers to help you level up on the equipment finance process with confidence.
Equipment Finance
Heavy Equipment Finance
Specialised Equipment Finance
Full Selection of Plant and Machinery Finance Products
- Plant and machinery Lease
- Chattel Mortgage
- Plant and Machinery Rental
- Commercial Hire Purchase (CHP)
We recommend you consult with your accountant as to which finance product is best suited to your business structure. The decision will be based on your accounting method, balance sheet strategy, treatment of GST, depreciation and tax deductions and other considerations.
Whichever commercial finance product is the most appropriate for your business and your plant and machinery acquisition, you can be assure, it will include:
- Jade’s signature ‘best interest rates’.
- Fixed Interest Rate
- Fixed Loan Term
- Fixed Monthly Payments
- Flexible terms and conditions negotiated to suit your business objectives and to maximise the return on your plant and machinery investment.
Plant and Machinery Rental
Another off-balance sheet facility which provides a flexible, workable option for many businesses.
- Jade’s negotiated cheapest and fixed interest rate.
- Fixed rental contract term.
- Fixed monthly rental payments which appear on balance sheet as an operating expense.
- Residual/Buyback may be included.
- Rental payments are tax deductible as an operating expense.
- GST applied to monthly repayments.
Commercial Hire Purchase (CHP) for Plant and Machinery
CHP is suited to businesses using a cash or accruals method of accounting.
- Jade’s cheap interest rate, fixed for the loan agreement term’
- Fixed finance term and fixed monthly repayments
- Interest is tax deductible, monthly repayments are not deductible.
- The borrower claims the GST on purchase price on their next BAS. GST not applied to monthly repayments or interest.
Your Jade Consultant Works for YOU
For full details on the full range of Jade commercial finance options for plant and machinery acquisitions, please speak with one of our Jade consultants. Your consultant will act as your business manager and handle the entire finance process. With our strong bargaining power and expert negotiating skills across our large number of lenders, we will source you the best finance package on your plant and machinery investment.
Speak with a Jade Finance Consultant in regard to your plant and machinery finance requirements. Call 1300 000 008.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 16/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
