Machinery Finance - Plant & Equipment Loans
Jade Finance provides businesses with the full range of finance package options to facilitate investment in plant and machinery. We work will all sized businesses across all industry sectors and provide a designated Jade Finance consultant to personally handle your finance requirements.
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Equipment Loan Specialist
Plant and Machinery Leasing
An off-balance sheet finance facility which features:
- Jade’s negotiated cheapest and fixed interest rate.
- Fixed lease term: from 12 month to up to 84 months for major acquisitions.
- Fixed monthly lease payments which appear on balance sheet as an operating expense.
- Residual may be included.
- Lease payments and residual are tax deductible in line with ATO guidelines.
- Lender claims the GST on purchase price, borrower pays and claims GST on lease payments and residual.
Chattel Mortgage for Plant and Machinery
An extremely popular and widely-used finance product as it suits businesses that use a cash accounting method.
- Jade’s negotiated cheapest and fixed interest rate.
- Fixed finance term.
- Fixed monthly repayments which are not fully tax deductible, only the interest portion is deductible.
- Balloon may be included.
- The borrower claims the GST on purchase price on their next BAS.
Equipment finance guides and resources
Our guides offer quick comparisons and simple explainers to help you level up on the equipment finance process with confidence.
Equipment Finance
Heavy Equipment Finance
Specialised Equipment Finance
Full Selection of Plant and Machinery Finance Products
- Plant and machinery Lease
- Chattel Mortgage
- Plant and Machinery Rental
- Commercial Hire Purchase (CHP)
We recommend you consult with your accountant as to which finance product is best suited to your business structure. The decision will be based on your accounting method, balance sheet strategy, treatment of GST, depreciation and tax deductions and other considerations.
Whichever commercial finance product is the most appropriate for your business and your plant and machinery acquisition, you can be assure, it will include:
- Jade’s signature ‘best interest rates’.
- Fixed Interest Rate
- Fixed Loan Term
- Fixed Monthly Payments
- Flexible terms and conditions negotiated to suit your business objectives and to maximise the return on your plant and machinery investment.
| Lender | Loan Product | Interest Rates From | Monthly Repayment |
| Jade | Equipment Finance | 6.59%Fixed Rate | $588.25 MONTHLY |
| Jade | Business Loans - Unsecured | 14.95%Fixed Rate | $712.91 MONTHLY |
| Jade | Business Loans - Secured | 5.99%Fixed Rate | $579.84 MONTHLY |
| Jade | Overdraft - Non Bank | 14.95%Fixed Rate | $712.91 MONTHLY |
| Jade | Chattel Mortgage | 6.85%Fixed Rate | $591.92 MONTHLY |
| Jade | Operating Leases | 6.85%Fixed Rate | $591.92 MONTHLY |
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Jade
Equipment Finance
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| 6.59%Fixed Rate | $588.25 MONTHLY | |
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Jade
Business Loans - Unsecured
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| 14.95%Fixed Rate | $712.91 MONTHLY | |
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Jade
Business Loans - Secured
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| 5.99%Fixed Rate | $579.84 MONTHLY | |
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Jade
Overdraft - Non Bank
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| 14.95%Fixed Rate | $712.91 MONTHLY | |
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Jade
Chattel Mortgage
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| 6.85%Fixed Rate | $591.92 MONTHLY | |
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Jade
Operating Leases
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| 6.85%Fixed Rate | $591.92 MONTHLY | |
THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 02/05/2026 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
