DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
If you’re hoping, dreaming, wishing about a purchase but you’re not sure repayments will fit your budget or you’re trying to decide between several different models at different prices, the personal loan calculator can be very useful in assisting with your decisions.
In using the calculator, please remember it is a generic device and does not have the functionality to factor in the unique specifics of your credit profile and the details of what you intend to purchase. It also can’t predict the level of success your Jade Finance consultant will achieve in negotiating the best personal loan for you. Your actual repayments may differ from the estimate.
When using the loan repayment calculator, please be mindful of these possible key points: The resulting regular monthly loan payment that is provided is not a specific finance quote, it is not a finance offer and also it does not imply your application has actually been approved for that, or any other financing. The finance amount that you submit might not be the final total amount lent as there may be added loan fees and costs used by the lender or bank. You can include an additional sum in the loan total to allow for your costs for insurance, extended warranties or other expenses associated with what you are buying.
This calculator is created to provide estimates based upon the input data only. It does not allow for individual application variances. The finance deal and repayment amount you receive from your Jade expert may be higher or less than the outcome you have actually calculated.
The calculator is provided to calculate financing payments based upon an inputed rates of interest over an established time period. It is not to be used for interest-only funding calculations. It calculates rate of interest and also payments by compounding calculation over the regular monthly term.
If the estimate or more or is less than you anticipated, you can change the amounts you entered and see immediately how that varies the repayment estimated.
A longer loan term reduces the monthly repayment and a shorter loan term increases the repayments but you finalise your loan earlier.
Happy with the result and would like to take your personal loan to the next level with a firm quote?
Prefer to discuss it further one-on-one?
Contact one of our Jade Finance consultants via email or phone for a conversation about your personal loan requirements.
Tap “GET A QUICK QUOTE” to receive a finance estimate, or reach out to a Jade Finance consultant at 1300 000 008 for a precise quote and a personalised discussion about your personal loan needs.
Simply complete all the required fields with the amounts relevant to your purchase and click calculate. You will immediately see the estimated monthly repayments displayed on your screen.
Enter the amount you would like to borrow for your purchase. This can be the total purchase price or you may also like to include an amount to cover other costs associated with your purchase including on-roads costs for a car purchase.
Interest rates vary over time, from lender to lender and across the different categories of our loans. For the ease of this estimate calculation, simply enter the interest rate that we are currently advertising for personal loans. You will see this displayed on many of our web pages.
This is the number of years you would ideally like to repay the loan, represented in years. For most personal loans, from 2 to 4 years is acceptable by lenders. Enter the amount in the field.
The two main types of personal finance are secured and unsecured credit products.
Secured loans use the goods being purchased as collateral. With that assurance, lenders can offer lower rates than on loans without collateral.
Secured personal finance typically has a fixed rate. Unsecured loans may have fixed or variable rates. Variations occur with different lenders.
Unsecured personal credit may be obtained for a holiday, subject to lender approval.
Finance offers can vary from estimates derived using an online calculator. Calculators do not have the functionality to check credit scores and individual applications. Calculators do not allow for lender fees and charges which vary with different lenders.
Unsecured credit may be approved without collateral, subject to the strength of the individual application and the lender.
Secured financing is used to acquire goods which are deemed suitable collateral. These can include motor vehicles, watercraft, motorbikes, caravans and similar goods.
To apply for personal finance, applicants must be over 18 and provide documentation on their income and financial status, residency, ID, expenses and similar personal information.
Used vehicles may be financed with a secure loan where the lender accepts the car as suitable collateral for the credit.
Borrowing limits are established by lenders following an assessment of the individual application. The limit can depend on the earnings capacity, debts and expenses, and credit score.
Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.
