Personalised Application Process
Working with us is different from submitting an application directly to a bank or lending institution.
Get Workable, Affordable Start Up Truck Loans
The beginning phases of a new enterprise, when funding for vehicles is required, can be a daunting time. Banks and lending companies have varying criteria for approving credit, especially to new enterprises that don’t have all the financials to support their application. As experts in heavy vehicle lending, we provide operators with the required services, expertise and the lenders to acquire workable, affordable heavy vehicle credit.
Why Jade Finance?
Apply Online
The easy application process provides you with comprehensive information. Make a fully informed decision on your truck loan.
Get Pre-Approval
Save time, money, and worry - Get Pre-Approval for your finance. You'll be good to go when you find your dream truck.
Truck Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Commercial Truck Finance for Start Ups - Compare Our Best Interest Rates
Securing the best vehicle funding rate can be crucial when setting up a new enterprise on a workable footing. We work hard to secure the lowest rates for all our customers as is clear from our current best rates. Each application is assessed individually for rate offers. As a guide for comparing credit facilities and preparing initial plans, new operators can use our latest best rates and request a quote for a specific rate offer based on your requirements.
Fast Truck Loan for Start Up Approval
We have lenders that offer low doc and no doc heavy vehicle funding at affordable rates to new enterprises.
Request a Quote
Best Interest Rates
Our brokers handle the entire credit sourcing process, focussing on achieving the best interest rates, most workable outcome and supporting operators through all stages.
Speak with Us Today
If you’re at the outset of setting a new enterprise and need vehicle funding, speak with us today about how we may assist you.
How to Prepare with a Start-Up Truck Financing Calculator
Prepare budgets for vehicle funding with the use our lending calculation device. The device empowers operators to work up different options for funding based on varying loan amounts for different vehicles and with different terms and balloons. Compare credit facilities by entering the relevant interest rate for that product. The device instantly displays estimated repayments with a confirmed quote available by contacting us.
- Prepare budgets for acquiring heavy vehicles with funding.
- Compare repayment estimates on different vehicles.
- Calculate estimated repayments on all types of credit products.
Truck finance guides and resources
Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.
Truck finance
Specialist Truck Finance
Business Finance
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Types of Start-Up Truck Loans for First Time Owner Driver
One of the key issues for new enterprises requiring credit is not having sufficient documentation on the operation’s financials and trading to meet commercial credit application criteria. We assist entities in this situation with access to lenders offering low doc and no doc options. These options allow new operators, even sole trader owner-operators, to secure funding.
These options are approved based on minimal documentation, some only 6 months of trading history, others on strength of prospects and security. When applicants are approved on this basis, they can choose the most suitable credit facility from the selection of commercial lending products.
We secure these solutions at a fixed rate of interest and at fixed terms. Residual, buyback and balloon options can be selected and the tax benefits relating to the facility chosen can be realised.
While your broker will be sourcing and negotiated the most workable solution, we recommend speaking with an accountant in regard to which particular credit facility is best for the enterprise set-up.
- Chattel Mortgage Vehicle Credit for New Operators.
- Vehicle Leasing without financials.
- Heavy Vehicle Rent-to-Own for new set-up entities.
- CHP Vehicle Funding with minimal docs.
- Low Doc, No Doc Vehicle Funding Options.
- Individually negotiated fixed interest rates.
- Fixed vehicle credit term – up to 7 years.
Talk to a Jade specialist broker to find the right type of truck loan for your start-up.
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Start-up Truck Loans Solutions from Specialist 20+ years Commercial Truck Finance Experience Brokers
With our extensive experience in commercial heavy vehicle funding, we offer new operators with the right lender connections to achieve cost-effective credit solutions. In addition to our 20+ years of experience we have more than 80 lenders in our accreditations. Lenders which include specialist non-bank lenders that provide solutions for those just setting out with their venture.
Our brokers know the criteria that our individual lenders utilise to make offers and approve credit applications. With knowledge of the matrix and our technology resources, we have the capability to match each customer with the right lender. With our industry-level contacts with these lenders, we negotiate on behalf of operators for the best rates and the most workable terms.
Your entire vehicle funding solution is handled by your expert, highly skilled broker. Assisting you with the application and supporting you through every stage of the process.
To find out more about the opportunities we may have for you, connect with us online or make a call and speak with one of our brokers in person.
- Expert heavy vehicle funding brokers.
- Specialists in credit for new operators.
- 80+ lender based – specialist low doc lenders.
- Solutions individually sourced and negotiated.
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![Adaptable and Practical Financing Solutions to Boost Your Business]()
Fast Truck Loan for Start-Up Approval
If you want to get started with your new vehicle, contact us today for a quick quote and fast approval. Even with little or no documentations, approvals can be obtained in 24 hours.
- Quick new operator vehicle credit quotes.
- Fast approvals for low doc vehicle funding.
- Apply online with our streamlined process.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 16/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
Start up Truck Loans FAQs
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A heavy vehicle credit calculator can be used to work out estimates of repayments. Calculators are available online at lender and broker websites.
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Commercial credit facilities have varying features in regard to suitability to accounting methods and approaches to balance sheet and taxation. All operators are advised to consult with an accountant on the best option for their set-up.
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Yes. An application for vehicle funding can be approved with a fixed quote prior to purchase.
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Yes. All approved commercial funding applicants can receive the relevant tax benefits on the credit facility selected.
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All interest rates are offered after the lender assesses the application. Due to less financials being available, new operators may be assessed at higher risk and may be offered a rate higher than the best rate advertised by lenders. Competitive rates can be achieved with strong applications.
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All conditions around vehicle funding are subject to the individual criteria of lenders. Collateral in addition to the vehicle may be required.
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If approved for no doc or low doc funding, a new operator can select Leasing for the vehicle funding.
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New operators can contact non-bank lenders or brokers that provide options with no doc and low doc heavy vehicle credit.
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Yes. Once approval is received, operators are entitled to all features and benefits of the selected credit product. Balloons are a feature of CHP and Chattel Mortgage.
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No. GST rego is not an essential requirement for commercial credit approval.
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All commercial entities must have an ABN to apply for funding. Additional documents on the financials of an entity are requested. Where a new entity does not have all this information, they may present what trading details to date, operating plans and prospects and other information.
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New operators usually require low doc or no doc funding through specialist lenders. When an application is approved on this basis, the operator may select from Leasing, Rent-to-Own, CHP and Chattel Mortgage.