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Get Moving Faster, More Affordably, with Our Expert Motorhome Loans Service

Get out on the road faster in your new RV by using our expert services to source you affordable finance for a motorhome. We’re specialists in RV finance and appreciate that buyers are looking for the same convenience in sourcing financing as they get from their RV.

  • Low motorhome loan interest rates
  • Credit score not impacted
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Why Jade Finance?

Apply Online

The easy application process provides you with comprehensive information. Make a fully informed decision on your caravan loan.

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Save time, money, and worry - Get Pre-Approval for your finance.

Caravan Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Simplify Your Travels with Competitive Motorhome Financing

Motorhomes offer a very convenient and accessible way to explore, travel and holiday, with the vehicle and accommodation in the one unit. Less hassle, no need for a towing vehicle, no need for separate financing for car and caravan, no need for holiday park bookings.

Our service provides buyers with the one contact to arrange their financing at the best rates, individually tailored to their needs, but sourced from across a vast lender market. A dealer may offer you one financing option. We provide the best option from 80+ lenders!

Motorhome parked near a sign for the Nullarbor Plain

Flexible, Versatile & Secured Motorhome Loans

As specialists in the RV lending sector, we offer customers both secured and unsecured financing products to suit all vehicles and preferences.

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Secured Low-Rate Funding

We arrange secured funding with low fixed interest rates over fixed terms which we negotiate with lenders, to best meet the repayment preferences of our customers. Secured funding can be approved on both new and quality used models, subject to lender acceptance of the RV as collateral.

Higher Borrowing Limits

With the collateral approved, this type of lending product allows buyers to free-up other assets, while obtaining the best rates on their financing and potentially, a higher borrowing limit. With collateral confirmed, lenders can approve higher borrowings, allowing buyers affordable finance for even the top of the range models and borrow the full purchase price.

Worry-Free Fixed Rates

The fixed repayment schedule and fixed rates provide worry-free travel. Owners know that both will remain unchanged over the fixed term. Insurance is required on goods under finance.

Unsecured Financing Also Available

Where the age and condition of a used vehicle is not considered acceptable collateral by lenders, or where it’s just the preference of the buyer not to offer the RV as collateral, we offer versatile unsecured financing for motorhomes. Without collateral, this option does come with higher rates, but flexible terms and workable repayments can be negotiated.

Discover the Best Motorhome Financing Options for Your Needs

To discuss the most suitable motorhome financing for your purchase, have an obligation-free conversation with one of our brokers.

  • Secured Motorhome Loans for new and quality used models.
  • No collateral financing available.
  • Experts to source, negotiate, finalise motorhome finance.
  • Best fixed rates, fixed terms, fixed repayments.

Caravan finance guides and resources

Our guides offer quick comparisons and simple explainers to help you glide through the financing process with confidence.

Get Versatile Motorhome Financing for All Makes and Models, New and Used

We’ve been providing financing on RVs for over 25 years and we not only know lending, but we know the RV market. Our versatile lending products and individually sourced loans are available to finance all makes and models.

We provide loans for Jayco, Paradise, Auto-Trail, Avida, Suncamper, Winnebago, Sunliner, Austral, Emu, Windsor and many more! Motorhome finance is available for new and second-hand vehicles of all sizes – 2, 4, 6+ berth, for all power units, off-road and on-road, and for both standard and custom models.

With our deep understanding of the RV market, we know that buyers like to customise and individualise their vehicle to suit their travel plans. We oblige by individualising the finance. We take a personal approach to every application and use our direct, industry-level lender connections to negotiate to include extras and accessories in the loan.

While a dealer, bank or finance company may have a standard, one-size-fits-all financing option, we provide a customised, personally sourced solution from 80+ lenders. To have your motorhome finance customised to suit your vehicle and your travel style, contact Jade.

  • Motorhome loan for leading brands.
  • Loans for custom motorhomes, all sizes.
  • Customised motorhome finance.
  • Loans for purchases from dealer, private sellers.
Flexible Financing Solutions for Motorhomes

Best Motorhome Loan Interest Rates from 80+ Lenders with Jade Finance

Tempted to just sign up with the dealer’s finance? Are you confident it is at the best motorhome finance interest rate you could be offered? Are you 100% comfortable with the terms and conditions of a lender’s generic personal loan?

The leisure goods lending market is quite vast with banks, finance companies, and dealers all offering a form of personal credit to purchase RVs. Interest rates, loan terms, borrowing limits, loan product features, and conditions vary across the market, creating what can be a difficult scenario for buyers.

We cut through the confusion and secure the lowest available motorhome finance rates from across our vast lender base of 80+ lenders. A base which includes lenders that specialise in exactly what you’re purchasing – motorhomes and RVs. Our accreditation with many lenders provides us with not only access to the best rates, but also to the lender that best suits individual customer profiles. Connecting with the right lender can make a difference with the rate offer and other aspects of the finance.

Our brokers take your brief including your financials etc and details of your RV purchase, and knowing the matrix used by our lenders, quickly select the lender that best meets your profile. That means, the lender offering the best interest rates and most suitable terms.

The lowest rates sourced from a vast market, quickly and easily on your behalf, by experts, without impacting your credit score. Each customer is assigned their own Jade Finance expert to provide the one point of contact for speed, convenience, and consistent communication through the entire process.

For a quote on your motorhome finance at the most affordable rates, sourced especially to meet your requirements, request a quote online or by phone. We operate Australia-wide to serve buyers in all states and territories.

  • Best motorhome finance rates from 80+ lenders.
  • Individually sourced solutions to meet individual requirements.
  • Experts to connect you with the right lender, right loan.
Improved Interest Rates, Enhanced Caravan Financing

How to Apply for Motorhome Finance – Quickly, Easily, Fast Approvals

Applying for a loan for a motorhome is quick and easy with Jade. Applications can be made via our online facilities or over the phone with one of our brokers. Under Consumer Credit Laws as regulated by ASIC, we are required to request a range of documents and personal information, and credit applicants must be over 18.

Documents and information cover personal details, financial position including earnings, debts and expenses, employment, residential circumstances, and other details. Information will be required on the RV being purchased so suitability as collateral can be approved. Lenders will be checking credit scores and credit histories.

Once the information is supplied to our brokers, we handle the remaining stages of the process. Sourcing quotes from the suitable lenders, getting applications approved, and we’ll even liaise between lender and dealer to ensure prompt settlement.

Planning to buy at an upcoming caravan show? We can arrange for your finance to be pre-approved so you are ready to place your order. Many applicants receive their approval within 24 hours. Our process is fast and streamlined without compromising on the best rates and most suitable loans. Apply right now!

  • Fast, streamlined motorhome loan application process.
  • Individually handled by experts.
  • Pre-approval for ordering at shows.
  • 24 application approval.

Estimate Savings, Repayments with Online Motorhome Finance Calculator

How much may our low rates save you each month on your motorhome loan? Find out quickly and easily by using our convenient online motorhome loan calculator. The device is available 24/7, carries no obligation, and can be used to calculate estimated repayments on all makes and models.

Compare models, set your budget, decide on preferred loan terms, make critical decisions on deposits. Calculate your possible repayments with our latest best rates and contact us for a quote.

  • Online motorhome loan calculator.
  • Compare makes and models.
  • Estimate repayments, make buying decisions.
The refurbished interior of a caravan.
Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 05/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

Motorhome Loan FAQs

  • No deposit financing for RVs is available, subject to individual lender approval of the borrowing limit.

  • Secured credit products allow the goods being financed to be the collateral for the credit. Subject to lender approval, no additional collateral is usually required. 

  • Interest rates on RV loans are individually offered based on the credit and application assessment by lenders. 

  • All sized motorhomes can be financed with secured and unsecured credit products. The specifics of the applicant are the most contributors to rates, terms and conditions in any offer. 

  • A secured credit product uses the RV as collateral. Unsecured credit products do not use the goods under finance as collateral. Some lenders will request applicants provide collateral with other assets. 

  • Conditional approval of credit applications can be obtained prior to purchase. The specific details of the RV and the exact loan amount are finalised after purchase. Pre-approval is valid for a specific, set time period only.

  • The credit term offered to an individual is subject to their creditworthiness, the amount requested, the collateral, and other considerations. Up to 7 years may be offered on secured consumer credit.   

  • Calculators provide estimated repayments without taking account of the user’s credit profile or the fees applied by the lender. Quotes allow for both these and therefore may be higher than estimates. 

  • Used motorhomes can be financed with secured credit where accepted as suitable collateral or with unsecured credit where not accepted as collateral. 

  • The age and condition of the motorhome is assessed for suitability as collateral for a secured loan. Where it is not, an unsecured option may be considered. Secured credit offers lower rates than unsecured and can be preferred.