Better Costs, Better ROI, Better Financing Rates
With such a wide variety of lending products and rates in the financial market, finding a way to sort through the madness is invaluable. By coming to Jade, you’ll experience our keen understanding of the importance of providing affordable financing for individuals across Australia. Let our brokers greatly simplify the complex lending market for you, and obtain the most competitive interest rates for your new motorcycle purchase.
Why Jade Finance?
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Bike Loan Specialist
Compare Our Motorbike Finance Rates - from 80+ Lenders
A large proportion of Australians relying on credit, and relying on that credit being affordable, we’re steadfast in our mission to provide the lowest possible rates on the market. For 25 years we’ve stayed strong in mission, utilising our huge list of over 80 banks and lenders to find the best deal for each of our clients. With rates directly impacting repayments, which in turn affect cash flow, creating a cascading effect – the risk of not using us for your financing journey is simply not worth it.
With accreditations from over 80 banks and lenders, our capability to find the lowest rate available on the market is sky high. When you come to us for your motorcycle loan purchase, you can compare our superior rates across all the available funding options. Since offered rates can often vary from those advertised based on individual circumstances, contact us by phone for a personalised quote tailored to your specific funding requirements.
Feel Confident with Our Fixed Motorbike Finance Rates
A hurdle for many individuals is the constant fluctuations in interest rates. Many of our lending products boast fixed rates, providing confidence and certainty for our customers. These cheap fixed rates, coupled with fixed terms and fixed repayment schedules culminates in a high level of certainty for individuals over their funding term.
- Fixed rates, terms, repayments
- Fixed interest rate loan options
- Borrower confidence, certainty
Bike finance guides and resources
Bike Finance
Estimate Faster with Our Motorbike Interest Rate Loan Calculator
We not only streamline the interest rate market, but also help our customers plan their funding needs with the help of our interest rate calculator. This device helps buyers make the most of the displayed rates and allows them to compare options prior to requesting a quote or submitting an application.
Comparing rates helps our customers to differentiate between lenders and funding products, as well as help them see how rates affect future planning and decision making. The calculator can be used anytime and anywhere, allowing borrowers to input a range of values to compare bike models and devise a funding structure to suit their cash flow needs.
- Online loan calculator for comparison
- Customise your funding preferences before applying
- Plan purchases and manage your budget with ease
How to Use Our Motorbike Finance Brokers to Find Best Rates
Our expert broker service streamlines the process of finding the best interest rates for your motorbike financing needs. All individuals can talk to us, including new buyers, experienced riders, and those looking to upgrade their bikes.
At Jade, each customer is matched with one of our skilled loan specialists, who will identify the most suitable lender from our extensive network, based on your profile and lending requirements. After gaining an in-depth understanding of your financial needs, your dedicated consultant will obtain a quote with the best possible rates for your circumstances – saving you the significant amount of time and effort of contacting multiple banks and lenders for quotes.
- Source expert rates
- Match borrowers with the most suitable lender, affordable rates
- Cheaper rates faster, with less effort
Better Bike Finance Interest Rates Across Loan Products
Interest rates for motorbike loan options can differ for a range of reasons.
| Low Doc Bike Loans | With a low doc bike loan, a borrower’s credit history plays a significant role in determining the interest rate. The amount you wish to borrow and the length of the loan term can affect the rate you are offered. Additionally, different lenders will have varying criteria that can significantly influence their rates. |
| Secured Motorcycle Loans | For a secured bike loan, the interest rate is fixed for the term of the loan. Typically interest rates will be lower for this type of bike loan because the lender’s risk is decreased. The value of the collateral, your credit profile, loan amount and term, and lender’s criteria can all affect the interest rate. |
| Unsecured Motorcycle Loans | Unsecured bike loans can be arranged by Jade at either fixed or variable interest rates. Unsecured loans rely on the borrower’s creditworthiness, which can lead to higher interest rates compared to secured bike loans. Loan amount and term, and lender’s criteria also contribute to the rate offered. |
What Sort of Motorbikes Can I Get a Cheap Interest Rate On?
Borrowers come to us because we’re able to provide highly competitive rates on the full range of motorbikes. Daily Suzuki rides, off-road Kawasaki, on road, trail bikes, classic Harley Davidson, high performance Japanese sports bikes, powerful BMW tourers, Ducato, Honda, Yamaha, Triumph, Moto Guzzi – we finance them all. From standard models to limited releases and custom specials. Whether it’s new, used, from a private seller, from a dealer sale, or from an online marketplace – we will finance your ride.
Superior Rates and Optimal Bike Loan Solutions with Jade Finance
With the unique standards each lender in the market employs, navigating rates to find the best deal can be difficult and lead to inconsistency and uncertainty.
By choosing Jade to manage your motorcycle loan rates, you will eliminate uncertainty. Our interest rate offers are sourced from a vast network of 80+ lenders, including major banks and numerous finance companies. This extensive accreditation gives us access to specialised lenders and key industries, allowing us to source you a highly competitive rate.
Individuals across Australia benefit from our expertise, connections, and skill every day in securing the best bike loan rates. We provide better rates to ensure better financial outcomes.
- Access the best rates from 80+ banks and non-bank lenders
- Enjoy fast service for more affordable bike finance interest rates
- Obtain better loan rates for all models of bikes
Get Cheap Motorbike Loan Interest Rates Approved in 24 Hours
Get in touch with us to find out exactly what cheap rates we can find for your funding – convenient and fast. Request a quote by phone or online. Many applications through Jade can be approved in 24 hours or less, to expedite the purchase of your motorbike.
As an experienced finance broker, our loyalty is to you, our customers, not to achieving profits for shareholders of the banks and lenders. Jade is a well-established Australian owned business with a proud heritage in delivering effective, cheap loans to motorbike riders and enthusiasts for many years.
- Request a Quick Quote online
- Find Your Cheap Bike Loan Rate
- 24 Hour Application Approval
- Quick, Convenient, Friendly Service
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 16/09/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.
We work harder to secure the best rates.
Motorbike Finance Rates FAQs
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Interest rates are influenced by various factors, including your credit profile and history, the type of bike and its condition, loan term and amount, economic conditions, and the lender’s credit guidelines.
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We offer flexible and competitive motorbike finance options with low-doc requirements, making it simple for individuals to acquire loans. When you come directly to us, you’ll enjoy a personalised experience, fast approval times, and the ability to finance both new and used motorbikes. We provide expert advice and support throughout the lending process.
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At Jade, we have basic eligibility criteria borrowers must meet. Individuals seeking lending must be at least 18 years old, have a stable income, and be able to demonstrate their ability to repay the loan. Providing necessary documentation such as ID, and proof of income and residency helps to streamline the approval process.
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Yes. At Jade, we allow you to finance both new and used motorbikes. Our flexible financing options accommodate a wide range of motorbike models – enabling you to choose the best bike for your preferences and budget. Whether you are buying from a dealership or a private seller, Jade Finance has loan solutions that can be tailored to suit your needs.
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We offer various motorbike financing options, including secured and unsecured loans, low doc loans, and personal loans tailored for motorbike purchases. Secured loans often have lower interest rates because the motorbike will be used as collateral on the loan. Unsecured loans provide more flexibility due to their lack of collateral. Each option is designed to cater to a range of financial circumstances and preferences.
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Your credit score can significantly impact the interest rate you can receive on your motorbike loan. A higher credit score will generally mean you’ll be able to obtain lower interest rates because it indicates a lower risk to the lender. A lower credit score will generally lead to higher interest rates.
When you come to us for your motorbike loan, we’ll assess your creditworthiness and determine the most suitable loan terms and rates for your situation.
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Yes. We offer pre-approval for motorbike finance.
Getting pre-approved is beneficial because it can help a borrower understand their borrowing capacity prior to our dedicated brokers shopping for a product. The pre-approval process will involve an assessment of your financial circumstances, your credit history, and loan requirements. Pre-approval can provide a clear idea of the loan amount and terms you can expect on your loan.
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Motorbike finance rates through Jade are competitive and can often be lower than personal loan rates. This is especially true for secured loans where the motorbike serves as collateral. Personal loan rates can vary widely based on the lender and the borrower’s credit profile. At Jade, our motorbike loans can often provide better terms for specifically financing motorbikes.
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Selecting a fixed or variable rate is completely dependent on your specific financial situation and preferences. Fixed rates provide more stability with consistent monthly payments which can make budgeting easier. Variable rates can fluctuate with market conditions, and can potentially offer lower rates initially but with the risk of rate increases. By talking to our Jade brokers, you can determine which option is best for you.
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Yes, there is an opportunity to negotiate your finance rate with Jade. Factors like credit history, loan amount, and repayment terms can influence your ability to secure more favourable rates.