Home Caravan Loans New Caravan Finance

Affordable Holidays & Travel with Our Best Fixed Rates on New Caravan Finance

Get even more enjoyment from the caravanning lifestyle in your new camper, caravan, motorhome or RV with our new caravan loans at the best fixed rates. Competitive fixed rates over workable fixed terms, make holidays and travel in a RV more affordable and more carefree.

  • Low interest rates on caravan loans
  • Credit score not impacted
how-much-do-you-want-to-borrow

Why Jade Finance?

Apply Online

The easy application process provides you with comprehensive information. Make a fully informed decision on your new caravan loan.

Get Pre-Approval

Save time, money, and worry - Get Pre-Approval for your finance.

Caravan Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Request Quote

Affordable New Caravan Financing with Full Purchase Coverage

The entire purchase price may be covered for many buyers in the loan, leaving other funds for activities on the road. The RV can be used as security, freeing up other assets and providing caravan loan opportunities for asset-poor buyers. Repayments are negotiated by experts to best meet budget expectations and fixed for the entire term. Allowing our new caravan finance customers to enjoy worry-free travelling with the confidence that their loan will not change over the term.

Our new caravan financing services with the best rates, can bring the reality of owning a new RV well into the affordability zone of many buyers and budgets. Whether eyeing off a top-of-the-range, luxury model, or a budget-friendly variant, speak with us about our affordable loans for new caravans.

A happy man standing beside a caravan at a campsite outdoors

Options to Finance New Caravans with Secured Loans

The most popular financing product for new RV buyers is the Secured Caravan Loan. This credit product includes a straightforward format where the vehicle is accepted by the lender as the collateral for the funds being loaned. Saving buyers having other assets tied up as security against their loan.

Request a Quote

Understanding Secured Caravan Loans

Lenders register their security interest in the RV through the PPSR – the Personal Properties Security Register. When the buyer finalises all outstanding payments, the interest in the vehicle is cancelled by the lender. Buyers have full use of their vehicle and are responsible for all expenses including registration, servicing, and maintenance.

Insurance Requirements and Responsibilities

With lenders holding an interest in the RV as loan collateral, they do require assurances that their interests are protected in the event that the vehicle is stolen or written off. For that reason, the borrower is required to take out a comprehensive insurance policy on the van with this type of new caravan loan. The policy must be renewed each year for the full finance term.

Competitive Rates and Higher Credit Limits

With this assurance with secured loans, new caravan finance interest rates are extremely competitive, and lenders can be in a position to approve higher credit limits. This may allow many buyers to borrow the full purchase price of the RV, including many accessories and optional packs.

Fixed Rates and Terms

The fixed elements of secured new caravan loans provide peace of mind for buyers. The interest rate, term and monthly repayment figure are all fixed. Convenient, straightforward, and the way that most buyers finance their new caravans.

Explore Secured Caravan Loans

To discuss the best new caravan loan interest rates, terms and conditions we may source for you, call and speak with one of our brokers, or request a quote online.

  • Secured New Caravan Loans – no extra collateral needed.
  • Fixed new caravan finance interest rates.
  • Carefree travel with fixed rates, terms, repayments.

Expert New Caravan Financing Services – All Makes, Models, RV Variants

As experts in leisure goods and recreational vehicle financing, we know the RV market, know the brands, the wide range of vehicle variants, and provide loans for all options. While enthusiasts differentiate between caravans, campers and other types, the lending market uses the reference to ‘caravans’ to cover all RVs.

Our competitive rates and versatile loans are available on all new RVs including traditional caravans, off-road caravans and campers, camper trailers, motorhomes, fifth wheelers, toy haulers, campervans, and rugged expedition-style models. Financing options cover the full price range from the small, budget-friendly offerings to luxury homes-on-wheels models.

Financing new caravans is available through Jade Finance on all models from all manufacturers both those made wholly in Australia, fully imported, and variants with imported shells and assembled in Australia. Brands that we finance include Network RV, Lotus, Supreme, Bruder RV, Coromal Goldstream, Jayco, Crusader, JB, Blue Sky, Winnebago, Bushtrakka, and all the other great RV manufacturing companies.

Caravan with bikes in a beautiful landscape

Caravan finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Customised Financing for Your New Caravan

We know that many models are offered with options for buyers to customise their RV. Options to select the interior finishes, to add accessories, to purchase option packs, increase solar or water capacity, and other extras. To make the entire purchase more affordable, our brokers work to have the entire package included in the new caravan loan.

To discuss customising your new caravan financing to suit your RV, call and speak with one of our brokers.

  • New caravan loans for all brands, RV variants, models.
  • New camper trailer finance.
  • Loans for new motorhomes, campervans.
  • Opportunity to include accessories in new RV loan.
A row of new caravans lined up at a caravan dealership.

Get Best Interest Rates on New Caravan Loan with Our Experts, 80+ Lenders

Buyers of new RVs can quickly realise the vast extent of the consumer credit lending market. Banks, finance companies, and even RV dealers and manufacturers offer loans for new caravans. Loan features and interest rates can vary significantly across the market, presenting buyers with a dilemma to find the most affordable rates, deal and most suitable loan offer.

Using our expert services solves the dilemma! Our brokers do the hard work, utilising our accreditations with more than 80 lenders to find each buyer the most suitable lender and the best new caravan loan interest rates. The best rates which can significantly reduce the cost of the finance, the affordability of loan repayments, and the total expenditure for the RV.

We save buyers time in sourcing new caravan financing by handling the entire process of finding the best offer, getting application approval, assisting with the paperwork and with settlement. Time which may be critical where a timeframe for travel has been set and where vehicles are limited editions or limited in stock.

Every buyer has the individual attention of one of our brokers to provide fast, direct communications and a full understanding of specific requirements. A personal approach to ensure that every new RV loan is individually sourced and negotiated to meet their needs of our customer. To save time on sourcing affordable RV finance and secure the best rates, contact us and brief one of our experts on your requirements.

  • Best new caravan loan interest rates – 80+ lenders!
  • Individually sourced financing by expert brokers.
  • Personalised service for customised new caravan loan outcomes.

Apply for New Caravan Loans – Fast, Simple, Streamlined Process

Applying for caravan finance is quick and efficient with Jade Finance. You will be assigned a broker to handle your application, ensuring a streamlined process. Applicants must meet eligibility requirements for consumer credit under ASIC regulations. These include being over 18 years of age and providing verifiable documentation for proof of regular income, employment, place of residence, and financials. Credit histories and scores are reviewed by lenders as part of the application approval process. Credit scores impact the interest rate offered and in conjunction with income levels, the credit or lending limit approved.

New caravan loan applications can be uploaded via our online portal or provided by phone and email to one of our brokers. Many application approvals are received by buyers within 24 hours. We assist with settlement to make those final stages to RV ownership seamless and fast.

We know that many buyers order new RVs at caravan shows and outdoor expos. To ensure they have the necessary confidence to order, we provide a pre-approved new caravan loan service. We process applications prior to purchase, based on the loan estimate provided. Buyers have conditional approval which is finalised after the purchase is confirmed.

Our services are available to buyers across Australia with online and phone connections.

  • Apply for new caravan loan easily, quickly.
  • Fast loan approval – 24 hours.
  • Pre-approved loan service.

Compare Makes, Models, Options with New Caravan Loan Calculator

Comparing financing repayment estimates on the different models, variants and options is easy with our handy RV finance calculator. Simply enter the price details of the vehicle with preferred term and our current rate on secured RV finance, and the estimate is displayed.

Use from your phone while at a show, while travelling in your current van and considering an upgrade, while on the net reviewing the market.

  • Handy online repayment estimator.
  • Get fast new caravan loan estimates.
  • Use from any net-connected device.
Woman looking at the tablet in the camping site
Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
{{Lender}} {{Loan Product}} {{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY
{{Lender}}
{{Loan Product}}
{{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY

THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 05/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

New Caravan Finance FAQs

  • Including the full cost of a new RV in a loan is subject to lender approval of the borrower’s capacity or credit limit.

  • Secured RV credit products allow for the vehicle to be used as collateral for the loan. Subject to lender approval, buyers may not be required to provide additional security with other assets.

  • Financing on new caravans can be secured with fixed interest rates so the rate will not change over time. Where a variable rate loan is arranged, the rate is subject to change in line with lender rate changes.

  • Where a loan is secured, lenders require borrowers to take out insurance as their assurance that the asset is covered against theft and damage.

  • Yes, all types of new recreational vehicles may be purchased with finance, subject to lender approval of the applicant.

  • Yes. Pre-approved financing is available. The loan is conditionally approved based on an estimated loan amount. Details are finalised when the purchase is confirmed.

  • Interest rates on new RV loans are based on the creditworthiness of the applicant, not the type of RV.

  • Financing terms can vary with individual lender guidelines and the creditworthiness of the applicant. Some lenders will approve terms of up to 84 months.

  • Repayments do not change where the loan is arranged with a fixed interest rate and over a fixed term. If the interest rate is variable, repayments are subject to potential change.

  • All types of RVs from local and imported manufacturers can generally be financed in Australia. Subject to individual lender guidelines and any specific details of an imported model.