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Personal Debt Consolidation

Jade Finance provides a highly personalised and professional Personal Debt Consolidation service for individuals from a wide range of backgrounds, with varying credit profiles and with just as many life aspirations to realise.

  • Low personal loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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Personal Loan Specialist

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Debt Consolidation
Key Features

At Jade Finance we ensure the Debt Consolidation process is as streamlined and stress-free for our customers as possible. We deliver a workable financial solution so they can move forward to achieving their financial goals with a greatly improved and positive outlook.

Speak with a Jade Finance Consultant to discuss your Debt Consolidation requirements.

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Personal Finance Consultant

You will be assigned a personal Jade Finance consultant who will work closely with you through the entire process. Your consultant will listen to your story to fully understand your current situation and your objectives – what you hope to achieve with Debt Consolidation.

Personalised Process

Based on your individual requirements, your consultant will prepare a plan and process to move forward with consolidating your debts. This plan will be discussed with you in detail.

Quote Sourcing

On acceptance and agreement of the proposal, your Jade consultant will proceed to source you a quote for a loan to consolidate all or some of your debts into the one personal loan product.

Secured and Unsecured Loans

To consolidate personal debt, the loan products available include a Personal Secured Loan or an Unsecured Personal Loan.

Secured Personal Loan

If your current debts involve assets, these may be used as security against a loan. This type of loan includes a fixed interest rate, fixed loan term and fixed monthly repayments. You can make additional payments and pay out the loan early with minimal break fees.

Unsecured Personal Loan

No security is offered against the loan so interest rates are higher than a secured loan. Interest rate may be fixed or variable, loan term and repayments are fixed and you can pay out the loan early without break fees.

Lowest Interest Rate

Jade’s signature cheap interest rates policy apply to all debt consolidation loans.

Tailored Loan Quote

Your Jade consultant will source a quote for the most appropriate Debt Consolidation loan to suit your circumstances. You are under no obligation to accept the quote, but be assured, it will be the best Debt Consolidation loan available that meets your profile.

Application Processing

On acceptance of the quote, your Jade consultant will proceed to process your application, set up the loan and liaise with the lenders for both your new loan and to finalise the debts you are consolidating.

Personal finance guides and resources

Our guides offer quick comparisons and simple explainers to help you move through the financing process with confidence.

Consolidating your debt can be an effective strategy to move forward in achieving your financial goals and in life generally. If your debts are holding you back, then consolidation could be a way forward for you.

The process involves combining all or some of the loans and other debts you have, into the one single loan to simplify and streamline your financial life.

If you’re currently juggling multiple monthly repayments on multiple debts, rolling them into the one monthly payment can ease pressure on your budget and the time you spend attending to your personal finance requirements.

Jade Finance consultants are highly trained, fully licensed financial professionals who are ideally qualified to assist you with Personal Debt Consolidation.

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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.