Home Boat Loans Yacht and Houseboat Loans

Yacht Finance | Houseboat Loans

Easy, Relaxed Personal Loans and Commercial Finance Options

Jade Finance ensures the yacht and houseboat loan process is relaxing and easy for all our customers. We do the work while you decide on which boat you’ll buy and start making sailing plans.

  • Low boat loan interest rates
  • Credit score not impacted
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Why Jade Finance?

Apply Online

The easy application process provides you with comprehensive information. Make a fully informed decision on your boat loan.

Get Pre-Approval

Save time, money, and worry - Get Pre-Approval for your finance.

Boat Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Workable Commercial Yacht Finance Products to Support your Business

Marine businesses have the choice from our comprehensive commercial finance options:-

  • Chattel Mortgage for Yachts and Houseboats
  • Yacht and Houseboat Leasing
  • Commercial Hire Purchase (CHP) for Yachts and Houseboats

The choice will depend on your business structure and treatment of tax and other accounting factors. We advise you consult with your accountant in making this decision. Your Jade consultant will provide you with all the information you require and explain the details of each product.

All Jade commercial marine loans are anchored with our cheap interest rates and crafted to suit your specific business objectives, cash flow demands and your plans for the business moving forward.

Flexible Commercial Yacht Financing Solutions

Affordable Personal Yacht and Houseboat Loans

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Secured Yacht or Houseboat Loan

  • The vessel is used as security for the loan.
  • Jade’s better interest rates, fixed for the loan term.
  • Fixed repayments to suit your budget.
  • Fixed loan term with minimal break fees for early payout.

Unsecured Personal Loan

  • No security is offered.
  • Jade’s cheap interest rates: fixed or variable.
  • Fixed repayments to suit your budget with option to make additional payments.
  • Fixed loan term with minimal break fees for early payout on fixed interest rate and no break fees on variable interest rates.

Loans for All Yacht, Sailboats and Houseboats

  • New and used vessels
  • From sailing dinghies to ocean cruisers
  • One houseboat or an entire fleet
  • Racing and recreational yachts
  • Vintage and historic vessels
  • Timber, fibreglass and composite constructed boats

If you’re daydreaming as to what yacht you can afford, use our online calculator for an instant repayment estimate on any number of boats you’re interested in. Then call Jade and turn that daydream into a reality.

Speak with a Jade Finance consultant for a yacht or houseboat loan that will have you relaxed and sailing into the sunset. Call 1300 000 008.

Yacht, Sailboat, and Houseboat Financing Solutions

Boat finance guides and resources

Our guides offer quick comparisons and simple explainers to help you sail through the financing process with confidence.

As specialists in marine finance and boat loans, Jade Finance offers the best loans for all types of yachts, sailing craft and houseboats. We share your appreciation of the leisurely lifestyle these craft offer, but we don’t spare the horsepower in securing you a great loan offer at our signature cheap interest rates.

Like the ebb and flow of the tide, interest rates vary. But the Jade commitment to securing better interest rates, cheaper interest rates and the best interest rates for our customers has never changed.

A call to Jade Finance and you’ll be assigned your own licensed financial professional who will be working for you, in your best interests, throughout the entire loan process. We are accredited with many banks and lenders and we use this wide access to source a loan, specifically developed for yachts and houseboats. It is important to secure a yacht-specific loan as it indicates that the lender fully understands the sailing market, is confident to lend to yacht buyers and this translates into better loan terms.

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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 05/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.