Competitive Rates Guaranteed
Seeking unsecured loans for a variety of purposes, we are well-versed in identifying lenders that provide the most favourable terms, competitive interest rates, and attractive offers.
Unsecured Personal Loans
Jade Finance is a comprehensive Australian finance broker offering a range of personal loan products. With extensive experience and a strong track record, we specialise in unsecured personal loans across various industry sectors.
Why Jade Finance?
Apply Online
The easy application process provides you with comprehensive information. Make a fully informed decision on your personal loan.
Get Pre-Approval
Save time, money, and worry - Get Pre-Approval for your finance.
Personal Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Flexible, Workable Loans to Support Your Venture
Your Jade consultant is working for you and only you and will bring the full strength of Jade’s impressive bargaining power and their expert negotiating skills to your loan requirements. We listen closely to our clients to fully understand their objectives and adopt a positive and progressive approach to sourcing the best loan offer.
Handling business finance on your own can be time-consuming, frustrating and expensive. At Jade Finance we save you time, hassles and money with our streamlined, comprehensive service and expertise to source the cheapest unsecured business loans, quickly!
Speak with a Jade Finance Consultant to discuss your unsecured personal loan requirements.
Unsecured Personal Loans
Key Features
Individuals seeking personal loans benefit greatly from the services of a Jade Finance broker because you will have the full strength of the expertise, experience and skills of your own Jade consultant handling your loan requirements.
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No Asset Security
Finance is extended without asset security being provided against the loan.
Interest Rate Difference
The interest rate on unsecured loans is usually higher than the comparable secured loan.
Expert Rate Assessment
Your Jade consultant will secure the cheapest interest rate available by assessing a range of sources and negotiating the best deal.
Consultant Guidance
Interest rate may be fixed or variable. Your Jade consultant will discuss the benefits of each and together, arrive at the best option for your loan.
Tailored to Objectives
The loan term is fixed. While some banks only offer up to 3 years for unsecured business loans, your Jade consultant will negotiate a loan term that best suits your objectives, depending on individual lender requirements.
Predictable Payments
The monthly loan repayments are fixed for the term of the loan.
Early Loan Repayment
You can make additional payments to finalise the loan before the loan term. You can finalise the complete loan before the end of the term.
Minimal Break Fees
For fixed interest rate loans, minimal break fees apply. For variable interest rate loans, no break fees apply.
Expert Lender Matching
Individual lenders have minimum and maximum amounts for unsecured loans. Your Jade consultant knows which lenders will best suit your requirements.
Start the Conversation
Individual lenders have guidelines for what purposes they will or will not offer unsecured loans. If you have been rejected for an unsecured loan by one bank or lender, your Jade consultant knows which lenders to approach so please – start the conversation.
No Collateral Required, Flexible Terms from 1 to 7 Years
Our attractive unsecured personal loan rates are the ideal way to secure private assets. We have loan term options spanning 1 to 7 years for unsecured personal loans with either a fixed or variable interest rate. Fixed loans offer stability in monthly payments, while variable loans can involve lower initial interest rates. To streamline the financing process and get the best credit results for you, connect with our team.
- Fixed or Variable Rates on Unsecured Personal Loans
- Loan Terms of 1 to 7 Years Depending on Lender
- No Collateral Requirement
Personal finance guides and resources
Our guides offer quick comparisons and simple explainers to help you breeze through the financing process without the stress, and with confidence.
We are regularly working with business customers that require an unsecured loan for a range of purposes. Some business owners have naturally approached their bank or another lender directly, and quickly realised that the process is daunting and/or such a loan type can be expensive or restrictive. Once they approach Jade Finance, there quickly understand the significant benefits of having an experience finance broker handle their finance requirements.
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 6.57% p.a. (6.57% p.a. comparison rate), would equate to a total amount payable of $35,276.40.
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable, and the calculators do not take these into account.
We work harder to secure the best rates.
