Car Hire Purchase Calculator
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
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Compare Our Best Commercial Hire Purchase Car Loan Rates
CHP is a popular commercial credit facility which can suit all types of commercial vehicle acquisitions and entities which use either the accruals or the cash method of accounting. The format has features similar to both Leasing and with Chattel Mortgage but is distinctive in its suitability to both accounting methods. The interest rate is attractive, being on par with Chattel Mortgage. But the automotive lending market is large, competitive and rates vary with lenders.
We ensure we find the best rates with our 80+ lender panel. Review our current rates as a guide and request a quote for the best, low rate we can source for your acquisition.
Considerations When Planning Your Commercial Car Hire Purchase
Users should be mindful that lender fees and charges are not accounted for and offers can differ from the estimates. Use the device for pre-purchase planning and contact us for an exact quote.
- Save time – work out your own estimates.
- Compare vehicles at different prices.
- Plan terms, balloon to work with cash flow.
Car finance guides and resources
Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.
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How to Use Our Online Commercial Car Hire Purchase Calculator
The device is extremely easy and free to use. Buyers can type in the amount they want for their auto funds, the term – we offer up to 84 months, the rate we are currently showing and their preferred balloon percentage. Click calculate and the repayment estimate is instantly displayed.
When including a balloon, do not deduct the amount from your total funds required. The device has the capability to handle that computation. The amounts can be changed to see how repayments change. Change total funds required to compare prices of vehicles in terms of repayments. Change the interest rate to compare repayments with Leasing. Repayments on par with expectations? Call us or request a quote online.
- Easy, free to use repayment estimator.
- Online access, no commitment to proceed.
- Use as many times as required.
- Compare with Leasing and Chattel Mortgage.
Structure Preferences, Compare Options for Tesla Hire Purchase with CHP Calculator
The acquisition of new vehicles can be significant move for many operations. Budgets may need to be prepared and funding plans developed to ensure the purchase will work with the cash flow of the operation. When considering higher-priced vehicles such as Tesla, buyers can use our funding device to carry out any number of variations to arrive at a structure that suits their objectives.
Options, structure and estimates on all types of vehicles to be used in a commercial entity funded with this credit facility – utes, vans, passenger cars, sedans, cab chassis and EVs including the top of the range brands such as Tesla can be worked up with our device. For a confirmed quote, connect with us online or by phone.
- Structure CHP Tesla funding preferences.
- Assist with budgets and planning.
- Compare repayments on different Tesla models.
Get Fast Van Hire Purchase Estimates with Car Hire Purchase Calculator
Buying a new commercial van with funding? This workhorse needs to be acquired with funds that allow for productivity and profitability. Use our auto funding estimator to get fast repayment estimates on all brands and models – HiAce, Ford Transit, VW Transporter, Mercedes-Benz Sprinter and more. Compare repayments on EVs and top of the range models with budget-friendly LDV models to make a more-informed buying decision.
We find the best rates and will negotiate you the best HP solution for your van. Work out your estimates and request a quote or apply for funding over the phone.
- Compare repayments on van makes and models.
- Get estimates fast for quick buying decisions.
- No special skill required – enter, click, estimate delivered!
Request a Car Hire Purchase Quote or Apply Now for 24hr Approval!
Confirm exactly your rate and repayments by requesting a free quote or start your no-obligation application right now. We work with operators across Australia with quotes and applications handled online or by phone. Applications can be approved in 24hr to ensure quick delivery of your vehicle with the best HP funding solution.
- Apply for funding online or by phone.
- Australia-wide services.
- Fast quotes, fast approvals, fast settlement.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 20/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.
We work harder to secure the best rates.
Car finance guides and resources
Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.
Personal Finance
Car Hire Purchase Calculator FAQs
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An online credit tool is a generic device which does not have the functionality to differentiate the credit profiles and application specifics of each user. These devices do not have the functionality to include the provision for lender charges. Any quote received can differ from the estimate worked out on these devices.
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Typically, lenders do not attach any obligation to using their online buyer tools. Read all terms and conditions with the specific device being used.
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The estimator only works out results based on the numbers entered by the user. The device does not make any additional subtractions or additions such as for GST and tax deductions.
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Yes. Simply change the interest rate to compare different motor vehicle credit facility options.
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No. Simply enter the percentage required for the balloon and leave the total at what is required overall for the funds. The device makes adjustments for the balloon when working out the monthly repayment.
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For estimating purposes, users can input the interest rate for their choice of credit facility being displayed by the provider of the device.
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Yes. These devices are generic and can be used for all types of commercial vehicle purchases.
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To compare vehicle models at different price points, change the total amount while leaving term, rate and balloon the same to see the repayment variation.
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There is no limit to the use of an online credit tool and no charge.
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No. The device is not an application form or a request for a quote. It only generates estimates based on data entered. Specific quotes and offers will need to be requested from a lender.
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A balloon is an option with CHP and with Chattel Mortgage. It is a percentage of the total borrowed which is due for full payment at the conclusion of the funding term.
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No. These devices do not hold results in a memory. Data clears when new data is entered is browser closed.