Instant Repayment Estimates
This device allows operators to input the values pertaining to their particular purchase and instantly receive repayment estimates.
Get Lower Rates, Flexible Solutions on New Business Car Loan
One of the most frustrating issues for enterprises in the start-up phase is securing affordable funding for new vehicles. Many lenders such as banks require applicants to have all the necessary accounting records and financials to meet their approval criteria. A start-up or an enterprise that has been operational for only a short time, simply has not acquired the figures required.
Why Jade Finance?
Apply Online
The easy application process provides you with comprehensive information. Make a fully informed decision on your commercial car loan.
Get Pre-Approval
Save time, money, and worry - Get Pre-Approval for your finance. You'll be good to go when you find your dream car.
Business Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Secure Flexible Vehicle Credit Facilities with Expert Brokers
As specialists in commercial vehicle lending and an Australian company, we understand that predicament and provide a workable solution with our without financials vehicle credit facilities.
Offering operators the opportunity to utilise specialist, expert broker services, access to over 80 lenders and the potential to achieve lower rates and flexible, workable auto credit. Speak with us today about the options for your particular situation.
How to Plan for Purchases with our Business Car Finance Calculator
There is a lot of planning involved in setting up an enterprise and when it comes to acquiring vehicles, we make the planning easier with our lending calculation tool.
Request a Quote
Quick Repayment Comparisons
Comparisons can quickly be made on repayments for different vehicles, for different credit facilities and for varying terms and balloons.
Estimate-Based Planning
Decisions can be made, based on estimates, well ahead of committing to a vehicle and to making a credit application.
Compare Vehicle Options and Get a Confirmed Quote
Use our calculator when and where suits you and connect with us by phone or online for a confirmed quote.
- Compare vehicle options.
- Plan cash flow based on repayment estimates.
- Prepare budgets prior to purchase.
Business finance guides and resources
Our guides offer quick comparisons and simple explainers to help you rise above the financing process with confidence.
Business Finance
Specialised Business Finance
Business Car Finance
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Car Finance for New Business Types – Chattel Mortgage, CHP, Leasing Available
All commercial entities can select the auto credit facility that will work best with their set-up and objectives – regardless of how long they have been trading. We secure vehicle funding with fixed rates, over fixed terms and residual and balloon options are available.
The selection of facilities can suit all types of enterprises and all types of vehicles – commercial vans, cab chassis, utes, passenger vehicles, SUVs and others. Both new and used vehicles can be funded with the operator’s choice of facility.
Commercial vehicle credit facilities feature variations in regard to how they work with accruals or cash accounting, the ownership of the vehicle and balance sheet and how tax benefits are realised. Due to the accounting nature of these variations, it can be advisable to speak with your accountant when making this choice. Your broker is highly experienced and can explain the differences and provide quotes for all options.
Let’s work out your best solution today. Send us your Free Finance Quote Request.
- Start-up Chattel Mortgage Vehicle Funding.
- Leasing Vehicles for Start-up Enterprises.
- Commercial Hire Purchase Vehicle Credit.
- Fixed rates, fixed terms up to 7 years.
- Residual, balloon options.
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New Business? We have No Doc Car Financing & Low Doc Car Finance Available
The key issue in achieving workable auto credit for enterprises in their early stages is being able to present the records and documents to support their application. To assist operators, we provide access to the right lenders for lite doc and without financials auto credit. Lenders that can offer highly competitive rates and workable terms on vehicle funding to enterprises that are in the early stages of operations or setting up.
We have lenders that can approve applications with minimal records and trading figures for a brief time – 6 months. Your broker will select the right lender, handle all the discussions and negotiate the lowest rates and most workable terms possible.
Speak with us today about the possibilities that we can present for your vehicle funding.
- Low Doc Auto Funding
- No Doc Vehicle Credit
- Without Finances Motor Vehicle Funding
- Affordable rates, workable terms
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Achieve the Right Solution for New Business Car Loans with Specialist Brokers
Using our specialist broker services allows start up operators access to the right lenders and the right solutions for their auto credit requirements. Our brokers handle each application on an individual basis and operators from across the country can use our services and facilities via our online resources.
With our vast experience, superior expertise and extensive commercial lending connections, we have the resources and capabilities to assist all types of enterprises in all industries to acquire the right funding for all types of commercial vehicles.
Find out how we can assist you by contacting us by phone or online.
- Experts in all types of commercial vehicle funding.
- 80+ lenders.
- Australia-wide services.
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Get Fast Action & Approval for Financing New Business Car
Get your vehicle funding arranged and approved quickly by using our expert services. We action all enquiries asap, with many applications approved within 24 hours.
Applications can be submitted online when you choose or via a phone call with one of our brokers.
- 24 hour auto credit approval.
- Apply for motor vehicle funding online.
- Quick Quotes, Prompt Settlement.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
New Business Car Loan FAQs
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All commercial entities have access to the choice of Leasing, CHP and Chattel Mortgage to fund motor vehicles. Where the full documentation is not available, operators may seek brokers and specialist lenders that offer no doc or low doc options.
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An ABN is required by all entities for commercial credit. The commercial vehicle credit application requires providing trading figures and accounting records such as BAS, tax returns, annual accounts and similar. Where not all or any of these records are available, without financials and lite doc funding may be sought. This can be approved by some lenders based on 6 month figures of trading.
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Yes. GST registration prior to applying in not required.
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Yes. When approved, operators have access to all the features and benefits of the credit facility they have selected. A balloon is an optional inclusion with Chattel Mortgage and Commercial Hire Purchase.
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Where an application is rejected due to lack of documentation, the applicant may seek lite doc funding through brokers and specialist lenders.
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Where an operator is approved for lite doc or without financials funding, Leasing is one of the credit facilities that they may select.
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The security or collateral required for vehicle credit is subject to individual lender guidelines and will be based on an individual assessment of the application.
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There is no set rate for newly set-up operators for vehicle credit. Rates are offered following lender assessment of each application on an individual basis.
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Yes. Once credit is settled, operators receive all the tax deductions relevant to their credit facility choice.
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Yes. Funding applications can be submitted and approved prior to committing to a vehicle purchase.
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As variations in credit facilities are primarily bases on accounting aspects, it is advisable to consult with an accountant as the best option for an individual set-up.
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Yes. Buyers can use online credit calculators as provided by lenders and brokers to work out repayment estimates on different vehicles.