No matter the size of your business – whether you’re a small or medium-sized enterprise or expanding a new or growing venture – we’ve got the most competitive heavy vehicle finance on the market, perfectly tailored to suit your needs and requirements. Our brokers are the go-to experts when it comes to sourcing the lowest rates available and the most flexible terms for light, medium and heavy-duty trucks across all industries.
Explore the full range of credit facilities available on the market - Chattel Mortgage, Rent-to-Own, Leasing and Commercial Hire Purchase. Whatever credit facility you select, our application process is quick and easy. Not only that, but the borrowers that engage Jade Finance feel confident they can make a fully-informed decision on their truck loan thanks to the comprehensive information provided by our expert brokers.
Our enviable ability to negotiate great rates and deliver same-day approvals sets us apart in the truck lending sector. Save time, money and worry by harnessing the power of our 25+ years of experience in the truck financing industry. We easily identify the best possible rates for each individual business and structure the loan to match each financial situation.
Don’t let your dream truck pass you by! Receive a fully-customised and cost-effective credit solution by giving us a call or by connecting with us online.
Not committed to one or even limited to a small handful of truck finance options gives us the freedom to find you a better package from a wider range of sources. In fact, we seek options from over 80 individual lenders, representing literally hundreds of loan products.
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Secure necessary commercial trucking attachments with the full suite of credit facilities – Chattel Mortgage, Leasing, Rent-to-Own, and Commercial Hire Purchase. Let us source you the best truck trailer finance available, perfectly tailored to your specific financial situation.
At Jade, we understand that a variety of contributing factors can lead to an applicant having bad credit. That’s why we offer a second chance with our Bad Credit business loans. Save time by leveraging our extensive list of lenders, including financiers with workable bad credit loans for the purchase of trucks.
In a Chattel Mortgage truck loan, the truck serves as collateral, allowing for fixed rates, terms and repayment schedules. A balloon payment option can be harnessed to reduce the monthly repayment amount.
Truck leasing is an off-balance sheet credit facility, meaning the vehicle is listed on the lender’s balance sheet, providing a number of benefits to the business purchasing the asset. A residual payment structure can be harnessed to reduce the monthly repayments.
Not to be confused with hiring a truck for a day, Rent-to-Own is a commercial credit facility that enables business operators to acquire the truck/s they need. It involves the business renting a truck with the option to buy it later.
CHP is different from hiring or renting a truck for a short period of time, instead it has the objective of ownership at the end of the loan term. A balloon payment is optional at the end of the financing term but can help with structuring repayments to suit individual cash flow requirements.
Each credit facility provides its own unique set of features. Prior to selecting a facility, our expert brokers recommend consulting with an accountant to select the most appropriate product for your specific business.
Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.
Commercial truck loans enable business operators to acquire the vehicles they need without sacrificing capital on significant upfront costs. By allowing the acquisition expense to be paid over a negotiated term, the high cost of heavy vehicles can be more affordable. Capitalise on investing in heavy vehicles by taking advantage of our specialist lending services. As experts in asset acquisition financing, we can source and tailor loan packages to meet your unique requirements and objectives.
When sourcing commercial truck financing, consider affordability, workability and how well the financing aligns with your business goals.
All types of heavy vehicles may be financed with our truck loans, including all makes, models, used and new, light, medium and heavy duty, with all types of fuel systems. We also offer no-deposit financing, subject to individual lender approvals. Whether you’re a sole trader, SME, large business or other type of enterprise – we provide flexible, tailored truck finance for the purchase of single, multiple or full fleet units.
Looking to purchase at an auction, show or from a private seller? Save time and negotiate better with pre-approval. Leverage our expertise and lender connections to secure workable financing for your heavy vehicle purchase.
Give us a call today or reach out online.
As a blockbuster brokerage in the truck lending sector, we have the full range of credit facilities available to us – Chattel Mortgage, Rent-to-Own, Leasing, and Commercial Hire Purchase. A varying range of interest rates exist across these credit facilities which can make it hard for borrowers to identify the right choice. By leveraging our expertise and extensive list of lenders, we make the comparison process easy and can identify the best possible rate and loan terms available for your business’s specific financial situation.
Our commercial truck loan credit facilities attract fixed rates, fixed terms of 1 to 7 years and fixed repayment schedules. Tax deductions are also available, as well as a variety of loan structuring options including a balloon payment for Chattel Mortgage and CHP, a residual with Leasing, and buyback for Rent-to-Own.
Find out what applies in your specific case the easy way.
If you’re in the market for a new or second-hand truck, our dedicated Jade Finance brokers can match you with your ideal lender and find the right loan for your specific commercial goals and objectives. We have extensive access to competitive rates and flexible terms on truck finance. Don’t search the market endlessly for a loan that kind-of fits your needs – hand the whole process over to our expert brokers and we’ll find you a perfectly-customised solution with the best rate available on the market.
Looking for one truck or a full fleet? Get started today with your very own, personalised Jade Finance broker who will work in your best interests at every stage of the loan process.
Start with a free finance quote.
By choosing Jade Finance for your truck loan, the application process is simple and straightforward. Just give your dedicated broker all the necessary information regarding your business and the vehicle being purchased and sit back while we source the best quotes, arrange fast approvals, and assist with settlement to expedite delivery of the vehicle.
Don’t forget we offer pre-approval if you’re planning to buy at an auction, show or from a private seller. To obtain estimates prior to applying for finance, use our handy online commercial truck loan calculator. To apply for truck finance today, submit your details via our online system or by phone with one of our dedicated brokers.
Call a specialist truck loan broker to get under way.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 15/11/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We have financing options for a wide variety of trucks, including light, medium and heavy-duty trucks. If you’re looking to purchase a new or used truck, Jade’s expert brokers can tailor a loan to suit your specific business needs. The brands used most within Australia are Volvo, Scania, Fuso, Hino, Isuzu, Kenworth, Mack, and Mercedes trucks.
Businesses can finance heavy vehicles with their choice of Lease, Rent-to-Own, Commercial Hire Purchase and Chattel Mortgage. The best option will be the loan type that suits the tax, balance sheet and accounting approach of the enterprise.
The same credit facilities are used to fund all types of vehicles. The specifics of the funding – interest rate, approved amount, terms and conditions, can vary with the applicant’s profile and with the age and condition of used vehicles.
Where a truck and trailer are purchased as one unit from the same dealer at the same time, lenders generally provide a single loan for the acquisition.
Interest rates on heavy vehicle funding vary with the different credit types and with the credit profile and strength of individual applications. There is no general rate.
All commercial asset acquisition credit products proved for tax deductions. The way the deductions are made vary with the different products.
A truck loan balloon payment is paid at the end of the funding term, after the last monthly repayments are made.
Where a new operator does not meet lender approval criteria in regard to full financial documentation and time in business, they may seek no doc and low doc credit options through finance brokers.
To apply for commercial credit, businesses need an ABN, ID and documents verifying their financial position, turnover, tax, assets and liabilities and income.
The same credit products are used to fund both new and used heavy vehicles. Rates terms and conditions can vary on funding for use compared with new models.
Operators requiring estimates of vehicle funding prior to requesting quotes can use an online funding calculator as provided by banks, brokers and other lenders.
Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.
