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Accelerate Business Growth With Mercedes Truck Finance

Premium quality is a hallmark characteristic of a Mercedes truck. But if you’re feeling deterred by the high price tag, we have a range of financing options that can make the cost much more manageable.

Mercedes-Benz is a globally recognised brand. Its level of luxury, performance, and reliability makes it the preferred choice in the commercial vehicle sector. Which is exactly why we offer Mercedes truck financing, to help you maintain your competitive edge with the best product for your business needs.

  • Low truck loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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Maintain Cash Flow and Benefit Immediately with Mercedes Truck Loans

By choosing financing for Mercedes trucks, the large cost of the product is made far more feasible. It enables you to spread the cost over time so your cash flow remains unimpacted while you benefit from operational advantages immediately.

By financing your Mercedes truck with one of our experienced brokers, you’ll be able to provide a high quality vehicle for your business operations while maintaining adequate cash flow. Leverage the reliability and performance of Mercedes trucks without compromising your financial stability by reaching out to our hard working team today.

Row of white Mercedes trucks lined up at a dealership.

Financing For Mercedes Trucks: The Benefits of Jade

There are many benefits for choosing Jade for your Mercedes truck finance. From competitive interest rates and flexible loan terms, to tailored financing solutions and a personalised approach - our services are indicative of a supportive financial partner.

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Competitive Interest Rates

At Jade, you can be assured that we’re going to work hard to get you the most competitive interest rate available. Lower interest rates mean lower overall repayment amounts, allowing you to allocate your hard-earned savings to other areas of operations. Thanks to our extensive list of 80+ banks and lenders, we make sure you’re going to get the best deal possible.

Flexible Loan Terms

Because we are accredited with such a large number of banks and lenders, we have a significant number of loan terms available to us. If you want a long-term loan, or a short term one, we can sift through our lenders to find the best one for your business needs. We can also match your revenue cycles with adjustable repayment schedules, and lower your monthly payments through the option of a balloon payment.

Tailored Financing Solutions

At Jade, we understand that different industries have unique needs. This is why we offer completely tailored financing solutions – taking into account the requirements of various sectors like construction and transportation. We also have equipment financing to ensure your new Mercedes truck is fully equipped while maintaining the adequate flow of your working capital.

Personalised Approach

Our consultative approach enables us to work closely with you to understand the specific financial needs of your business. By doing this, we are able to find the best financing solution for your company. Our streamlined and efficient approval process is enviable in the lending market and allows us to get your Mercedes truck on the road faster. By coming directly to us for your financing, you’ll receive your own dedicated broker, meaning you’ll always have a point of contact for any questions or adjustments.

Preserve Working Capital and Access New Models with Mercedes Truck Financing

There are a range of benefits that come with financing your new Mercedes truck:

  • Lower Initial Costs
  • Flexible Payment Plans
  • Tax Benefits
  • Preservation of Working Capital
  • Access to Newer Models
A dark grey Mercedes truck cruising down the highway.

Truck finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Get Started with Our Fast, Streamlined Application Process

Own a reliable and advanced Mercedes truck faster with our straightforward application process. With competitive rates, flexible terms, and personalised solutions – we are one of Australia’s top brokerages for providing quality financing options. To obtain commercial truck financing options through Jade, there’s a short list of eligibility criteria you’ll need to provide:

  • Business Registration.
  • Business Operation History.
  • Credit History.
  • Financial Documentation.
  • Proof of Income.
  • Identification and Legal Documentation.

If you are able to provide the above documents to your broker, the application process is highly streamlined and can provide approval within 24 hours. The 7-step process is outlined below:

  1. Initial Inquiry and Consultation.
  2. Gather Necessary Documentation.
  3. Submit Application.
  4. Credit Evaluation and Review.
  5. Approval Process.
  6. Agreement and Signing.
  7. Disbursement of funds.

Contact us to begin.

Truck driver using a tablet while standing next to his lorry

Mercedes Truck Loans Vs Other Truck Financing Options

When you choose a Mercedes-specific financing plan over a generic truck loan, you could enjoy significant additional benefits.

By using one of our brokers for a Mercedes truck loan, you’ll enjoy competitive rates, flexible terms, and tailored solutions for your specific business needs, as well as maintenance packages and exclusive incentives.

Competitive Interest Rates and Better Terms

Mercedes-Benz truck loans through Jade provide more competitive interest rates compared to generic commercial truck loans. Tailored loan terms are also available through Mercedes truck finance, including longer repayment periods and various payment structures.

Potential Cost Savings

By obtaining Mercedes truck financing, you could receive a lower down payment and better initial financing terms. You could also secure additional benefits like maintenance and warranty plans which can act to reduce the long-term operational costs associated with your purchase.

Tailored Financing Solutions

Find financing that meets the unique needs of your business with Mercedes truck financing. With this form of finance, businesses can receive financing solutions designed specifically for their sector, as well as terms that align with a single business’s cash flow and operational needs.

Enhanced Vehicle Support

Ensuring the vehicle remains in peak condition and reducing unexpected repair costs is a key drawcard of Mercedes truck financing over a generic truck loan. By financing in this way, you could also gain better access to the latest technology in the industry.

Incentive and Additional Benefits

Mercedes often provide special incentives for those choosing to buy their trucks. These incentives can include lower rates, rebates, and additional discounts on bulk purchases. Dedicated customer support from both Mercedes and Jade is another major drawcard.

Types of Financing Plans

Jade offers tailored commercial truck financing options, including lease options, hire purchase, and personal contract purchase. Each of these plans offer competitive rates, flexible terms, and unique benefits like extended warranties and maintenance packages.

Operating Lease
  • Low initial costs (lower initial deposit)
  • Fixed monthly payments (predictable, fixed payments)
  • No ownership (vehicle returned at end of term)
Finance Lease
  • Ownership transfer (vehicle can be purchased at end of term)
  • Tax benefits (payments can be deducted as business expense)
  • Flexibility (businesses can choose lease terms)
Hire Purchase
  • Ownership at end of term (business owns truck after all payments)
  • Fixed interest rates
  • No mileage restrictions
  • Depreciation benefits (vehicle is an asset on balance sheet)
Personal Contract Purchase
  • Lower monthly payments (lower monthly payments to hire purchase)
  • Flexibility at end of term (can hand back vehicle, own it, or trade-in)
  • Mileage and condition terms (PCP typically include mileage terms)

Let’s run through the best options for your needs today. Contact a specialist broker at Jade.

Secure Significant Tax Benefits and Financial Advantages

Mercedes-Benz truck loans through Jade could provide you with significant tax benefits and financial advantages. These benefits include depreciation allowances, interest deductions, and government incentives, which can:

  • Enhance Cash Flow.
  • Reduce Tax Liability.

A key tax benefit of financing your Mercedes truck is that you could claim capital allowances on the depreciation of it, reducing your taxable income. Some areas may have accelerated depreciation options which can allow you to write-off a larger portion of the truck’s value in the first few years of ownership, which can significantly reduce the amount of tax you pay in the initial years.

Additionally, the interest paid on loans for commercial vehicles is often tax deductible, and lease payments that include finance charges are also deductible as a business expense. By deducting the interest and finance charges you could achieve significant tax savings over the loan or lease term. Finally, another significant benefit that can be achieved, if you’re financing an environmentally-friendly Mercedes truck, is that you could qualify for government incentives, rebates, and/or tax credits.

Find out more about the tax benefits and financial advantages by speaking with a specialist broker at Jade.

A Mercedes prime mover driving down the highway with a semi trailer.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Mercedes Truck Finance FAQs

  • Financing a Mercedes truck through Jade can provide you with competitive interest rates, flexible loan terms, and a tailored financing solution for your business needs. By financing in this way, your business could also benefit from extended warranties, maintenance packages, and residual value guarantees.

  • To qualify for Mercedes truck finance, your business must be registered and have at least 1-2 years of operational history. A good credit score is preferred, and you’ll be required to provide specific documentation including:

    • Financial statements.
    • Tax returns.
    • Proof of income.
    • Identification.
    • Business registration documents.
  • Your credit score can play a significant role in determining your eligibility for Mercedes truck finance. A higher credit score will typically result in better rates and more favourable loan terms. This is because it indicates that you are a lower risk borrower to the lender. A lower credit score may limit your financing options or result in higher rates. However, this is completely dependent on your lender.

  • To obtain Mercedes truck finance through Jade, there’s a short list of eligibility criteria you’ll need to provide:

    • Business Registration.
    • Business Operation History.
    • Credit History.
    • Financial Documentation.
    • Proof of Income.
    • Identification and Legal Documentation.

    If you are able to provide the above documents to your broker, the application process is highly streamlined and can provide approval within 24 hours. The 7-step process is outlined below:

    1. Initial Inquiry and Consultation.
    2. Gather Necessary Documentation.
    3. Submit Application.
    4. Credit Evaluation and Review.
    5. Approval Process.
    6. Agreement and Signing.
    7. Disbursement of funds.
  • Jade offers tailored financing plans for Mercedes trucks, including lease options, hire purchase, and personal contract purchase. Each of these plans offer competitive rates, flexible terms, and unique benefits like extended warranties and maintenance packages.

    Operating Lease
    • Low initial costs (lower initial deposit)
    • Fixed monthly payments (predictable, fixed payments)
    • No ownership (vehicle returned at end of term)
    Finance Lease
    • Ownership transfer (vehicle can be purchased at end of term)
    • Tax benefits (payments can be deducted as business expense)
    • Flexibility (businesses can choose lease terms)
    Hire Purchase
    • Ownership at end of term (business owns truck after all payments)
    • Fixed interest rates
    • No mileage restrictions
    • Depreciation benefits (vehicle is an asset on balance sheet)
    Personal Contract Purchase
    • Lower monthly payments (lower monthly payments to hire purchase)
    • Flexibility at end of term (can hand back vehicle, own it, or trade-in)
    • Mileage and condition terms (PCP typically include mileage terms)
  • Yes. Financing a Mercedes truck can include maintenance and warranty services. These packages can cover regular servicing, parts replacement, and labour costs. Extended warranties provide long-term protection beyond the standard warranty period. These benefits are substantial when compared to generic truck loans.

  • Financing your Mercedes truck through Jade could provide you with significant tax benefits and financial advantages. These benefits include depreciation allowances, interest deductions, and government incentives, which can:

    • Enhance Cash Flow.
    • Reduce Tax Liability.
    • Improve Operational Efficiency.
  • If you want to make early repayments on your Mercedes truck loan, you should carefully review your financing agreement. Early repayment terms vary between lenders and there may be fees associated with paying your loan ahead of schedule.

  • To apply for Mercedes truck finance through Jade, we will require a few key documents for our lenders to assess your business’s financial health and creditworthiness:

    • Business financial statements: income statements, balance sheets, tax returns.
    • Proof of income.
    • Identification documents.
    • Legal documents: Business registration and ownership documents.
  • By financing your Mercedes truck, you’ll provide your business with access to a high-quality and reliable vehicle without significant upfront costs. By financing you could also obtain competitive rates, cash flow management, and the ability to allocate funds to other areas of your business.