The market for both personal and business marine finance is vast and competitive. Rates, loan products, terms, approval criteria, and lending limits vary from lender to lender. Boat buyers seeking the best option for their financing can face a time-consuming and challenging task. The solution is to use the expert services of marine finance brokers.
We provide a comprehensive marine financing service for all types of customers and all types of boats. Loans are available for private and commercial vessels, power and sail, PWCs, small and large. Secured and unsecured financing facilities are available for private buyers.
Commercial operators have a choice from the complete asset acquisition financing selection including Chattel Mortgage, Leasing, Rent-to-Own and Commercial Hire Purchase. For a quote on your choice of loan for your choice of boat, contact Jade.
Our boat loan brokerage services provide a convenient, professional, and time-saving way for buyers of private recreational boats and commercial vessels, to access their most suitable and most affordable financing option. We are accredited with more than 80 lenders. Allowing our team of skilled marine finance brokers fast access to the best rates on the market and vast choice to find the right lender to suit each customer.
Using our services is easy, and open to all boat buyers that require financing for all types of vessels, no referral is required. All customers receive personal service to source and structure a boat loan to meet their individual requirements. Save your time and get the boat financing that best suits you and your boat by contacting Jade Finance.
Finance brokers operate across many lending sectors – home loans, consumer credit and business finance. Within those sectors, individual brokers can specialise in key markets, providing specialist lending services. At Jade Finance, we are specialists across many markets, including marine financing.
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The role of marine finance brokers is to facilitate boat financing on behalf of their customers. They work in the best interests of customers to source the best financing options. Brokers are not lenders or banks. Brokers have what is known as accreditation with banks and non-bank lenders.
Accreditation is the approval from that lender, for that broker to source financing through them for their customers. The more lender accreditations a broker has across specific lending markets, the more choices and options they can offer and provide for their customers.
We have accreditation with over 80+ lenders, including the major banks, finance companies and non-bank lenders that include specialist marine finance lenders. Our vast lender base allows our brokers to facilitate boat financing at the best rates currently on the market and to select the lender that is best suited to each customer.
Having access to the right lender by using boat loan brokerage services can be integral to achieving the best finance solution – on several levels. When requiring finance, many individuals and business owners will start checking out the lending market and focussing only on interest rates. Not realising a number of factors:- the features of the loan products including eligibility of some lenders may not be suitable for them or their boat; and requesting multiple quotes can impact their credit score.
With our expertise, we know the matrix that our lenders use to approve applications, we know the features of all the lending products on the market, and we know which lender is currently offering the best rates for certain customers. Allowing us to quickly match each customer to the right lender, right loan product, and the best rates. All without impacting the credit score.
Our brokers liaise between customers and lenders to source the best boat loan solution and handle the entire process. Saving customers time, confusion in analysing finance products, and instilling confidence that they have had their boat loan professionally sourced and structured especially for them.
No referral is needed to use our boat loan brokerage services. Connect with us online or by phone for a quote or to discuss your boat finance requirements.
Our guides offer quick comparisons and simple explainers to help you rise above the financing process with confidence.
Using our boat loan brokers can deliver significant benefits for both business and personal customers. Through our access to 80+ lenders we match each customer with the right lender. With our marine finance industry expertise, we identify which lenders are currently offering the lowest rates.
Our boat loan brokers negotiate directly with our lender contacts for the best rates, terms and conditions to suit individual customer profiles and objectives. Delivering personalised marine finance options in a fraction of the time it may take buyers to cover off on sufficient lenders to find their best deal. We assign a broker to each customer to ensure a streamlined process and fast, consistent communications.
With our direct lender contacts, we process applications quickly and on acceptance of our offers, assist with settlement between our lender and your boat dealer. Our services are available for the purchase of all types of new and used boats, for recreational purposes and commercial operations.
For commercial operators, we negotiate on the finance structure, incorporating balloons and residuals to deliver repayment schedules to work with cash flow and ensuring solutions are optimised for the latest tax benefits.
Our online tools and resources are readily available to assist buyers plan their finance and make buying decisions. Boat Loan Calculators are available for all our loan options to allow buyers to calculate estimates to prepare and compare prior to applying and buying.
Many boat buyers can receive their boat loan approval in 24 hours.
Working with marine finance brokers to secure a boat loan is an easy, streamlined process. We can be contacted via our online systems or by phone. The initial consultation involves providing our brokers with the details of your boat purchase and your financial position.
With this initial information, we quickly identify which of our 80+ lenders is a best match for your profile and requirements and source a quick quote for your boat loan. If this is in your ballpark, we proceed to the complete application process. Applicants are required to provide information relevant to the specific type of loan – personal or commercial.
We handle the application process, negotiating with our lenders for the best rates, the loan term that will deliver the customer’s preferred repayment schedule, and on any loan conditions that the lender may apply. Presenting offers to customers for their consideration, explaining every detail to ensure they fully understand the terminology and can make an informed decision.
On acceptance of an offer, we process the application and finalise the details. We can then liaise to affect a prompt settlement so our customers can take delivery of their boat. Effectively and professionally managing the entire process – from the first conversation through to final settlement and boat delivery.
We secure the lowest fixed rates, over a fixed finance term, to deliver a fixed monthly repayment schedule. Applications can be made and approved prior to purchasing the boat. This can be convenient for those planning to purchase at a boat show, auction or by private sale.
To start using our services to source your boat loan, contact us.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 16/09/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.
Yes. Private buyers of recreational boats can use brokers to source their financing.
Boat loan brokers typically offer both personal and business loan products, with secured and unsecured options available. They offer the selection of loan types available through the lenders that they are accredited with.
Individual brokers will have their own timeframe for sourcing and processing requests and applications. With their resources, it can be extremely fast with many applications approved in 24 hours.
Some brokers may specialise in one sector of the market – personal or business loans, while many will offer lending services for both personal boat loans and business vessel finance.
Brokers source the best interest rates available from the lenders they are accredited with.
Most marine finance brokers will provide loans for a wide range of boats. The financing available on some boats may be limited by lender loan amount minimums.
Home loan brokers operate exclusively in the mortgage market while boat loan brokers operate in the marine financing market.
No. A boat loan broker sources financing. Boat broker services are available to facilitate boat sales.
Brokers can typically source the best loan offers faster than an individual can source multiple quotes to find the best offer. Brokers may speed up the process of obtaining loans due to their direct industry-level contact with lenders.
No. Brokers can source the best loan quotes an offers from across multiple lenders without impacting the credit score of their client.
