Better finance.
Better loans.

We will not be beaten on interest rates.
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  • No impact on credit score
  • Low rate finance
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How it works

We make it simple for you.

1 Submit your details Answer a few simple questions to get your Free Quote. 2 We get to work We'll hunt down the loan of your choice with great rates, and you provide the supporting information. 3 Choose your loan We work with your chosen lender. You’ll only need to sign. 4 Get on the road Your lender settles the loan, and you pick up your new equipment. Easy!
  • Step 1

    Submit your details

    Answer a few simple questions to get your Free Quote.
  • Step 2

    We get to work

    We'll hunt down the loan of your choice with great rates, and you provide the supporting information.
  • Step 3

    Choose your loan

    We work with your chosen lender. You’ll simply need to sign.
  • Step 4

    Get started with your financing

    Your lender settles the loan. Easy!

How we have helped Australians like you

Why you will love
Jade Finance

Our total focus is achieving better interest rates and better loans for YOU.

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Direct access to broker-exclusive finance sources

Jade Finance sourcing and providing a comprehensive range of business finance and personal loan services for both business owners and operators and individuals.

All types of business – SMEs, owner-operators, sole traders, large corporates - and private individuals of all ages and profiles are welcome to use our services.

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You save time

Your Jade Finance consultant will do all the work for you. Assessing the loan options that meet your requirements from our vast lending panel and delivering you a better loan offer for your consideration. We save your valuable time plus you have our invaluable and in-depth specialist expertise and vast experience working for you.

Competitive lenders Australia-wide

Jade Finance is accredited with all the major banks and many finance companies and non-bank lenders. With more sources to cover, we have more options to find you the best deal that meets your requirements. We give you access to banks that you don’t even have an account with and non-bank lenders you may have never even heard of.

Our Specialist expertise working for you

As fully-licensed brokers, we provide specialist services to seek options for bad credit, low docs and no docs loan applications.

Flexible Financing Solutions for All Business Sizes and Needs

Whether starting out, SME, self-employed, or large, long-established company, no referral is required to source individually tailored financing through Jade Finance. Our expert services support business with individual brokers to source and structure loans with the most competitive rates from across 80+ lenders by expert brokers. Solutions tailored to specific objectives with workable terms and repayment schedules.

Our portfolio of credit facilities covers all types of commercial loans for a wide range of purposes – asset acquisitions, cash flow shortages, non-asset purchases, refinancing, and targeted products. Through our specialist lenders, we provide workable outcomes for new operators without financials.

Deal with expert brokers with experience in your specific industry. We have expertise across all industry sectors, working with operators of all sizes and with all different business structures – companies, partnerships, SMEs, corporations, sole traders and self-employed.

Working with us is straightforward, streamlined and fast, with approvals can be secured in 24 hours. Realise the benefits of utilising Jade Finance for your commercial loans – contact us online or by phone.

  • Chattel Mortgage, Asset Lease, Commercial Hire Purchase and Rent-to-Own for asset acquisitions.
  • Lender Overdrafts to support cash flow shortages.
  • Secured and Unsecured Business Loans for non-asset purchases.
  • Insurance Premium Funding for more affordable large premium payments.
  • Debtor Invoice Funding to expedite payments from customers.
  • Refinancing services to ease cash flow pressures.
  • Specialist Low Doc No Doc Loan Solutions.
  • Competitive fixed rates, negotiated fixed terms, workable repayment schedules.

We beat the biggest banks.
Lowest rates guarenteed.

Request Quote
Takes less than 2 minutes!

Some Common FAQs

  • Yes, Jade Finance offers comprehensive financing services throughout Australia, including all major cities such as Sydney, Melbourne, Brisbane, Perth, AdelaideDarwin, Gold Coast and Canberra. Whether you are in a metropolitan area or a regional town, we can assist with your financing needs.

  • Our loan specialists offer a large range of lending products including

    • Car Finance.
    • Personal Finance.
    • Commercial Finance.
    • Equipment Finance.
    • Caravan Finance.
    • Motorcycle Finance.
    • Boat Finance.
    • Novated Leasing.
    • Truck Finance.

    We can also provide you with refinancing, debt consolidation, warranty and insurance options.

  • There are many benefits to using a broker including lender access, expert advice, financial insights, better interest rates, personalised service, and the fact that it will save you a lot of time.

    Brokers, like ours, have access to an extensive portfolio of banks and lenders which means you’ll be able to find the best loan product for your circumstance. This is additionally beneficial due to the highly-competitive nature of the loan market with a large variety of interest rates and terms available. By using a broker, you’ll have someone on your team who understands your individual situation with a multitude of knowledge about the loan market that you can tap into.

    Many brokers also have access to exclusive deals and lending options which may not be available to the general public. By leveraging a broker for your loan, you could unlock a variety of opportunities.

    With over 25+ years of experience, Jade Finance has a large office of fully qualified, well-trained, licensed professionals who are committed to their clients through the peaks and troughs of the ever-evolving financial services industry.

  • In Australia, there are three credit rating agencies – Experian, Equifax, and Illion. Depending on the issuing agency, your credit score will be between 0-1000 or 0-1200. Along these scales are sections that state whether your credit score is excellent, very good, good, average, and below-average (bad). As a rule of thumb, the higher your number within the model, the safer you’re considered as a borrower.

    To qualify for a loan in Australia, there isn’t a minimum credit score that lenders agree on, however generally you will need a ‘good’ credit rating to qualify.

    EQUIFAXEXPERIANILLION
    Below Average0-4590-5491-299
    Average460-660550-624300-499
    Good661-734625-699500-699
    Very Good735-852700-799700-799
    Excellent853-1200800-1000800-1000
  • Our expert brokers recommend boosting your chances of being approved by ensuring your income is steady, choosing the right loan for you, applying for the right amount, and applying for short-term loans. Other ways to boost your application include making a larger down payment, providing additional documentation to prove your financial situation, and adding a co-signer.

    If you have a less than ideal credit score, some positive behaviours you could undertake to increase your score (and ultimately get your loan applications approved faster) in the long term include paying off old debt, applying for short term loans and repaying them on time, checking your credit report regularly to see what factors are bringing it down, and consistently paying on time for every bill you receive.

  • The right lender for you depends on the lender that is going to offer you the best interest rates and terms for your circumstances. By partnering with a broker for your loan exploration, you’ll have the opportunity to relax while they find the best deals on the market. Our expert brokers are highly trained in understanding your wants and needs, and analysing the market – with a long list of over 80 lenders to sift through.

  • Yes. We pride ourselves in our specialised Australian Commercial Finance, here at Jade Finance we can offer a range of commercial finance products for all types of businesses –

    • Sole traders.
    • SMEs.
    • Medium-sized businesses.
    • Large corporations.
    • No doc and Low doc options.

Trusted by 80+
Lenders

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Settled a loan but need help?

Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.

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