Finance Broker Melbourne

As a specialist finance broker for Melbourne and throughout Victoria, Jade Finance provides a complete selection of personal loan products for individuals requiring finance. Our Secured and Unsecured Personal Loans are suited to a wide range of purchases including new and used vehicles, watercraft, RVs and motorcycles and for many purposes such as holidays and travel, medical and educational costs and other personal expenses.

Our Secured Loans include highly competitive fixed rates, over fixed terms to provide customers with a workable fixed repayment schedule. Where a secured loan is not suited to the purpose, our Unsecured Personal Loans provide a versatile facility at attractive rates and loan limits.

By using our services to source the best rates from the large consumer finance market, our customers enjoy the added benefit of not having their credit score impacted. An issue which can occur when an individual applies to several lenders to find the best offer.

To discuss eligibility for consumer finance and have the best loan offer sourced for you, connect with us online or by phone.

• Unsecured and Secured Personal Loans.
• Loans for major purchases – vehicles, watercraft, RVs, motorcycles.
• Financing at competitive rates for personal purposes and expenses.
• Personal service for personal loans!

Whether a primary producer in regional Victoria, an owner-driver truck operator, SME construction business working on the state’s infrastructure, or in any other commercial enterprise such as the services sector in the CBD Melbourne, finance broker services are available to you through Jade Finance. We have the expertise, the selection of credit facilities and the lender connections to source cost-effective commercial finance solutions for all types of business operations across all industries.

As specialists in commercial lending, we secure the most competitive interest rates, most workable terms and affordable repayments for asset acquisition loans, non-asset expenses, commercial property acquisitions, refinancing existing loans, cash flow support and targeted, specialised requirements.

With our access to non-bank lenders, we support start-up, small and new businesses with affordable loans without financials. Our expertise covers the full spectrum of Victorian industry including primary production, construction, hospitality, health and medical, resources, retail and professional services.

Every commercial loan is individually sourced, negotiated and structured to meet the specific objectives of the business – targeting ROI, meeting cash flow demands and working with ownership cycles to support business growth. Solutions are tax-optimised with negotiated balloons and no deposit financing is available.

Speak with one of our finance brokers for Melbourne and Victorian business loans or request a quote online.

• Chattel Mortgage, Rent-to-Own, Hire Purchase, Lease for trucks, vehicles and equipment.
• Plant, machinery and equipment finance experts – all industries.
• Secured and Unsecured Business Loans, Lines of Credit, Overdrafts.
• Loans for Commercial Property.
• Commercial refinance specialists.
• Negotiated balloons, rates, terms, tax-optimised solutions.
• Specialist ‘without financials’ options for new operators.

In selecting Jade Finance as your finance broker, Melbourne individuals and business operators have the opportunity to access a lender base of more than 80 lenders – banks, finance companies, specialist non-bank lenders. Accessing our services is easy– simply connect with us online if your time is limited, or phone and speak with one of our brokers. Highly skilled, knowledgeable and across the lending market, our brokers are experts in sourcing, negotiating and structuring personal loans and commercial finance.

Customers can be assured that they are working with a company that understands the needs of Victorians. Jade Finance is Australian-owned, wholly located and operated in Australia, with over 25 years of experience in delivering workable loans at the best interest rates.

We have extensive resources to ensure our brokers are up to date with current tax regulations and lending requirements. As locals, we know the current economic conditions and have the expertise to secure finance solutions to support Victorians to achieve their financial objectives.

To connect with one of our finance brokers, Melbourne business operators and individuals can use our online facilities or simply make a call.

• Easily accessible Melbourne finance broker services.
• Australian-owned, operated, located finance broker.
• 25+ years of experience, specialist expertise.
• 80+ lenders – best rates, right solutions.
• FBAA Member.

Using our services as your Melbourne finance broker, borrowers enjoy many advantages and can realise significant benefits over sourcing their own loans. Our services save borrowers significant time in sourcing the best available interest rate loan from the most suitable lender. Our experts know the matrix used by our 80+ lenders to approve applications and quickly align customer with lender.

Having access to this large number and diverse range of lenders, enables our brokers to secure the lowest rates currently being offered in any specific credit area.
Taking on finance is a considered move and an important undertaking for many individuals and business owners. Having the expertise of our finance brokers handling individual requirements, customers are assured that their specific interests are being addressed as a priority. Expertise which can provide confidence for borrowers to proceed with taking on loans to advance towards their life objectives.

Whether we are handling the most complex commercial finance arrangement or sourcing a personal travel loan, our approach is personal. Every customer is assigned one of our brokers with specific experience in the loan being sought. This ensures not only the highest level of expertise and support, but clear channels of communication to expedite the process and deliver tailored finance outcomes.

To have one of our finance brokers sourcing your finance, contact us for a no-obligation initial discussion.

• Save time with our experts handling your loan requirements.
• Experts working in your best interests.
• Highly skilled brokers – the right lenders, the best rates.

Applying for loans with Jade Finance is a straightforward and simplified process with your broker handling every stage. Applications can be made using our online portal or by phone. By providing a few initial details, we can quickly ascertain your eligibility for the required loan type and loan amount.

We will detail the information and documents that are required for the application. For individuals, Consumer Credit Laws determine the details required which include income, ID, residential arrangements, and other documents. Business applicants are required to provide financials on their enterprise including tax returns, annual accounts and similar. Lenders will be assessing credit profiles when preparing offers.

When supplied with the required documentation and details, we proceed to select the most suitable lender. The criteria used by lenders to approve loan applications varies across the lending sector. With more lenders and knowledge of the criteria used by lenders, our experts quickly identify the most suitable lender. Proceeding to obtain quotes and offers, and on acceptance, processing the application.

While we do all the hard work to source the best rates, best terms and best offers, customers make all the decisions. Offers are presented for consideration and only on acceptance do we proceed to the next stage.

To make a loan application, contact us for details of what is required.

• Fast, easy loan applications.
• Apply by phone or online.
• Experts to handle your loan application.