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Compare Personal Loans

At Jade, we specialise in comparing Australia’s leading unsecured and secured personal loans for our customers. Our team of lending specialists have experience helping many customers find financing for a new car, caravan, holiday, new furniture for the home or anything you like! Talk to a Jade specialist and discover what we can do for you.

  • Low personal loan interest rates
  • Credit score not impacted
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Why Jade Finance?

Apply Online

The easy application process provides you with comprehensive information. Make a fully informed decision on your personal loan.

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Save time, money, and worry - Get Pre-Approval for your finance.

Personal Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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How Jade finds the best interest rates

At Jade, we aim to source the best personal loans available in Australia. We've built a team of finance and loan specialists with the experience to deliver better deals for our customers. Your chosen Jade expert will examine your information and determine which lender best suits your financial situation.

Your Assurance of Workable Financial Solutions

Individuals seeking personal loans benefit greatly from the services of a Jade Finance broker because you will have the full strength of the expertise, experience and skills of your own Jade consultant handling your loan requirements.

  • Key industry knowledge to source the best personal loans on the market.
  • Skilled negotiation skills to find the cheapest interest rates and most flexible loan terms.
  • Professional assistance focused on your personal financial interests.
  • Delivery of workable solutions customised to your financial needs.
  • Approachable and supportive consultant to help you reach your objectives.
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Feasible Financial Solutions for Your Needs

Why you will love
Jade Finance

As brokers, we’re not constrained by the strict guidelines that some banks include in their personal loan applications. We have the flexibility to negotiate, to find a lender that suits your profile and structure your loan to specific meet your requirements.

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Jade is Australian Owned

We’re an Australian-owned company and operate on a nation-wide basis to provide finance services to customers in all capital cities, major towns, regional areas and even the most remote locations.

FBAA Member

Jade Finance is a member of FBAA. This involves signing on to the strict Code of Ethics which is under the control of the Credit Ombudsman Service Limited.

Transparent and Streamlined

We provide an extremely straight-forward, transparent and streamlined personal loans service with quick approval, pre-approved loans, no deposit options and loans tailored to suit you.

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Speak with a Jade Finance Consultant to discuss a personal loan. Call 1300 000 008.

Jade Finance – Better Financial Solutions

Jade Finance is accredited with a large number of banks and lenders including major Australian banks and numerous industry-only lenders. This means you are benefiting from an extremely in-depth assessment of a large number of loan offers available in your category and receiving the best loan offer at the cheapest interest rates.

  • We work with your personal loan requirements
  • Finance Calculator available to help choose the loan amount
  • Debt Consolidation
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Empower Your Financial Journey with Jade Finance

Personal finance guides and resources

Our guides offer quick comparisons and simple explainers to help you breeze through the financing process with confidence.

Personal Finance

Personal Loans
Unsecured Personal Loans
Secured Personal Loans
Best Personal Loan Interest Rates

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  • Finance that suits your needs

  • Engage Jade's Expert Services

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Finance that suits your needs

For whatever purpose you’re seeking finance for – from car, caravan, boat, bike, and travel, to home renovations, medical bills, wedding, and debt consolidation – we offer personalised financing terms of 1 to 7 years thanks to our extensive list of 80+ banks and lenders. Let our consultants negotiate with our long-standing industry connections on rates, terms and loan amounts to find you finance that is going to work for your repayment capacity and budget.

To have one of our experts take on all the hard work and find you the right lender, connect with us online or by phone.

  • Expert services available across Australia
  • Skilful negotiation with lenders to secure low rates
  • Personal loan terms of 1 to 7 years
Unlock borrowing potential with tailored service to meet individual personal loan needs.
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Why You Should Engage Jade's Expert Services for Your Next Loan

When it comes to consumer credit and providing a convenient financing service, our consultants at Jade Finance are the experts. With highly competitive interest rates, workable terms, and monthly repayments that can be scheduled to match each applicant’s preferences – the financial service we provide to buyers is invaluable. Not to mention the advantage of having an expert negotiate with the lender on your behalf to ensure you’re getting the best personal loan offer possible.

Financing options are available through banks, finance companies and non-bank lenders. Across these financiers, the products offered can vary with numerous features, fixed or variable interest rates, terms, and maximum and minimum loan amounts. With such a large range of products available across the personal loan market, finding the right loan for your specific needs can be challenging.

Eliminate the hassle by engaging our expert services to compare multiple lenders and find the best possible personal loan offer for your financial situation.

A finance broker meets with her happy client in a Darwin office.
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Simple Applications, Quick Approvals with your Finance Broker

Apply for Finance with Jade and let us source, negotiate, and settle on your behalf. When clients reach out to us for a personal loan, they receive comprehensive assistance in harnessing the best possible rates and terms available on the market.

From the first point of call, we match each applicant with their very own personal loan broker who assists them throughout the entire loan process. We advise the client on which information and documentation is required for the specific loan being acquired. Once all documentation has been provided, the broker then handles all discussions with lenders to obtain quick quotes, fast approvals, and assist with settlement. The entire application process typically takes 10 minutes depending on the specific lender requirements.

Our mission is to work in the best interest of the client to ensure funds are approved in as little as 24 hours, and funds are available shortly after. Take the delay out of the loan application and approval process by choosing to apply for finance with the help of a personal loan broker at Jade Finance.

If you would like to receive an estimate of your potential monthly repayments prior to applying for a loan, check out our free online personal loan calculator. Within 60 seconds, the calculator can estimate your likely monthly repayments on a range of secured and unsecured loans. Vary the loan amount and term to immediately see the difference these can make to the monthly repayment estimate.

Start calculating, and when you find a loan within your ballpark, contact us for a quote tailored to you.

  • Quick 60 second online loan estimations
  • Simple application and approval process
  • Fast approval funds – in as little as 24 hours

How lenders decide interest rates

Lenders consider various factors to determine interest rates. One significant factor is their risk assessment. Opting for lenders who favor low-risk applicants often leads to lower interest rates.

Some lenders, however, are open to considering applicants with lower credit scores. These lenders evaluate applicants based on individual merits rather than solely on credit reports. A steady income and the ability to afford the loan can make it feasible to secure a suitable lender, even with a lower credit score. Generally, a better credit history translates to more favourable interest rates, as lenders typically prefer working with customers perceived as lower risk.

Secured loans may offer more favourable rates than unsecured ones. Our Jade representatives can guide you through various options to optimize your loan rates.

Choosing Jade for your personal loan needs allows you to find an affordable loan tailored to your financial circumstances. A Jade personal loan broker will collaborate with you to compare and select the most appropriate loan.

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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 20/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

How we have helped Australians like you

Settled a loan but need help?

Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.

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