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Best Personal Loan Rates - Compare Rates

Jade Finance assists people of all ages and profiles to achieve their dreams and aspirations by providing better personal loans. To ensure those loans are the most effective financial solutions, every personal loan is based on our signature Jade cheap interest rates.

  • Low interest rates on personal loans
  • Credit score not impacted
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Why Jade Finance?

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Personal Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Our Non-Negotiables

  • Cheap interest rates is more than just our company tagline, it’s the driving force and motivation for every one of our Jade consultants to achieve results for our customers.
  • We are accredited with a vast number of banks and lenders which gives us the greater potential and more choices to source you the best loan. With more choices comes more chances to bargain hard.
  • Our Jade Finance consultants are highly trained finance professionals with extremely sharp negotiating skills. We use those skills to negotiate with lenders to get you the cheapest interest rate.
  • As a leader in our field, with in excess of 20 years of experience and a large customer base, our company generates great respect from our network of financial institutions. We use that bargaining power to negotiate the best interest rates for our customers.
  • Most importantly, we don’t like to be beaten on interest rates, so we try that much harder – for YOU!
Uncompromisable Criteria for the Best Personal Loan Rates

Interest Rates
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Taking all these factors into consideration, you’ll appreciate why it is so important to have a personal Jade Finance consultant handling your personal loan rather than you approaching a bank or lender on your own. Your consultant knows which lenders will offer you the best interest rate and have the skills to present your application in the best way to get the best rates.

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Lender Interest Rates Vary by Sectors, Guidelines, and Pricing

Interest rates vary from lender to lender according to their key loan sectors, their own guidelines for applications, their ability to access their funds to lend, and their approach to pricing individual personal loans.

Global Economic Conditions Impact Interest Rates

International economic conditions also have an impact on interest rates as the financial industry operates on a global scale.

Your Rates Depend on Risk Assessment and Credit Profile

Your individual application details affect the financial rates you’ll be charged as lenders consider your risk assessment and your personal credit profile.

Unlock Flexible and Budget-Friendly Personal Loans

Get the most flexible and budget-friendly way to acquire goods with our competitive personal loan interest rates. Tailored specifically to match your financial needs, our fixed and variable rates offer loan terms of 1 to 7 years. For predictability and better financial planning, consider our fixed monthly payment option, or take advantage of lower initial rates via our variable monthly payment option. Our process is seamless and provides the best credit solution to every customer that comes our way.

To get the process started, give us a call or reach out to us online.

  • Fixed or Variable Interest Rates
  • Loan Terms of 1 to 7 Years
  • Secured or Unsecured Credit Facilities
A couple discovering loans to suit their budget

The interest rate is a major component of a personal loan. Not the only element to consider but probably the most important. Jade Finance has built an envied reputation in the personal loan sector by consistently delivering cheap interest rates for our customers across Australia.

How we continue to achieve such impressive results is due to a combination of factors.

For more information on interest rates, personal credit profiles, and how you can improve your profile, please refer to our Blog articles or just pick up the phone and speak with a Jade Finance consultant.

Speak with a Jade Finance Consultant to discuss your personal loan requirements.

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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 6.57% p.a. (6.57% p.a. comparison rate), would equate to a total amount payable of $35,276.40.
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable, and the calculators do not take these into account.

We work harder to secure the best rates.