Better finance.
Better loans.

We will not be beaten on interest rates.
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  • No impact on credit score
  • Low rate finance
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How it works

We make it simple for you.

1 Submit your details Answer a few simple questions to get your Free Quote. 2 We get to work We'll hunt down the loan of your choice with great rates, and you provide the supporting information. 3 Choose your loan We work with your chosen lender. You’ll only need to sign. 4 Get on the road Your lender settles the loan, and you pick up your new equipment. Easy!
  • Step 1

    Submit your details

    Answer a few simple questions to get your Free Quote.
  • Step 2

    We get to work

    We'll hunt down the loan of your choice with great rates, and you provide the supporting information.
  • Step 3

    Choose your loan

    We work with your chosen lender. You’ll simply need to sign.
  • Step 4

    Get started with your financing

    Your lender settles the loan. Easy!

How we have helped Australians like you

Why you will love
Jade Finance

Our total focus is achieving better interest rates and better loans for YOU.

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Direct access to broker-exclusive finance sources

Jade Finance sourcing and providing a comprehensive range of business finance and personal loan services for both business owners and operators and individuals.

All types of business – SMEs, owner-operators, sole traders, large corporates - and private individuals of all ages and profiles are welcome to use our services.

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You save time

Your Jade Finance consultant will do all the work for you. Assessing the loan options that meet your requirements from our vast lending panel and delivering you a better loan offer for your consideration. We save your valuable time plus you have our invaluable and in-depth specialist expertise and vast experience working for you.

Competitive lenders Australia-wide

Jade Finance is accredited with all the major banks and many finance companies and non-bank lenders. With more sources to cover, we have more options to find you the best deal that meets your requirements. We give you access to banks that you don’t even have an account with and non-bank lenders you may have never even heard of.

Our Specialist expertise working for you

As fully-licensed brokers, we provide specialist services to seek options for bad credit, low docs and no docs loan applications.

Flexible Financing Solutions for All Business Sizes and Needs

Whether starting out, SME, self-employed, or large, long-established company, no referral is required to source individually tailored financing through Jade Finance. Our expert services support business with individual brokers to source and structure loans with the most competitive rates from across 80+ lenders by expert brokers. Solutions tailored to specific objectives with workable terms and repayment schedules.

Our portfolio of credit facilities covers all types of commercial loans for a wide range of purposes – asset acquisitions, cash flow shortages, non-asset purchases, refinancing, and targeted products. Through our specialist lenders, we provide workable outcomes for new operators without financials.

Deal with expert brokers with experience in your specific industry. We have expertise across all industry sectors, working with operators of all sizes and with all different business structures – companies, partnerships, SMEs, corporations, sole traders and self-employed.

Working with us is straightforward, streamlined and fast, with approvals can be secured in 24 hours. Realise the benefits of utilising Jade Finance for your commercial loans – contact us online or by phone.

  • Chattel Mortgage, Asset Lease, Commercial Hire Purchase and Rent-to-Own for asset acquisitions.
  • Lender Overdrafts to support cash flow shortages.
  • Secured and Unsecured Business Loans for non-asset purchases.
  • Insurance Premium Funding for more affordable large premium payments.
  • Debtor Invoice Funding to expedite payments from customers.
  • Refinancing services to ease cash flow pressures.
  • Specialist Low Doc No Doc Loan Solutions.
  • Competitive fixed rates, negotiated fixed terms, workable repayment schedules.

The Best Personal and Business Car Loan Rates with Jade Finance Experts

Easily find your way through the highly competitive motor vehicle lending market with our experts arranging your car finance. Get the most competitive interest rates to challenge and better, offers, promotions and special deals advertised by dealers and finance companies. Secure a genuinely affordable deal from the lender that best suits your individual requirements.

Jade Finance is a leading finance broker in the Australian motor vehicle lending sector, accredited with over 80 lenders. Providing us with the resources and capabilities, to provide buyers with more choice, and the opportunity to quickly source the right lender, best rates, and individually tailored loans.

Our loan portfolio covers all commercial finance facilities for business, and secured and unsecured loan options for private buyers. No collateral and no deposit financing is available for many buyers. Interest rates are fixed, terms fixed, to deliver fixed monthly repayments.

Your loan is individually sourced by experts, to best meet your preferences. Whether buying from a new or second-hand car dealer, a private seller or at auction, Jade Finance can arrange you a better car loan based on our best interest rate guarantee.

Get fast approval on the best car loan with our experts finding you the right deal, processing your application, and arranging settlement. Your Jade Finance broker will handle the entire car loan process with our streamlined service to assist you to get behind the wheel of your new drive as fast as possible with the most affordable financing.

No referral, just connect online or by phone with prompt attention. Find out more about Jade Finance Car Loans or Apply Now!

  • PERSONAL CAR LOANS FOR CARS, UTES, SUVS, WAGONS, SEDANS, HATCHES, CONVERTIBLES, HYBRIDS, EVS.
  • BUSINESS VEHICLE FINANCE – LIGHT COMMERCIALS, SEDANS, UTES, WORKHORSES
  • LUXURY VEHICLES – FAMILY CARS – WORKHORSES – OFF-ROAD 4X4 – EVS – CLASSIC CARS – COLLECTIBLES
  • CHATTEL MORTGAGE – LEASING – HIRE PURCHASE
  • SECURED PERSONAL CAR LOANS – NO COLLATERAL REQUIRED FOR MOST BUYERS.
  • FIXED RATES, FIXED TERMS, FIXED REPAYMENTS
  • NO DEPOSIT FINANCING
  • COMPETITIVE USED CAR FINANCING

Jade Finance – Your Leisure and Lifestyle Finance Broker!

Whether acquiring commercial vessels or recreational watercraft, all boat buyers can quickly and easily access specialist marine lending services through Jade Finance. As experts in marine finance, we provide private and business buyers with a comprehensive boat loan service, sourcing the best rates from lenders that specialise in boat loans and know the boating sector.

Our brokers connect buyers with the lender that best suits their credit profile and the vessel they are purchasing. Ensuring the right loan at the best rates. Chattel Mortgage, Lease, Rent-to-Own and Hire Purchase for marine operators and secured and unsecured loans for recreational boat buyers.

Finance is individually sourced and tailored to suit each buyer and may include the boat only, boat and motor, boat and trailer, and accessories. We finance new and used models, power and sail, from small tinnies to luxury cruisers, jet skis, fishing boats, yachts, wake boats, family runabouts, and even houseboats. Commercial finance is available trawlers, charter vessels, work boats, rescue and research craft, and many others.

In the market to buy a boat? Click for more information, request a quote, or apply online or by phone to see how Jade Finance can assist you with a great boat loan to add more pleasure to your boating leisure.

Our service is comprehensive, fast and streamlined, with everything handled from initial enquiry through to settlement.

  • Fixed rates, fixed terms, and fixed repayments.
  • No extra collateral, no deposit for many buyers.
  • Power boats, trailer boats, wake boats and runabouts.
  • Sailing boats, yachts.
  • Luxury cruiser finance, tailored business charter vessel finance.
  • Trawler, tug, work boat financing.
  • Jet Ski and wakeboard boat loans.
  • Houseboats finance.
  • Loans for second-hand boats, restoration projects.
  • Finance for stock, custom and built-to-order vessels.

Competitive Rates and Flexible Terms for All Types of Heavy Vehicles

Secure affordable heavy vehicle finance at the most competitive rates using the expert brokers at Jade Finance. We specialise in sourcing financing for all types of heavy vehicles – new and used, heavy, medium, light duty, cab only, cab and trailer, truck-trailer, with all body types and fuel systems.

Our access to industry-only lenders that specialise in truck and heavy vehicle finance gives us the edge in securing the best deals to support our customers. Lenders that can traditionally be more competitive than the banks and negotiate with our brokers to deliver better interest rates and more workable solutions.

Financing is available with Rent-to-Own, Leasing, Chattel Mortgage and Hire Purchase with Low Doc and No Doc solutions for new and small operations. Fixed rates, fixed negotiated terms, fixed repayment schedules with no collateral and no deposit options available.

Working through us is fast, easy and straightforward with our comprehensive, streamlined service. All business set-ups across Australia can quickly access our services for personal attention and individual outcomes – SMEs, owner-drivers, sole operators, partnerships, family enterprises, large corporations, fleet operators.

Your personal Jade Finance broker handles the entire process, sourcing you the cheapest quote, negotiating terms and conditions to meet individual business objectives, ensuring a tailored solution that works with cash flow and supports the operation.

  • Rent-to-Own, Leasing, Commercial Hire Purchase, Chattel Mortgage.
  • Best rates from 80+ lenders.
  • Fixed interest rates, fixed repayments.
  • Fixed Loan Terms up to 7 years.
  • Competitive rates on Used Truck Loans.
  • Specialist support for owner-operators, SMEs, sole traders, large companies.
  • No Docs and Low Docs Truck Loans possible.
  • ABN-only loan options.

Buying new from a dealer, used from dealer, auction or private seller? Get fast approvals on individually sourced heavy vehicle finance at the best rates and terms. Connect with one of our heavy vehicle specialist brokers for an obligation-free discussion, on 1300 000 008.

Flexible and Affordable RV Financing for All Types of Recreational Vehicles

Get more enjoyment from your caravan lifestyle, secure the best loan deals on all types of recreational vehicles. Jade Finance – your leisure and lifestyle finance broker. Enjoy the freedom and flexibility of our Secured Loans with the best fixed interest rates, fixed terms and fixed repayments to suit your budget.

Packages are available for the vehicle only and for vehicle and the accessories, extra packs, and options to customise your RV to suit your travel plans. No extra collateral is required for many buyers, and many can enjoy the flexibility of including the full purchase price in their finance.

Jade Finance provides finance that is structured to suit the lives and lifestyles of our caravan customer, individually sourced at the best rates from our 80+ lender base, and tailored to suit buyer and vehicle. Whether you’re buying an off-road or an on-road caravan, camper-trailer or motorhome, hybrid, toy hauler, stock or custom model, our expert brokers will keep your finance on track with your adventure plans.

We’re known as the leisure finance specialists because we have developed a reputation for understanding the RV market, the needs of buyers, and for consistently sourcing the most affordable financing outcomes.

You’ll be assigned your own Jade Finance broker, who will take the time to understand your needs and source you the loan that best meets your requirements from the lender that best meets your profile.

With our brokers handling all aspects of your loan, the process if streamlined, fast and efficient. Approvals can be received in 24 hours to ensure you don’t miss out on limited stock availability and special caravan show deals.

  • New and Used RV Finance.
  • Traditional, standard and custom caravan models.
  • Motorhomes, Toy Hauler, 5th Wheelers Loans.
  • Off-Road, Hybrid, Campertrailer Finance.
  • Cheap Camper Trailer and Pop-Top Loans.

Start enjoying the caravanning lifestyle by requesting a quote or discussing your specific loan requirements with one of our brokers. Contact us for more information on caravan finance.

Competitive Fixed Rates and Flexible Terms for Equipment Loans

We support business operators across Australia with affordable, workable financing on a wide range of plant, machinery and equipment used in commercial operations. Supporting operators to acquire new assets with low-rate loans that assist in targeting ROI, work with cash flow, realise greater efficiencies and productivity, and contribute to growth and profitability.

Jade Finance are experts in asset finance with access to more than 80+ lenders, including specialist lenders in many industry sectors. Providing our brokers with access to the most competitive rates, flexible terms and the ability to negotiate individual, cost-effective packages to suit specific objectives.

With asset acquisitions a major move for many businesses, we focus on achieving the best fixed interest rates to reduce the cost of the finance and the total acquisition investment. With some loans in this category stretching over 7-10 years, the best fixed rates can add up to a significant cost saving over the finance term compared with other offers.

Our brokers negotiate for the fixed terms that will provide operators with a fixed repayment schedule that works with their cash flow. Balloons, residuals, and buybacks are structured to deliver the most cost-effective deals.

We provide a comprehensive and inclusive service, with all credit facilities available – Chattel Mortgage, Hire Purchase, Lease, Rent-to-Own, and specialist options for new, small and solo operators.

Jade Finance is YOUR equipment finance specialist and we work for YOU. If you want your machinery and equipment to do its best work for you, talk to us about a better funding deal.

  • Rent-to-Own, Leasing, Hire Purchase, Chattel Mortgage.
  • Low Doc No Doc Solutions.
  • Competitive Fixed Interest Rates.
  • Fixed Negotiated Terms up to 7 years.
  • Tailored Asset Finance, Targeting Individual Objectives.
  • All Types of Businesses, All Industries.
  • Medical and health sector.
  • Farming and agricultural operators.
  • Heavy equipment, yellow goods, wheeled goods.
  • Construction, building, earthmoving and civil works machines.
  • General business, scanners, copiers, IT systems.
  • Specialist new business, sole trader solutions.

If you’re upgrading, replacing, innovating, pivoting, expanding or resourcing for new projects, find out more about the equipment and machinery options and offers we have available. Connect online or by phone from anywhere in Australia.

Fast Approvals and Tailored Financing for Your Dream Ride

Whether you’ve got your eye on a street bike, a tourer, an adventurer, a dirt bike, off-road, a bobber, enduro, motocross, racer or a classic, Jade Finance can source you the best motorbike loan. Our finance broker services are available for buyers of all types of rides from all manufacturers including Harley Davidson, Yamaha, Suzuki, BMW, Honda, Kawasaki, Ducati, Triumph, KTM, Triumph, and many others.

Our Secured Motorbike Loan will suit many new and used machine buyers with the most competitive fixed interest rates, fixed terms and fixed repayments. Your Jade Finance broker will source and structure your funding to individually suit your budget, your objectives and your machine. Many buyers are not required to provide additional collateral and we can work to include the full purchase price plus those signature extras and accessories, in your personalised loan.

Affordable unsecured funding is also available and may suit buyers of restoration machines, some collectible and classic rides, and where this is the buyer’s preference.

While you focus on what set-up you want for your ride, your Jade Finance consultant will be focussing on negotiating you the best interest rate on your bike loan and handling your funding requirements. Our service is straightforward, no nonsense, and delivers fast approvals on the best deals. We negotiate hard with the banks and lenders using our strong bargaining power to get the rate down to corner you the best loan.

  • Loans for All Motorcycle Makes and Models.
  • Best fixed interest rates from 80+ lenders.
  • Fixed terms, fixed repayments to suit budgets.
  • No deposit, no collateral options.
  • Fast 24 hour approvals.

If you’re in the market for a new ride, get Jade Finance on board to assist with the right loan gear. Contact us online or request a free finance quote.

Personal Finance Journey with Jade Finance, Your Trusted Personal Loan Broker

Jade Finance is your personal loan finance broker to assist you to source the most affordable funding for a wide range of purposes and purchases. Embarking on taking on funding for a holiday, education, wedding, medical expenses, home improvement, computer or other purpose can often be daunting and overwhelming. We support customers by handling the entire process, selecting the right lender from the vast consumer credit market, sourcing the right loan product, negotiate the best interest rates and structuring the best repayment schedule.

Our comprehensive service is designed to align with your unique financial needs and goals. Providing personalised solutions, tailored to your budget and credit limit, with secured and unsecured format options.

At Jade Finance, we understand that every individual’s financial landscape is unique. That’s why we offer a personalised service, ensuring that each client receives a package that resonates with their specific requirements. Our offerings include diverse loan options all curated to provide optimal financial flexibility.

We pride ourselves on our ability to secure competitive, low-rate finance options through our accreditation with over 80 trusted lenders, including major banks and niche finance companies. We leverage our extensive network to ensure you receive the best personal loan rates available. Our commitment to securing the most competitive interest rates sets us apart as a leading personal loan broker in the industry.

Our process is streamlined for your convenience. Starting with a simple submission of your details, we embark on a quest to find your ideal loan. Our skilled consultants handle the intricacies, from comparing rates to negotiating terms, thus saving you valuable time and effort. You are only a few steps away from starting your financing journey with a lender that suits your needs perfectly.

  • Secured and Unsecured Options.
  • Fixed and variable rate options.
  • Flexible terms, repayment schedules.
  • Medical, educational, holiday funding.
  • Financing for computer, electronics, IT requirements.
  • Home improvement lending.
  • Fast 24 hour approval.

For more information on your specific requirements, connect with one of our brokers online or by phone for fast 24 hour approval.

We beat the biggest banks.
Lowest rates guarenteed.

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Takes less than 2 minutes!

Some Common FAQs

  • Yes, Jade Finance offers comprehensive financing services throughout Australia, including all major cities such as Sydney, Melbourne, Brisbane, Perth, AdelaideDarwin, Gold Coast and Canberra. Whether you are in a metropolitan area or a regional town, we can assist with your financing needs.

  • Our loan specialists offer a large range of lending products including

    • Car Finance.
    • Personal Finance.
    • Commercial Finance.
    • Equipment Finance.
    • Caravan Finance.
    • Motorcycle Finance.
    • Boat Finance.
    • Novated Leasing.
    • Truck Finance.

    We can also provide you with refinancing, debt consolidation, warranty and insurance options.

  • There are many benefits to using a broker including lender access, expert advice, financial insights, better interest rates, personalised service, and the fact that it will save you a lot of time.

    Brokers, like ours, have access to an extensive portfolio of banks and lenders which means you’ll be able to find the best loan product for your circumstance. This is additionally beneficial due to the highly-competitive nature of the loan market with a large variety of interest rates and terms available. By using a broker, you’ll have someone on your team who understands your individual situation with a multitude of knowledge about the loan market that you can tap into.

    Many brokers also have access to exclusive deals and lending options which may not be available to the general public. By leveraging a broker for your loan, you could unlock a variety of opportunities.

    With over 25+ years of experience, Jade Finance has a large office of fully qualified, well-trained, licensed professionals who are committed to their clients through the peaks and troughs of the ever-evolving financial services industry.

  • In Australia, there are three credit rating agencies – Experian, Equifax, and Illion. Depending on the issuing agency, your credit score will be between 0-1000 or 0-1200. Along these scales are sections that state whether your credit score is excellent, very good, good, average, and below-average (bad). As a rule of thumb, the higher your number within the model, the safer you’re considered as a borrower.

    To qualify for a loan in Australia, there isn’t a minimum credit score that lenders agree on, however generally you will need a ‘good’ credit rating to qualify.

    EQUIFAXEXPERIANILLION
    Below Average0-4590-5491-299
    Average460-660550-624300-499
    Good661-734625-699500-699
    Very Good735-852700-799700-799
    Excellent853-1200800-1000800-1000
  • Our expert brokers recommend boosting your chances of being approved by ensuring your income is steady, choosing the right loan for you, applying for the right amount, and applying for short-term loans. Other ways to boost your application include making a larger down payment, providing additional documentation to prove your financial situation, and adding a co-signer.

    If you have a less than ideal credit score, some positive behaviours you could undertake to increase your score (and ultimately get your loan applications approved faster) in the long term include paying off old debt, applying for short term loans and repaying them on time, checking your credit report regularly to see what factors are bringing it down, and consistently paying on time for every bill you receive.

  • The right lender for you depends on the lender that is going to offer you the best interest rates and terms for your circumstances. By partnering with a broker for your loan exploration, you’ll have the opportunity to relax while they find the best deals on the market. Our expert brokers are highly trained in understanding your wants and needs, and analysing the market – with a long list of over 80 lenders to sift through.

  • Yes. We pride ourselves in our specialised Australian Commercial Finance, here at Jade Finance we can offer a range of commercial finance products for all types of businesses –

    • Sole traders.
    • SMEs.
    • Medium-sized businesses.
    • Large corporations.
    • No doc and Low doc options.

Trusted by 80+
Lenders

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Settled a loan but need help?

Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.