Personal and Commercial Loans
Brokers can choose their own area of operation, which may be either personal loans or commercial credit, or both. At Jade Finance, we operate in both sectors.
Specialists in both personal and commercial finance, we have access to over 80 lenders, provide a complete portfolio of loan products and credit facilities, and have an impressive reputation for 25+ years of sourcing the best rates for our customers. All loans are individually sourced by our expert brokers to ensure specific requirements are addressed and the most workable solutions achieved. From the most remote borders of South Australia to the CBD in Adelaide, finance broker services are directly accessible online or by phone.
The role of finance brokers is to facilitate funding for their customers. They work on behalf of individuals and businesses to contact lenders and arrange the required loan.
Request a QuoteBrokers can choose their own area of operation, which may be either personal loans or commercial credit, or both. At Jade Finance, we operate in both sectors.
Brokers are not banks or finance companies. They request approval from lenders to arrange finance for their clients through that bank, finance company or non-bank lender.
That approval is referred to as accreditation and brokers will display the lenders that they are accredited with on their website or credentials documents.
As a broker, we operate on behalf of our clients, focussing on their best interests to ensure the most suitable loan product and most workable, affordable outcome is secured.
To discuss the opportunities that using our Adelaide finance broker services may bring to your funding requirements, have a no obligation initial discussion with one of our brokers.
Jade Finance operates in the consumer credit market to facilitate personal loans for individuals. We provide both Secured and Unsecured Personal Loans which may be used for a wide range of purchases of goods and for many personal expenditure purposes.
Secured Loans are used to finance goods such as caravans and RVs, boats, motorbikes and cars. We provide loans for both new and used goods, with the goods used as collateral for the loan. Rates are fixed and competitive, terms are fixed and negotiated to best deliver the most suitable fixed monthly repayments.
Unsecured Personal Loans are an extremely versatile credit facility which may be used for many purposes where collateral for the loan is not available. These purposes include weddings, holidays, travel, medical procedures, educational fees, home improvements and goods, and other similar personal expenses.
Utilising our experts to secure the best loan from across many lenders does not impact an individual’s credit score. When an individual applies for loans from multiple lenders, the process can have a negative effect on their score.
To discuss your eligibility and the right loan for your requirements, submit an online enquiry or call and speak with one of our experts.
As specialists in business finance, we offer a complete portfolio of credit facilities supported by our experts and specialist non-bank lenders, to facilitate cost-effective, workable solutions across all SA industry sectors. Providing affordable, tailored finance for the commercial seafood and fishing sector, wine and food producers, manufacturers and miners, tourism and hospitality operators, entertainment and creative sectors, medical and health facilities, construction, retailers and service sector providers.
Asset acquisition finance for trucks, plant, machinery, equipment, motor vehicles and commercial marine vessels is available with Leasing, Rent-to-Own, Commercial Hire Purchase and Chattel Mortgage. Support for cash flow shortages and to cover seasonal income challenges is available with lines of credit and Lender Overdrafts. Secured and Unsecured Business Loans are versatile facilities to cover a wide range of non-asset expenditure. In addition, we offer specialist loan products including Insurance Premium Funding and Debtor Invoice Finance.
As specialists in this lending sector, we have connections with lenders that offer start-ups and new businesses with affordable No Doc and Low Doc loans.
Every business loan is personally handled by one of our Adelaide finance broker service experts with specific experience in the industry. Outcomes are optimised for tax, negotiated to address ROI and cash flow requirements, and may be achieved with no additional collateral and with no deposit.
Brief one of our experts on your requirements or request a quick quote.
In engaging with Jade Finance as your personal finance broker, Adelaide and wider SA businesses and individuals can access the best rates from a vast lender market. We have accreditation with over 80 lenders which include the main and other banks, non-bank commercial lenders and a selection of finance companies.
Access to more lenders provides the opportunity for our customers to secure the most competitive rates on the market. Ensuring more cost-effective loans with less interest payable and more affordable repayments while expanding accessibility to acquiring goods and achieving personal financial goals for more individuals and businesses.
Your Jade Finance expert will select the lender that best matches your profile – your financials, credit profile, the purpose for the loan, and the amount required. This is an important aspect of our role as your broker. The criteria used by lenders to approve applications and how they apply interest rates varies across the lending market. Having access to the right lender puts applicants on the right path to the best loan offer.
To have the right lender selected by our finance brokers, Adelaide individuals and business owners can connect with us online or by phone.
Engage with Jade as your Adelaide finance broker and secure the best rates on finance solutions and realise the advantages of dealing with experts. We save our customers time, save them money with our better loan interest rates, and we save them the challenges of finding the right lender and right credit product. Our experts handle the entire loan process from that initial enquiry, through sourcing quotes and offers, negotiating on rates and terms, processing the application and assisting with settlement.
Our customers can have confidence that their major finance arrangements are being handled by highly skilled specialists with their best interests addressed as a priority. Whether requiring a personal loan for a holiday or highly complex structured commercial financing, our experts have the skills and experience to secure the best deal. Contact us to discuss your requirements.
Securing the best rates, most suitable lender and using specialist finance brokers does not mean your loan will take longer to finalise or be more complicated. Our application process is straight forward and our service delivered quickly.
Speak with us or connect online to be advised of the details required to apply for the loan you require. Once this information is provided, our brokers handle the rest. Many of our customers receive approval in 24 hours. If planning to buy goods at field days and auctions and need finance approved ahead of time, speak with us about our pre-approved loan service.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 21/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.