When excavators need to be replaced or upgraded, especially as a result of a breakdown, or to take on a new contract, we know that very often, time is of the essence. That machine needs to be purchased with an excavator loan quickly, and working on site as fast as possible. Time can be money and time can mean delays to the overall project schedule.
As specialists in commercial excavator financing, we provide fast, personalised financing service to individually source and structure funding to work with cash flow and target ROI. Fast service from lending experts with the lender base to secure the best rates from across the market, quickly!
We have extensive experience in financing for the construction, mining, excavation and agricultural sectors and know what operators are looking for with machinery financing – to secure finance fast, and at the best rates and workable repayments, to get that excavator on site and working asap.
All loan options for excavators are available, including for new operators without financials, small sole trader contractors and large fleet operations. For fast action on securing a cost-effective excavator loan, contact us now by phone or online.
Excavators and earthmoving machinery can be some of the most important and hard-working units on site.
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To ensure the hard work pays off in productivity and profitability, the purchase financing has to be right. We provide a comprehensive selection of loan options for excavators to ensure we can meet the needs, and the demands, of all types of operators.
Excavator financing with Jade Finance is available for all business set-ups including self-employed, large contractors, SMEs, family enterprises and individual contractors setting up a new business.
With our access to lenders that make workable offers for operators without financials and structure commercial excavator financing for large fleet companies, we work with all types of businesses.
Affordable commercial excavator financing is individually sourced for all leading manufacturers, models and machines for all industry environments. Working on the land, on large infrastructure projects, on new homes, or landscaping, we can assist with finance.
Loans are available for track, mini, compact and heavy-duty loaders, skidsteers, backhoes and dozers, from names including CAT, Komatsu, CASE, Kubota, Yanmar, Kobelco and more. New and used machines can be financed and pre-approved funding is available to save time when purchasing at field days and auctions.
Don’t go digging around for what loans are available. Just contact us and we’ll do the work in finding you the right excavation financing solution.
As specialists in commercial lending, we provide the full selection of funding products to suit all types of business arrangements.
Our guides offer quick comparisons and simple explainers to help you cut through the financing process with confidence.
All options are individually sourced at the lowest rates and most workable repayments from the lender best suited to the individual operation. Tax benefits are optimised, balloons, residuals and buyback included, and terms negotiated to deliver a repayment schedule that works with cash flow.
Funding is arranged for the machine only, or with the required attachments and extras to suit the individual application. To discuss your specific requirements, speak with us or request a quick quote.
Operators of all sizes, structures and set-ups can receive significant advantages when utilising Jade Finance services for commercial excavator financing. Customers across multiple industries have trusted us to handle their funding requirements for over 25 years. Knowing we have their best interests covered and knowing we work hard to secure the best deals.
Our access to more than 80 lenders, including the major banks, is not only testament to our status in the lending sector, it is an assurance to our customers that we can find them the right lender to suit their profile and find them the best rates currently available. We have non-bank lenders that specialise in key industries, that assist operators with no financials, and lenders that are open to negotiations.
The skill and experience of our brokers, along with our leverage with lenders, enables us to negotiate flexible terms, and structure customised repayment schedules to meet individual objectives. Solutions can be targeted to ensure ROI is met, cash flow is not negatively impacted, and operators realise their profitability objectives.
Compare the rates we are currently achieving, and our capabilities are clear. Have a conversation with one of our brokers, and you’ll immediately be aware of the personal approach we take to sourcing all types of loan options for excavators. We are interested in your business and acutely aware of the need for operators achieve cost-effective funding and fast!
Using our service saves the extensive time which can be involved when operators try to get as many quotes as possible themselves. We do that quickly for you, using our latest tech, intel and industry-level connections. The entire process is handled for you by our experts, from the first enquiry contact through to settlement. Ensuring a streamlined process to get your new excavator working and earning for you asap.
We operate Australia-wide and can assist operators in cities, regions and remote locations. You don’t need a referral to use our services. Just make the call or submit an online request.
You’ve probably checked out our current best interest rates on excavator loans. Time to dig deeper and see how those rates may convert to monthly excavator loans to plan your purchase. Our excavator financing calculator is readily available to work out estimates on any make or model, at any price point.
No special skill is needed. Just type in the amount of your loan or purchase price, the term you would prefer, balloon amount, and the interest rate we are showing for your choice of loan type. Different rates apply for Lease, Rent-to-Own, Chattel Mortgage and CHP. With the details entered, the calculator will immediately display the estimate of repayments based on those numbers. If not in budget, vary the amounts until the repayment estimate comes closer to your expectations.
The results are estimates but can be invaluable for budgeting and comparing different units. For an exact quote based on your specific profile and specs, contact us.
All types of business entities can qualify to apply for commercial excavator financing. Essential requirements include holding a current ABN, even if recently acquired, and providing identification. Having GST registration is not necessary, but some lenders view this as a plus.
Lenders will require business credentials and financial documentation on the operation. The docs can include tax returns; BAS statements; annual accounts; bank statements; profit and loss statements; and similar records. Your Jade broker will advise what is required from the lender we identify is the right match for you. Where a business has traded for less than 12 months or is in the throes of starting up, we have access to lenders that provide affordable excavator loans without full financials.
Credit scores are integral to the lender assessment process. Good credit history and rating attracting the best scores. Smaller operators such as sole traders may also have their personal credit history reviewed in addition to the business profile.
Applications and documents can be uploaded for online applications or emailed to our brokers for over the phone applications. We process applications promptly with many receiving approval within 24 hours. To get started on your application, contact us.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 16/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Diggers and loaders can be financed with the operator choice of Chattel Mortgage, Lease, Rent-to-Own or Commercial Hire Purchase. The best facility is the one that best suits their objectives, business set-up, accounting method and balance sheet strategy.
The same credit facilities are available for all makes and models of excavators and dozers. The interest rate, terms and conditions can vary with different business profiles and the amount of the loan.
Sole traders can be approved for dozer loans where they meet lender criteria. The personal financials of sole traders may be included in the application assessment process.
Where attachments and extras are ordered at the same time and from the same dealer as the machine, the cost can typically be included in the same funding as the machine.
Terms of up to 7 years are typical for asset acquisition funding.
Yes. The full lease payment is considered a business expense by the ATO and can be treated as a deduction in the annual tax return.
Yes. Applications for funding can be pre-approved based on an estimated loan amount.
Interest rates on equipment vary with the different credit facilities, new and used machines, and for different individual business profiles. Lenders typically display the best rate for new goods for good credit score applicants.
Asset acquisition funding is usually offered at a fixed interest rate.
The buyback amount relates to Rent-to-Own funding. It is the amount due at the end of the funding term which enables the business to fully own the machinery. It is similar in nature to a balloon with Chattel Mortgage and residual with Leasing.
