Flexible Equipment
The flexibility and adaptability of these machines make them ideal and much-used in multiple industries – construction, building, agriculture, landscaping, pool building, and property management.
Whether to keep a building project on schedule, to prepare agriculture properties for production, to keep landscaping and swimming pool construction customers happy with your work, or to acquire your first loader to get your business underway, the purchase with finance needs to happen smoothly and quickly.
With our vast industry-level connections in the equipment lending market and our focus on your best interest, our brokers quickly access financing for bobcat equipment at the best available rates. Loans are individually sourced and customised to suit individual business ROI targets and cash flow.
Using our personal services can save significant time compared with taking the DIY approach to bobcat loans. Applications can be made online or by phone from anywhere in Australia, with many approvals taking as little as 24 hours. For quick service, fast approval and a flexible solution at the best rates, contact us for a Bobcat machinery loan quote.
Bobcat is a brand name for a range of loading and digging machinery, but has become synonymous and widely-used for all types and makes of skidsteers, loaders and dozers.
Request QuoteThe flexibility and adaptability of these machines make them ideal and much-used in multiple industries – construction, building, agriculture, landscaping, pool building, and property management.
We have extensive experience across all these sectors and match the flexibility of the machine with flexible, adapted loans for Bobcat machinery. Financing machinery at the best rates and structured to suit the operation, can assist businesses to scale their operations without the need for upfront capital investment.
But to be effective, the finance must be cost-effective, affordable, and customised to the specific requirements of the business entity. We provide services to secure financing for the full range of commercial entities including SMEs, family enterprises, partnerships, sole traders, new businesses, and large corporations.
Cost-effective Bobcat financing is available on the well-known brand as well as for other brands including Hitachi, CASE, Kobelco, CAT, Yanmar and many others. Loans can be secured for the machine only or a machine and trailer combo, purchased new or second-hand, bought from a dealer, at auction or at a field day.
For a quick quote on Bobcat finance or loans for any of the units from leading manufacturers, call or connect online with us.
As experts in industrial equipment lending, we offer customers the complete selection of credit facilities for bobcat financing. The most suitable finance option can be selected from Leasing, Chattel Mortgage, Commercial Hire Purchase and Rent-to-Own. All options can suit new and used loaders.
Our guides offer quick comparisons and simple explainers to help you power through the financing process with confidence.
The features, tax benefits, interest rates and suitability for accruals and cash accounting vary with the credit facilities. Operators are advised to discuss with their accountant, which option best suits their set-up.
We source the most competitive fixed rates for all bobcat financing products over terms of up to 7 years with residual, buyback and balloon options structured into the package. Tax benefits are optimised, and our brokers negotiate with our lenders for flexible repayments to suit cash flow requirements.
Financing is available on a single or on multiple pieces of machinery, with or without attachments, and the trailer may be included in the package. For a customised quote on Bobcat equipment financing to specifically suit your objectives, speak with one of our brokers.
Using our professional lending services can deliver significant benefits to operators and to their operations. Operators save time in not having to source multiple loan quotes, side-step the confusion of working through those multiple quotes, and have confidence that their finance has been professionally and expertly sourced to meet their needs. The business benefits with the lowest rates, workable payments, and finance structured to meet cash flow and ROI.
We’ve been trusted to provide financing for customers in many sectors and for many machines for more than 25 years. We know the lending market, we know our lenders, we know the tax rulings, and we know we can deliver affordable bobcat loans for all types of business set-ups.
Key to our ability to delivering the most competitive rates is our accreditation with more than 80 lenders. Our lenders include the major banks and non-bank lenders with special expertise and interest in certain industries. Making them often more flexible and negotiable for customers and equipment in their sector of interest.
Our brokers use our leverage and connections with lenders to ensure our customers receive the lowest possible rates, and bobcat loan offers structured to meet their requirements. As we’re working in your best interests, we work quickly! Responding to quote requests immediately, obtaining the best offers from across the market and getting fast approvals and prompt settlements.
To find out how smooth, streamlined and swift it can be to obtain bobcat finance with Jade, make the call or apply online.
You can see the great rates we are currently achieving on bobcat financing, and using our Bobcat Finance Calculator, you can quickly and easily see how they convert to estimated repayments for your machine. The calculator is easy to use, carries no obligation to proceed, and can be accessed from any online device.
When entering the figures for your specific purchase, note the specific interest rate for your preferred credit facility – Lease, CHP, Rent-to-Own or Chattel Mortgage. These rates do differ. The term can be your preference as can the balloon, and the loan amount the purchase price of the machine.
All amounts can be varied to compare makes and models, to set preferred terms and balloons, and to prepare acquisition budgets. To discuss the estimates and obtain a specific quote, contact us and speak with one of our brokers.
All commercial operations with an ABN can be eligible for financing for Bobcat equipment. The criteria for approval can vary across the lender market, especially in regard to credit scores, but the documentation required is fairly universal.
Operators will need to provide lenders with their business credentials in the form of financial documents. These include annual accounts, bank statements, tax returns, BAS returns, asset and liability details and similar. For operators in the initial stages of business set-up, we do have access to lenders for Low Doc and No Doc options.
Credit profiles will be assessed by lenders and for sole traders and some smaller operations, that can also include the personal credit profile.
Our application process is simple and streamlined. Simply upload the documents we advise are required and we will handle the rest. Your Jade Finance broker will be processing your application with the most suitable lender to obtain the best quote and/or offer. When you accept that offer, the final stages are covered off and the funds made available to purchase the machinery.
Approvals can often be received in 24 hours. Get started by contacting us or completing our online form.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 21/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Lease, Rent-to-Own, CHP and Chattel Mortgage are available for financing diggers. The best option is the credit facility that suits the accounting method and objectives of the business.
Yes. Bobcat is used as a term to cover many brands and models of smaller diggers and loaders.
All applicants need to meet lender criteria for approval. Where a new operator does not have full financials, they can seek No Doc Low Doc options through a broker.
If a trailer and machine are purchased through the same dealer at the same time, many lenders can include the package in the one financing arrangement.
A general range for asset acquisition funding terms is 7 years.
The tax deductions vary with different credit facilities. Lease and Rent-to-Own have deductible repayments but Chattel Mortgage and CHP deliver a tax deduction when the machine is depreciated. Interest charges and fees are deductible.
An application for asset acquisition funding may be submitted and approved prior to an actual purchase. Conditional approval can be given for a loan amount and subject to final details of the goods being purchased.
Online loan calculators do not allow for individual credit profile variations or for lender fees and charges. Offers can vary from calculator estimates.
Machinery loans are typically structured with a fixed interest rate which does not change over the term.
The term residual applies to Lease finance and is the amount that is payable at the end of the term to finalise the financing and take ownership of the machine.