Comprehensive Financing for Office Equipment
Business assets that can be financed include many of the systems, machines, furniture and other items used by an enterprise in their office environment.
Cost-effective financing solutions are sourced individually and tailored to meet the specific requirements of the business operation. Ensuring that each business obtains the office equipment loan required to support their operation.
Financing is available for a wide range of assets required by businesses in many industries. Assets including IT systems, workplace furniture, scanning and copying machines, printers, projection systems, and security and surveillance installations.
Applying for business equipment loans is streamlined and straightforward with your Jade Finance broker handling the entire process for fast approval and settlement. For a quote on the best rates we may source for your needs, connect with us online or by phone.
Financing new equipment for the workplace can provide a flexible and cost-effective means of purchasing business requirements without the need to pressure cash reserves. Asset finance attracts lower interest rates than overdrafts, provides tax deductions, and monthly repayments for easier budgeting.
Request a QuoteBusiness assets that can be financed include many of the systems, machines, furniture and other items used by an enterprise in their office environment.
These can include:- computer and technical equipment and systems; photocopiers, printers and scanners; workstations, partitioning and cubicles; ergonomic seating; furnishings for visitor and reception areas; standing, drafting and seated desks; filing and storage systems; shelving, cupboards and racking systems; and security system installations.
We provide financing options for both the hardware and software for tech systems and where installation of systems is required, this may be included in the office equipment loan.
With most commercial enterprises requiring some form of office area, we offer funding solutions for all types of set-ups. For small and large businesses across all industry sectors.
If looking to boost productivity in your operation, improve efficiency or set-up a new premises, speak with one of our brokers about financing office equipment for your workplace.
Apply for business equipment finance with Jade Finance and enjoy the benefits of our streamlined process and professional service. Simply provide the necessary financials details to your Jade broker, and allow us to process your application, find the right lender, and source the best office. Many applications can be approved in 24 hours.
Financials required include turnover figures, income tax and BAS returns, bank statements, asset and liability schedule and profit and loss statements. New startups without financials and seeking no doc approval, may need to provide personal financials for the business owner. Credit profiles are reviewed by lenders. Applications can be made online or by phone. All queries are quickly addressed directly by our Australian-based brokers. Apply now and get the workplace equipment you need and your office set-up, faster.
Equipment, machines and systems for offices can be financed with the full selection of asset acquisition credit facilities, all of which are offered by Jade Finance. Credit facilities vary in their suitability to accounting methods, how the assets under finance are treated in respect of the balance sheet, how tax deductions are realised, and interest rates. In selecting the most suitable credit facility, business owners can assess the features and benefits of each product in relation to the accounting practices and strategies used by their enterprise.
Our office equipment loan products are Lease, Hire Purchase, Rent-to-Own and Chattel Mortgage. All allow the goods being financed to be used as loan security, with many enterprises not required to provide additional collateral. Hire Purchase and Chattel Mortgage include the option for an end-of-finance balloon payment. Leasing includes a residual component and Rent-to-Own the opportunity to own the goods at the end of the term with a buyback.
We secure competitive, fixed office equipment finance interest rates on all facilities and negotiate workable fixed terms. A fixed schedule of monthly payments is structured to work with individual cash flow. No changes to rates, terms or repayments occur over the financing period. To affordably set up your office with new equipment, contact us for a quote on your preferred credit product.
Most business set-ups need some type of office area and the equipment and IT to furnish the space. But at the early stages of starting an enterprise, sourcing the funding to purchase that equipment can be challenge. We offer the opportunity for operators that do not have full financials or a year of turnover data to meet standard lender criteria, to be approved for affordable funding.
Included in our 80+ lender base, we have non-bank lenders with more flexible criteria. Lenders that do approve office equipment loans for new business operators with no doc and low doc credit. Your Jade broker will source the most suitable lender, the most competitive offer, and handle the negotiations and finance structuring for you. To enquire about your eligibility for low doc office equipment finance, speak with one of our brokers.
Commercial credit interest rates vary across the lending market of banks, finance companies, and even some suppliers and manufacturers. Our expert services and extensive lender base, provide business owners with a simple, straightforward and time-saving way to secure the best office equipment financing rates currently available. The best rates to lower the cost of financing, and lower the cost of setting up the workplace.
Our brokers handle the process of sourcing the best rates from across our lender base, using the leverage with lenders that we have built up over our 25+ years of commercial lending experience. Delivering individually tailored and structured finance solutions directly to our customers – quickly and efficiently.
To have one of our expert brokers source the best office equipment loan rates, request a quote online or call.
Business owners can quickly and easily budget for their workplace requirements with our office equipment financing calculator. A great tool for comparing different furniture and IT makes and models, comparing the different credit facilities, and for simply generating loan repayment estimates to set the set-up budget.
Available for use from any online connected device, 24/7. Start calculating estimates for your business machine finance or call us for a quote.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 15/11/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Lease is one of several credit options which also include Chattel Mortgage, Rent-to-Own and Hire Purchase. Deciding which is the best facility for an individual business requires assessing the features of each against the accounting strategies and practices and objectives of the business.
Asset acquisition finance products typically offer lower interest rates than overdrafts, making a loan potentially a more cost-effective choice. Overdrafts can have greater flexibility with the ability to pay down amounts when possible, while loans have fixed repayment terms. It is advisable for business owners to talk with their accountant in selecting financing products.
Tax deductions are available on all commercial credit products. The way a deduction is made varies with the credit product – Lease, Rent-to-Own, Hire Purchase and Chattel Mortgage.
Subject to lender approval, the goods being financed can be the sole source of collateral for many loans for many businesses.
Financing is available for all business assets including computers and furniture.
Business owners can use online loan calculators to generate estimates on financing to assist with their planning and budgeting.
A balloon is an optional inclusion with Hire Purchase and Chattel Mortgage. It is due for payment in full after the last monthly repayment is finalised. Balloons may be refinanced, subject to lender approval.
Subject to individual lender approval of the application, the full purchase price of business assets may be included in a finance agreement.
Office furniture may be financed with the operator’s choice of Hire Purchase, Rent-to-Own, Lease and Chattel Mortgage.
To apply for commercial finance, businesses will require an ABN and ID. Financial documentation to verify the business credentials are required. Documents include income tax returns, BAS returns, annual accounts, turnover figures, profit and loss statements, and bank statements.