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Cost-effective Brewery Equipment Loans

We provide expert lending services to support micro, artisan, craft and mainstream brewers secure the funding they need for new equipment. Australia’s brewers and spirits distillers have made their mark in the world market. We provide the financing support many require to assist with their continued growth and expansion.

  • Low brewery equipment interest rates
  • Credit score not impacted
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Why Jade Finance?

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Equipment Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Brewery Financing Solutions for Start-Ups and Expansions

Whether needing brewery start-up financing or equipment loans to upgrade and expand existing production, operators of all sizes can utilise our specialist broker services for the full selection of brewery loan options. Our lower rates and individually tailored brewery equipment finance, may provide a cost-effective way forward for operators to upgrade to meet demand and consumer taste, while ensuring their products are competitive on price.

We offer the full range of brewery loan options with the best rates and conditions sourced from over 80 lenders. Financing for brewery equipment can be approved in 24 hours for a range of systems and machines including distillation systems, tanks, filtration and fermentation machines, mills and complete turn-key operations.

To discuss your specific brewery finance requirements, contact one of our brokers by phone or online.

A man holds a glass of freshly brewed ale up to eye level as he inspects it after extraction from the brewing equipment what surrounds him

Introduction to Brewery Equipment Financing

While the craft and artisan beverage industries are predominated by smaller sized operations, brewery equipment loans are available for essentially all types of brewing and distilling enterprises.

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Equipment Loans for All Types

This includes microbreweries, mainstream and mid-sized producers, craft and artisan brewers, long-established operators and those looking to start-up their own venture.

Expand to Meet Demand

The enthusiastic take-up by consumers of craft beers and spirits has been great for the sector. But the need for expansion to meet demand, either in volume or variants, may challenge even the most experienced operators. Especially where financing for brewing equipment is required.

Affordable Finance Options

With our expert support and access to a vast lender market, we provide operators with workable, affordable options to expand and grow their business. Small brewery finance is available as is brewery start-up financing for those planning their own venture.

A Range of Machinery

A wide range of machinery used in the industry, both new and second-hand, can be eligible for financing. These include grist cases, brew houses, mills, fermentation, distillation and filtration systems, storage units and tanks, pumping and filling equipment, and the ancillary back-of-house equipment such as computer systems.

Personalised Approach to Financing

We appreciate that each brewery may have its own individual requirements. Our personalised approach to financing ensures those individual requirements are addressed.

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Speak with us for the best interest rate quote we can obtain for your equipment needs.

  • Brewing equipment loans for all types of operators – craft, artisan, micro, mainstream.
  • Start-up brewing equipment financing.
  • Financing for all types of brewery equipment, new and second-hand.

Secure Affordable Brewing Equipment Loans for All Types of Operators

Speak with us for the best interest rate quote we can obtain for your equipment needs.

  • Brewing equipment loans for all types of operators – craft, artisan, micro, mainstream.
  • Start-up brewing equipment financing.
  • Financing for all types of brewery equipment, new and second-hand.
A man checks off items on his list of processes while monitoring this brewing equipment

Equipment finance guides and resources

Our guides offer quick comparisons and simple explainers to help you work through the financing process with confidence.

Consider the Brewery Loan Options to Suit Your Set-up

When selecting the most suitable loan type for financing brewery equipment, the accounting approach and financial objectives of the business itself, rather than the equipment are the main deciding factors. As specialists in commercial lending, we offer the full range of brewery finance products to suit all business structures.

Financing for brewery equipment is available through Lease, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase. Although derived differently, all business loan products provide tax deductions. Lease and Rent-to-Own have tax deductible monthly payments. Commercial Hire purchase and Chattel Mortgage allow the equipment to be depreciated to derive the main tax deduction. Interest payable and lender fees and charges are also deductible.

In sourcing the selected option, we support operators to keep their overheads at a minimum by securing financing for brewing equipment at the lowest fixed interest rate. Terms are also fixed with up to 84 months available. These fixed elements deliver a fixed repayment schedule which we negotiate to best meet cash flow and turnover expectations.

Residuals, balloons and buybacks are strategically structured, and all solutions optimised for the latest taxation benefits.

Where new and smaller brew houses do not meet some or all lender criteria and do not have full financials, we have access to specialist lenders that do approve No Doc and Low Doc brewery equipment financing. These loans can be approved with figures for 6 months, with little or no financials, and with our specialist brokers handling the entire process for you.

For a brewery equipment loan quote on your choice of credit product, to suit your specific operation, call Jade Finance.

  • Leasing, Chattel Mortgage, CHP, Rent-to-Own Brewery Equipment Loan Options.
  • Fixed low interest rates.
  • Fixed terms up to 84 months.
  • Fixed repayment schedules.
  • No Doc options for start-ups and new ventures

Flexible Brewery Equipment Financing with Tax Benefits

Residuals, balloons and buybacks are strategically structured, and all solutions optimised for the latest taxation benefits.

Where new and smaller brew houses do not meet some or all lender criteria and do not have full financials, we have access to specialist lenders that do approve No Doc and Low Doc brewery equipment financing. These loans can be approved with figures for 6 months, with little or no financials, and with our specialist brokers handling the entire process for you.

For a brewery equipment loan quote on your choice of credit product, to suit your specific operation, call Jade Finance.

  • Leasing, Chattel Mortgage, CHP, Rent-to-Own Brewery Equipment Loan Options.
  • Fixed low interest rates.
  • Fixed terms up to 84 months.
  • Fixed repayment schedules.
  • No Doc options for start-ups and new ventures
Man wearing an apron holding a clipboard and pen leaning over an open vat checking the beer brewing process.

Sample the Benefits of Brewery Finance Sourced through Jade Finance

There are many benefits to be appreciated when operators select Jade Finance to handle their financing for brewery equipment. Having experts with over 25 years of experience, vast expertise and knowledge, individually addressing their interests, can be invaluable. Having access to over 80 lenders to source the lowest interest rates and most workable finance terms and conditions, can open pathways to growth that were previously considered unattainable.

Lower rates and flexible repayments can significantly benefit the bottom line and the prospects for the business moving forward. Our fast approval process can be a real benefit when acquiring replacement equipment which is integral to the operation or when heading to auction to purchase second-hand machinery.

For new ventures, our access to specialist lenders for brewery start-up financing can be the difference between a dream, a reality or a nightmare. Securing the right financing from the right lender at the right rates, can set a business up well for profitability where less attractive options may lead to dire outcomes.

Our services are available to all types of brewing and distilling businesses, of all sizes. A referral is not required, operators can make direct contact with us and are assigned an individual broker to handle their loan requirements. All aspects of the financing are managed on your behalf.

Our service is streamlined, efficient, smooth and can save significant time in sourcing essential financing for brew houses. We’re an Australian company, based in Australia and we handle brewery equipment loans for ventures across Australia.

So start sampling the benefits by contacting us for an initial discussion of your requirements.

  • Access to over 80 lenders.
  • Personalised, individual approach to brewery equipment loans.
  • 25+ years of Australian business lending experience.
  • Smooth, efficient service.

Check Your Brewery Equipment Loans Eligibility and Our Smooth Application Process

The criteria for eligibility for commercial loans includes the basics of holding an ABN, having ID, and providing financials on the business operation. These financial documents include records such as bank statements, turnover figures, tax return, BAS returns, asset and liability statements, profit and loss statements and similar. Credit scores and histories are also assessed.

Beyond these basics, lenders do have their own individual guidelines and criteria. Some may include a minimum trading period, minimum turnover, minimum credit scores, and minimum and maximum loan amounts. With our access to 80+ lenders, we have the capability to find the lender with the criteria that is a best match with each customer.

For new and start-up businesses, we have no doc and low doc lenders. For some small operators, the personal financials of the business owners may form part of the application process. Your Jade broker will advise the information required, and once provided, we will handle sourcing quotes and processing the application.

Applications can be submitted online or by phone for fast 24 hour approval.

  • Streamlined, simple application process.
  • Expert brokers to handle application and approval process.
  • Online and phone applications.
  • Fast 24 hour approvals.
A small brewer is checking the barley he plans to use in the next batch of craft brew.

Get Quick Estimates with Our Brewery Equipment Financing Calculator

To prepare budgets for setting up a new brew house, to compare different machinery models, or to get an idea of what your brewery equipment loan may look like, use our online finance calculator. It can be used for all loan types, all types of machines and for all businesses.

Specific quotes can be obtained by contacting us.

Minimize Expenses, Maximize ROI with Optimal Business Financing Rates.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Brewery Equipment Financing FAQs

  • Equipment used in a business can be financed with Leasing, CHP, Chattel Mortgage and Rent-to-Own.

  • Interest rates are offered by lenders based on individual assessments of applications. Rates vary with the type of loan, across the lender market, and with the specifics of the application.

  • New ventures without full financials can consider sourcing Low Doc and No Doc loan options through brokers and specialist non-bank lenders.

  • Some lenders do set a minimum turnover for approval for commercial financing. This criteria varies across the market and there is no standard amount for approval. The turnover figures in conjunction with the other financial documents are considered when lenders assess each application.

  • Chattel Mortgage and CHP derive a tax deduction via depreciation of the equipment and the interest is deductible. The monthly payments on Rent-to-Own and Lease are deductible.

  • Balloons and residuals are due to be finalised after the last monthly payment.

  • Second-hand equipment can be financed with Chattel Mortgage, Lease, CHP and Rent-to-Own. The rates, term and conditions may vary compared with new equipment.

  • Entire systems as an asset can be purchased with finance, subject to individual lender approval.

  • Terms of up to 84 months can be approved on commercial asset financing.

  • Yes. Applications for finance can be approved prior to purchase. The loan amount can be estimated and finalised post-purchase.