Equipment Loans for All Types
This includes microbreweries, mainstream and mid-sized producers, craft and artisan brewers, long-established operators and those looking to start-up their own venture.
Whether needing brewery start-up financing or equipment loans to upgrade and expand existing production, operators of all sizes can utilise our specialist broker services for the full selection of brewery loan options. Our lower rates and individually tailored brewery equipment finance, may provide a cost-effective way forward for operators to upgrade to meet demand and consumer taste, while ensuring their products are competitive on price.
We offer the full range of brewery loan options with the best rates and conditions sourced from over 80 lenders. Financing for brewery equipment can be approved in 24 hours for a range of systems and machines including distillation systems, tanks, filtration and fermentation machines, mills and complete turn-key operations.
To discuss your specific brewery finance requirements, contact one of our brokers by phone or online.
While the craft and artisan beverage industries are predominated by smaller sized operations, brewery equipment loans are available for essentially all types of brewing and distilling enterprises.
Request QuoteThis includes microbreweries, mainstream and mid-sized producers, craft and artisan brewers, long-established operators and those looking to start-up their own venture.
The enthusiastic take-up by consumers of craft beers and spirits has been great for the sector. But the need for expansion to meet demand, either in volume or variants, may challenge even the most experienced operators. Especially where financing for brewing equipment is required.
With our expert support and access to a vast lender market, we provide operators with workable, affordable options to expand and grow their business. Small brewery finance is available as is brewery start-up financing for those planning their own venture.
A wide range of machinery used in the industry, both new and second-hand, can be eligible for financing. These include grist cases, brew houses, mills, fermentation, distillation and filtration systems, storage units and tanks, pumping and filling equipment, and the ancillary back-of-house equipment such as computer systems.
We appreciate that each brewery may have its own individual requirements. Our personalised approach to financing ensures those individual requirements are addressed.
Speak with us for the best interest rate quote we can obtain for your equipment needs.
Speak with us for the best interest rate quote we can obtain for your equipment needs.
Our guides offer quick comparisons and simple explainers to help you work through the financing process with confidence.
When selecting the most suitable loan type for financing brewery equipment, the accounting approach and financial objectives of the business itself, rather than the equipment are the main deciding factors. As specialists in commercial lending, we offer the full range of brewery finance products to suit all business structures.
Financing for brewery equipment is available through Lease, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase. Although derived differently, all business loan products provide tax deductions. Lease and Rent-to-Own have tax deductible monthly payments. Commercial Hire purchase and Chattel Mortgage allow the equipment to be depreciated to derive the main tax deduction. Interest payable and lender fees and charges are also deductible.
In sourcing the selected option, we support operators to keep their overheads at a minimum by securing financing for brewing equipment at the lowest fixed interest rate. Terms are also fixed with up to 84 months available. These fixed elements deliver a fixed repayment schedule which we negotiate to best meet cash flow and turnover expectations.
Residuals, balloons and buybacks are strategically structured, and all solutions optimised for the latest taxation benefits.
Where new and smaller brew houses do not meet some or all lender criteria and do not have full financials, we have access to specialist lenders that do approve No Doc and Low Doc brewery equipment financing. These loans can be approved with figures for 6 months, with little or no financials, and with our specialist brokers handling the entire process for you.
For a brewery equipment loan quote on your choice of credit product, to suit your specific operation, call Jade Finance.
Residuals, balloons and buybacks are strategically structured, and all solutions optimised for the latest taxation benefits.
Where new and smaller brew houses do not meet some or all lender criteria and do not have full financials, we have access to specialist lenders that do approve No Doc and Low Doc brewery equipment financing. These loans can be approved with figures for 6 months, with little or no financials, and with our specialist brokers handling the entire process for you.
For a brewery equipment loan quote on your choice of credit product, to suit your specific operation, call Jade Finance.
There are many benefits to be appreciated when operators select Jade Finance to handle their financing for brewery equipment. Having experts with over 25 years of experience, vast expertise and knowledge, individually addressing their interests, can be invaluable. Having access to over 80 lenders to source the lowest interest rates and most workable finance terms and conditions, can open pathways to growth that were previously considered unattainable.
Lower rates and flexible repayments can significantly benefit the bottom line and the prospects for the business moving forward. Our fast approval process can be a real benefit when acquiring replacement equipment which is integral to the operation or when heading to auction to purchase second-hand machinery.
For new ventures, our access to specialist lenders for brewery start-up financing can be the difference between a dream, a reality or a nightmare. Securing the right financing from the right lender at the right rates, can set a business up well for profitability where less attractive options may lead to dire outcomes.
Our services are available to all types of brewing and distilling businesses, of all sizes. A referral is not required, operators can make direct contact with us and are assigned an individual broker to handle their loan requirements. All aspects of the financing are managed on your behalf.
Our service is streamlined, efficient, smooth and can save significant time in sourcing essential financing for brew houses. We’re an Australian company, based in Australia and we handle brewery equipment loans for ventures across Australia.
So start sampling the benefits by contacting us for an initial discussion of your requirements.
The criteria for eligibility for commercial loans includes the basics of holding an ABN, having ID, and providing financials on the business operation. These financial documents include records such as bank statements, turnover figures, tax return, BAS returns, asset and liability statements, profit and loss statements and similar. Credit scores and histories are also assessed.
Beyond these basics, lenders do have their own individual guidelines and criteria. Some may include a minimum trading period, minimum turnover, minimum credit scores, and minimum and maximum loan amounts. With our access to 80+ lenders, we have the capability to find the lender with the criteria that is a best match with each customer.
For new and start-up businesses, we have no doc and low doc lenders. For some small operators, the personal financials of the business owners may form part of the application process. Your Jade broker will advise the information required, and once provided, we will handle sourcing quotes and processing the application.
Applications can be submitted online or by phone for fast 24 hour approval.
To prepare budgets for setting up a new brew house, to compare different machinery models, or to get an idea of what your brewery equipment loan may look like, use our online finance calculator. It can be used for all loan types, all types of machines and for all businesses.
Specific quotes can be obtained by contacting us.
Lender | Loan Product | Interest Rates From | Monthly Repayment |
{{Lender}} | {{Loan Product}} | {{From - Advertised Rate}}{{Rate Type}} | ${{Payment Amount}} MONTHLY |
{{Lender}}
{{Loan Product}}
|
||
{{From - Advertised Rate}}{{Rate Type}} | ${{Payment Amount}} MONTHLY |
THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 21/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Equipment used in a business can be financed with Leasing, CHP, Chattel Mortgage and Rent-to-Own.
Interest rates are offered by lenders based on individual assessments of applications. Rates vary with the type of loan, across the lender market, and with the specifics of the application.
New ventures without full financials can consider sourcing Low Doc and No Doc loan options through brokers and specialist non-bank lenders.
Some lenders do set a minimum turnover for approval for commercial financing. This criteria varies across the market and there is no standard amount for approval. The turnover figures in conjunction with the other financial documents are considered when lenders assess each application.
Chattel Mortgage and CHP derive a tax deduction via depreciation of the equipment and the interest is deductible. The monthly payments on Rent-to-Own and Lease are deductible.
Balloons and residuals are due to be finalised after the last monthly payment.
Second-hand equipment can be financed with Chattel Mortgage, Lease, CHP and Rent-to-Own. The rates, term and conditions may vary compared with new equipment.
Entire systems as an asset can be purchased with finance, subject to individual lender approval.
Terms of up to 84 months can be approved on commercial asset financing.
Yes. Applications for finance can be approved prior to purchase. The loan amount can be estimated and finalised post-purchase.