Our personal approach and large lender base, ensures each provider has access to the most competitive healthcare equipment finance interest rates and cost-effective funding packages. Our brokers are skilled and experienced in sourcing affordable financing for the health and medical sector, and support providers with a comprehensive service from initial enquiry through to settlement.
As an Australian owned and based company, we fully appreciate the cost pressures faced by the health sector in delivering affordable, high-quality treatment and care. We support providers with affordable finance for healthcare equipment to ensure costs are contained and the high standard of care maintained.
Healthcare equipment loans are available for a wide selection of assets required by providers in the sectors. Assets ranging from treatment and diagnostic machines and devices through to the basics for setting up a practice, including the latest IT and technology systems. To discuss your specific finance requirements, contact us directly by phone or via our online service.
Our specialist lending service with direct access to skilled and experienced brokers, is available to all providers of healthcare services.
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We work individually with each client to tailor funding specifically for diagnostic and imaging providers, GPs and medical specialists, therapists, medical centres, day surgeries, aged and palliative care facilities, hospitals and treatment clinics.
Healthcare equipment finance is available to suit all types of business structures including self-employed practitioners, partnerships, trusts, corporations and SMEs.
Competitive healthcare equipment loan interest rates are individually sourced for the acquisition of machines, devices, tools, records and filing systems, specialist waste disposal equipment, remote patient monitoring systems, QA and Qi IT systems, and furniture, fixtures and fittings.
We provide services to source the most cost-effective financing on individual units, multiple devices, and complete systems, purchased both in Australia and from overseas suppliers.
For a quote specific to your service and the assets you require, speak with one of our specialist brokers.
Our guides offer quick comparisons and simple explainers to help you work through the financing process with confidence.
As specialists in commercial lending, we offer service providers a complete portfolio of asset acquisition credit facilities for financing healthcare equipment. Facilities to suit the varying business structures and objectives of providers in the sector.
Loans for healthcare equipment are available with Lease, Rent-to-Own, Commercial Hire Purchase and Chattel Mortgage. These credit facilities vary with suitability to either the cash or accruals method of business accounting; on how tax deductions are delivered; ownership of the asset over the financing term and hence balance sheet entries; treatment of GST; and interest rates. Providers can select the healthcare equipment loan type that specifically suits their structure and will deliver on their objectives.
The equipment being financed is used as collateral for the loan and the full purchase price may be covered in the financing, subject to lender acceptance, for the most workable solution. Options are available for an ‘end-of-loan-term’ payment to reduce monthly repayments and/or to facilitate full ownership of the machine. A residual is available on Leasing, a buyback option for Rent-to-Own, and Chattel Mortgage and Hire Purchase include a balloon payment.
We secure all asset acquisition credit with the most competitive fixed interest rate available and negotiate the most suitable fixed terms with our lenders. The fixed term and rate deliver a fixed monthly payment to enable providers to confidently budget to finance essential machines and devices.
Your Jade Finance broker will be sourcing and structuring the most workable, cost-effective financing which specifically suits your requirements. To brief us or request a quote, connect by phone or using our online facilities.
Our expert service and access to a lender base of over 80 banks and non-bank lenders, provides operators in the health sector with fast access to sourcing the best healthcare equipment loan interest rates. Rates vary across the lending market and sourcing the lowest rates can be a time-consuming and difficult process for some providers. We make the process fast and easy with your Jade Finance broker handling all the financing requirements.
Our lender base includes specialists in medical and health equipment finance. Specialists that understand the requirements of operators, know the types of machines and devices being acquired, and can be more flexible in negotiating with our brokers for the best rates and terms.
We prioritise securing the best healthcare equipment loan interest rates to lower the cost of financing for our clients and enable them to procure the machines required to deliver a high standard of care with affordable funding. Over our 25+ years of commercial lending experience, we have established leverage with many of our lenders and we use this advantage to the benefit of our clients with the most competitive rates.
Each client is assigned one of our highly experienced brokers with specific experience in their industry sector. Brokers structure financing packages to meet individual requirements and objectives, to optimise available tax benefits and to work with cash flow. Every aspect is addressed individually, with personal attention to ensure a streamlined experience and a successful solution is secured.
We provide healthcare equipment loan services throughout Australia, delivered by Australian-based brokers. Connect with us to discuss the workable loan package we may source for your equipment purchase.
We provide an online financing tool to allow providers, financial officers, practice managers and centre operators to quickly obtain healthcare loan estimates for budget preparation and presentation for the board, senior management and practice partners. This device can be used to calculate estimated repayments for all credit facilities based on the data entered. Ideal for preparing figures on different equipment options, terms and repayment schedules.
The tool is free to use and carries no obligation to proceed. Estimates can be calculated on as many devices and financing options as required.
Interest rates can vary with individual profiles and users should contact us for a specific quote where more detailed figures are required for decision-making.
We support the healthcare sector with a streamlined and simple process to apply for healthcare machine loans. Simply contact us and one of our brokers will handle your requirements individually, with personal attention and prompt and efficient service.
Applicants will need to provide us with financial documents such as annual business accounts, tax returns, bank statements, asset and liability schedules, turnover figures, and profit and loss statements. Details of the machine or device being purchased should be provided.
Your Jade Finance broker will process your application with approvals received in as little as 24 hours. When the offer we source is accepted, we handle arrangements with our lender to assist with settlement. Where machines and devices are being purchased from overseas suppliers, we can assist with international exchange rates and overseas funds transfers.
To apply for healthcare equipment finance, contact us by phone or submit details using our convenient online facilities.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Essentially all assets required by a commercial business operation for use in that business may be purchased with commercial financing. Individual items may require lender approval. Used assets are subject to being accepted as security.
Yes. IT and computer systems can be purchased with commercial financing. The hardware may be financed with Chattel Mortgage, Lease, Hire Purchase and Rent-to-Own. Software may be approved for financing with asset acquisition credit facilities or a secured or unsecured business loan may suit.
Interest rates on commercial asset acquisition funding vary with lenders, credit facilities and with individual business profiles and credit history.
Equipment used in the health sector may be financed with the operator’s choice of Lease, Hire Purchase, Rent-to-Own and Chattel Mortgage.
A balloon is an option with Hire Purchase and Chattel Mortgage. Leases feature a residual component. Rent-to-Own loans include a buyback option.
Tax deductions vary with credit facilities. Chattel Mortgage and Hire Purchase do not have deductible repayments, they offer asset depreciation for tax deductions. Rent-to-Own and Leasing payments are deductible.
To be eligible for commercial finance, businesses must hold an ABN and have ID. Partnerships typically meet eligibility criteria.
Interest rates and terms on asset acquisition funding are generally arranged at fixed amounts. This delivers fixed repayments which do not change over the term.
Including installation and commissioning expenses in the equipment loan will depend on whether these costs are provided by the same supplier on the one invoice. Where provided by a different supplier on a separate invoice, the expenses may be financed with a business loan or overdraft facility.
Financing equipment from overseas suppliers is available.
