Jade Expertise
With our extensive experience working with customers across multiple sectors, we have the expertise to secure affordable financing of manufacturing equipment for operators in many industries.
Achieving targeted results and outcomes may be compromised if the financing for the acquisition is not tailored to the business, and to specifically meeting expectations. We work with operators to capitalise on asset acquisitions with our tailored approach to manufacturing equipment finance. Our approach is individual, with personal service and attention and providing access to a vast lender base to secure competitive rates, workable terms and positive outcomes.
Our specialist lending services provide support to business in the engineering, processing, fabrication and industrial sectors to acquire the machinery they require with affordable manufacturing equipment loans. We focus on the customer’s specific goals and source and structure funding solutions to best meet those targets. To discuss your expectations with the acquisition of new equipment, have an initial conversation with one of our brokers by phone or lodge an enquiry online.
Loans for manufacturing equipment can provide a cost-effective solution to achieving increased output, improved efficiency and productivity, cut costs of manufacture, and to embrace and incorporate new technologies without using cash reserves.
Request a QuoteWith our extensive experience working with customers across multiple sectors, we have the expertise to secure affordable financing of manufacturing equipment for operators in many industries.
Financing is available for: the food and beverage manufacturing and processing sector; fabrication, machining, tooling and machining workshops; timber, pulp and paper processing plant; manufacturers of furniture and household goods, clothing, textiles, footwear; medical and health product makers; electronics and tech manufacturers; and many more.
The types of specific machines which can be financed may be new, second-hand, standard models or custom-built plant. Funding through Jade is available for all types of businesses from small, independent producers through to large-scale manufacturers and processing plants.
All customers receive our signature personal attention to ensure the manufacturing machinery finance specifically suits the business and will work towards achieving the targeted objectives.
For a quote on your upcoming acquisition, speak with one of our brokers.
For a quote on your choice of plant and machinery equipment financing, contact us by phone or using our convenient online facilities.
Our guides offer quick comparisons and simple explainers to help you carve through the financing process with confidence.
As commercial lending specialists, we provide customers with a complete portfolio of credit facilities to ensure they can select the manufacturing equipment loan product that works with their accounting method, suits their balance sheet approach, and fits with their tax strategy.
Our portfolio includes Chattel Mortgage, Commercial Hire Purchase, Leasing and Rent-to-Own. For start-up and relatively new producers we offer low doc and no doc options through specialist lenders.
With the equipment accepted as collateral by most lenders for most businesses, no additional security is needed to get approved for manufacturing plant loans.
Our brokers work with customers and our lenders to secure solutions which may include a single machine with or without accessories and attachments, a complete production line or plant, or multiple units in a comprehensive financing package.
We secure asset acquisition credit with the best fixed manufacturing equipment interest rates and over fixed terms to ensure a fixed schedule of repayments is achieved. Providing assurance that the rate and payments will not change over the loan term. Buybacks, residuals and balloons are structured to provide repayments to work with cash flow and to best meet expectations.
Contact us to explore your best options for equipment finance.
The interest rate on a loan for processing equipment can be the ‘make or break’ factor in proceeding with the purchase. Rates affect repayments, the total cost of the funding, and the overall investment expenditure. With rates varying across the lending sector, having access to more lenders and the right lenders through Jade, can be key to securing the best rates and the most workable solution.
We have connections with 80+ lenders that includes the major banks and a swathe of non-bank lenders with special expertise in certain industries. Providing our brokers with the resources to secure the most competitive rates and most suitable lender to fit the profile of our customers.
Over our 25+ years in commercial lending, we have established leverage with many lenders and use this edge to negotiate the best rates and terms for our customers. Our individual and personal approach ensures every solution is tailored to meet the specific requirements of the customer. Ensuring the manufacturing equipment finance is structured to target key objectives and deliver on expectations.
To have our experts source you the most competitive rates and custom financing on plant, machinery and equipment, call us today. Our services are available to businesses throughout Australia, in all industries and with all types of commercial structures.
Accurate budgeting and planning can be essential preparation for investing in new plant and machinery. We assist operators to easily obtain the figures they require for planning with our Manufacturing Equipment Financing Calculator.
This tool can be used to generate estimates for all credit products and all types of equipment. It can be used multiple times to compare repayment estimates on different makes and models to assist with buying decisions. The balloon and term can be varied to arrive at a repayment estimate that will work with cash flow.
When using the calculator, be mindful that the results are estimates. But our brokers are on hand to provide quick quotes based on your specific equipment and business profile. Request a quote online or by phone for prompt, individual attention.
Applying for manufacturing equipment finance is a streamlined procedure with Jade Finance. Customers are assigned one of our brokers with specific expertise in their industry sector to handle their application. Advising the documentation and details that are required, assisting with completing the necessary forms, and handling discussions with our lenders for fast approvals.
Criteria for finance approval varies with different lenders. Some require a minimum turnover amount, some a minimum trading period of 12-24 months, and minimum credit ratings. With your Jade broker handling your application, we will be selecting the lender with the criteria that best matches your profile.
To be eligible for commercial financing, entities must hold a current ABN. Applications can be approved with newly obtained ABNs. Identification must be provided. Holding GST registration is not essential to eligibility but is seen favourably by some lenders. Credit histories will be reviewed by lenders as part of the application assessment process.
Lenders require a range of financial documentation to be included in the loan application. Financials required include income tax returns, annual business accounts, assets and liabilities schedules, profit and loss statement, BAS statements, and turnover figures.
Operators that do not have full documentation due to being established for under 12 months or in the process of setting up, can request their Jade broker seek loan approval on a low doc basis.
We process applications quickly with many approvals received within a 24 hour period. Expediting the availability of funds and the delivery of the necessary machines for the business. Applications can be lodged online or over the phone with your Jade broker.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 15/11/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Machinery, plant and equipment may be financed with Rent-to-Own, CHP, Lease and Chattel Mortgage. The best option is the one that suits the accounting method used, tax and balance sheet approach and overall objectives for the enterprise.
Interest rates on asset acquisition loans vary with the different credit options, with different lenders and with the financials and credit rating of the applicant. For a specific rate, business owners should request a quote.
All asset acquisition loan products provide tax benefits. These vary with the products. Businesses should select the product that best suits their business objectives.
For most applicants, asset acquisition loans on new goods allow for the machines to be the sole form of security. Some smaller businesses and those with less than good credit ratings may be required to provide additional security by way of business or personal assets.
While new assets are generally accepted as loan security, used assets are assessed by lenders as suitability as collateral for credit. Interest rates and lending conditions may also be different for used compared with new assets.
No. Rough loan estimates may be obtained by using an online loan calculator.
A balloon amount is due for payment after the final repayment is made.
Business operators may apply for complete production lines to be financed. Approval and including multiple items into one finance package is subject to lender guidelines. Brokers may assist with specialist finance solutions such as large-scale plant.
The purchase of computer and IT systems to operate plant may be financed with asset acquisition loans or business loans.
Where accessories are purchased from the same supplier and at the same time as a machine, they can generally be included in the one financing package.