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Target ROI, Efficiency & Productivity Gains with our Best Rates on Industrial Machinery Loans

Secure tailored, cost-effective industrial machine loans at the best rates, with our specialist commercial lending services. Our experienced brokers understand the needs of Australian operators and source, negotiate and structure financing for businesses in steel fabrication, engineering, tooling and sheet metal industries to target key objectives.

  • Low machinery loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your equipment loan.

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Equipment Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Secure Competitive Industrial Machinery Finance with Expert Brokers

Utilise our expert services to secure the most competitive industrial machinery finance interest rates, flexible financing terms that target ROI, repayment schedules that contain costs and work with cash flow, and solutions to maximise available tax benefits. Replace obsolete machinery with affordable financing to realise improved efficiency and productivity. Expand operations with cost-effective industrial machinery finance and capitalise on new opportunities.

Through our extensive 80+ lender base we provide access to the right lenders. Through our 25+ years of experience we provide essential commercial lending market expertise to support operators of all sizes. Through our resources and online facilities, we offer the opportunity for workshops across Australia to easily access affordable industrial equipment financing. Through our individual customer service approach, we have the initiative and the drive to deliver individual funding solutions.

An industrial factory manager discusses machinery upgrades with his production supervisor.

Cost-effective Industrial Machinery Finance – All Machine Types, Standard, Custom Models

We provide lending services for all types of machinery, tools and equipment used in engineering workshops, steel fabrication, saw cutting, sheet metal, tooling workshops and welding operations.

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Essential Fabrication Equipment

We finance machinery including saws, CNC machines, cutting machines, welding and drilling equipment, marking and coping machines, steel fabrication presses, rollers and guillotines, and drilling tools.

Top Brand Coverage

Our industrial machinery finance solutions cover all major brands including Brands Daito, Maruhide, Technomark, Cosen, Oree Laser and many others.

Tailored Equipment Options

With our extensive experience in this industry sector, we appreciate that many operators require custom-made or specially adapted tooling to suit specific applications.

Custom Machinery Financing

We support operators with tailored industrial equipment loans to specifically suit custom tools and machines.

Expert Financing Solutions for New and Used Industrial Equipment

Options are available for financing industrial equipment both new and used with competitive rates, flexible terms and workable repayment structures. For a quote on your industrial machinery loan requirements, contact us.

  • CNC machine finance.
  • Steel fabrication equipment finance.
  • Tube and pipe cutting machine loans.
  • Financing all makes and models of saws, rollers, cutters, pressers.
  • Custom industrial machinery financing.
High volume pumping equipment in an industrial manufacturing plant.

Equipment finance guides and resources

Our guides offer quick comparisons and simple explainers to help you work through the financing process with confidence.

Industrial Machinery Loan Types for All Business Set-ups, New and Established

Engineering, welding and tooling workshops and steel fabrication businesses can range in size from 1-2 person set-ups through to large-scale operations with varying business structures and objectives. To cater for all operators, our selection of industrial machinery loans includes all asset acquisition credit facilities.

Operators can select from Lease, Chattel Mortgage, Hire Purchase or Rent-to-Own, for the facility that best suits the accounting method they implement, their approach to owning assets during a financing term, their tax strategy, and their overall business objectives. All credit facilities may suit self-employed contractors, SMEs, partnerships and company structures.

Interest rates vary across the selection of credit facilities. Chattel Mortgage and Hire Purchase attract the lowest rates, Leases slightly higher and Rent-to-Own slightly higher again. This is a lending market-wide trend. Rates will also vary with differences in individual business credit histories and profiles.

For operators setting up a new workshop, we have access to lenders that approve workable industrial machinery loans without financials. These low doc and no doc machine loan solutions can be invaluable for start-ups and offer an affordable financing option to get their business up and running.

To provide certainty for forward planning and budgeting, we secure all industrial equipment financing with fixed rates and negotiate the most suitable fixed terms to deliver a fixed monthly payment schedule. These fixed elements remain unchanged over the full financing term. The machinery is used as collateral and no deposit financing is available.

Packages can be sourced for a single tool or machine, for multiple machines, or for complete systems. Where significant costs are incurred with delivery, installation and commissioning, talk to our brokers about our funding options to cover these expenses.

Where an entire package – machine and installation, is sourced through the same supplier, we can work towards including the entire cost in the industrial machinery loan. Where items are charged separately, we can offer business loans or overdrafts for the extra costs.

Start planning your machinery upgrade by requesting an industrial equipment finance quote.

  • Industrial Machinery Chattel Mortgage Finance.
  • Lease Industrial Equipment.
  • Rent-to-Own Industrial Machine Loans.
  • Low Doc, No Doc Industrial Equipment Finance.
  • Fixed rates, fixed workable terms, fixed payment schedules.
  • No deposit financing available.

Best Rates, Flexible Terms, Specialist Industrial Machinery Finance Lenders

Using our expert commercial lending services, workshop operators have the opportunity to access 80+ lenders, including non-bank lenders that specialise in financing for this particular sector. An opportunity which opens the pathway to the most competitive industrial machinery loan interest rates.

Machinery loan interest rates vary across the commercial lending sector and will vary for individual credit profiles. Connecting with the lender with approval criteria in line with the profile of the business, can be key to being offered the best rates and most affordable outcome.

Our brokers handle finding the right lender to match business and credit profiles and negotiating rates, terms and balloons. We structure financing to optimise tax and minimise the overall investment cost. Ensuring operators can work to achieving their ROI targets, realise greater efficiency and productivity, and see results in increased profitability.

To access the best industrial equipment interest rate loans, connect with us.

  • 80+ lenders – specialist industrial machinery lenders.
  • Access most competitive rates in the market.
  • Connect with the right lender for the most workable outcome.
Packaging machines working in an industrial manufacturing facility.

Get Tailored Financing Industrial Machinery – Expert Brokers

For busy operators, finding the time to spend on sourcing finance for industrial machinery can be a major concern. Using our services relieves that concern by having one of our highly skilled and experienced professionals handle the process on your behalf, and in your best interests. Minimal time required by you for maximum benefit.

We assign a broker to each customer to ensure a very personal and individual approach and direct, fast lines of communication. Your broker takes the time to understand your needs and proceeds to find the financing solution that suits those specific requirements. Tailoring industrial machine finance to suit the business objectives and the life cycle of the equipment.

To work up estimates and set preferences to brief our brokers, take advantage of our industrial machinery finance calculator. This tool can be used to calculate estimates on financing with all credit products for all types of machines and equipment.

For tailored industrial equipment finance, contact Jade Finance!

  • Individually sourced and tailored machinery loans.
  • Tax optimised finance solutions.
  • Industrial tools and equipment financing to target key objectives.
  • Expert brokers, personal approach.
Electrical technicians working on industrial factory machinery.

Applying for Industrial Equipment Financing – Simple Process, Fast Approvals

To apply for industrial machinery loans, just speak with one of our brokers. We’ll check your eligibility criteria and advise the documentation and details that we need for your application. The types of documents required include tax returns, annual accounts, BAS returns, bank statements, profit and loss statements, asset and liability schedules, and turnover figures.

We then handle the procedure starting with quick quotes and if accepted, we process the application, negotiate the best rates and most workable offer, and on acceptance, finalise the finance. Many industrial machinery finance applications can be approved within 24 hours to expedite the acquisition and installation of equipment.

Apply for industrial machinery loans by submitting details online or by phone.

  • Online and phone industrial machinery loan applications.
  • Fast finance approvals.
  • Expert brokers to handle the application approval process.
An onsite technician working on the hydraulic connections on industrial machinery.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Industrial Machinery Loan FAQs

  • CNC machines may be financed with the operator’s choice from Lease, Hire Purchase, Rent-to-Own and Chattel Mortgage.

  • Interest rates can vary for each application based on individual aspects, lenders and credit profiles. Rates are typically the same for all machines for a specific applicant, as any offer is based primarily on the business credentials of the operation rather than the type of machinery.

  • Commercial financing applications require financial documentation to be presented. Where a new operator does not have any or all of the required docs, they may seek a low doc option through a finance broker.

  • Lease and Rent-to-Own offer tax deductible payments. Hire Purchase and Chattel Mortgage offer tax deductions through depreciation of the machine in line with ATO schedules and current tax benefits.

  • Financing for custom-built machinery is available. Specifics of the machine may be assessed by a lender when preparing any funding offer. The same credit facilities can be used for standard and custom models.

  • Used tooling machines can be financed with Rent-to-Own, Lease, Hire Purchase and Chattel Mortgage. Subject to the machine being accepted as suitable loan collateral by the lender.

  • Operators can obtain machine funding estimates using an online calculation without contacting a lender for a quote.

  • Terms on machinery funding is subject to individual lender guidelines. 84 months is a typical term for asset acquisition funding.

  • Yes. Machinery funding applications can be submitted and approved prior to purchase. Details of the machinery to be purchased will be required to obtain a detailed offer.

  • Online funding calculators do not allow for credit profile variations in users nor for lender fees and charges. Rates offered may vary from the rate entered, leading to differences in results compared with quotes.