Improve Productivity and ROI with Customised Plant and Machinery Loans

Selecting the most suitable asset acquisition credit facility is essential. We provide a complete portfolio of products for financing plant equipment with loan options to suit all business structures. Operators can selection from Chattel Mortgage, Leasing, Rent-to-Own and Commercial Hire Purchase. No Doc and Low Doc options can be sourced for new operators.

The differences with these facilities include: compatibility with accruals or cash accounting method, tax deductions, balance sheet posting, ownership of the asset over the financing term, and interest rates. All options can suit all types of business structures, and operators are advised to discuss which is the best option for them with their accountant.

Our brokers secure all industrial equipment financing at a fixed interest rate and negotiate fixed terms up to 84 months to deliver a repayment structure to suit the individual operation. Balloons, buybacks and residuals are available and structured to meet specific objectives.

As highly trained and skilled financing specialists, our brokers are up to date with the latest tax rulings on asset acquisition financing. Solutions are structured to optimise the available tax benefits at the time of applying for the loan for plant and machinery.

Monthly payments on Leasing and Rent-to-Own are fully deductible. Commercial Hire Purchase and Chattel Mortgage arrangements deliver a tax deduction through depreciation of the machinery. Interest and lender fees and charges are deductible.

For a quote on your choice of plant and machinery finance, contact us for prompt service and personal attention.

• Chattel Mortgage, Lease, Rent-to-Own, CHP Plant Financing.
• Fixed competitive plant equipment finance interest rate.
• Negotiated terms to 84 months.
• Structured machinery loans to meet individual objectives.

Using our specialist industrial equipment financing services can deliver significant benefits to businesses in many industries. We are an Australian owned and based business, offering services across the country. Our brokers know the Australian business environment – the challenges and the opportunities, and work closely with customers to achieve their specific goals.

Our lender base of over 80 banks and non-bank lenders provides business owners with immediate access to a vast lending market and the right lender. We identify the lender that best suits individual profiles, to ensure the most suitable and affordable offer is secured. Lender criteria for approving applications and making rate offers varies considerably across the commercial lending market. Being connected with the most suitable lender can make a significant difference to the loan solution.

Our brokers are expert negotiators and use the leverage we have built-up over our 25+ years in commercial lending, to achieve competitive rates for our customers. We work closely with our lender contacts to structure every loan for plant and machinery to meet the specific objectives of our customer. Covering off on every detail from the rate, to the term, to the balloon, to flexible repayment schedules and fast approvals. Getting financing approved quickly can be critical to the timing of getting new machinery purchased and operational.

Everything is handled on your behalf and in your best interests by one of our brokers with specific experience in your industry. Simply brief us on your requirements, provide the necessary documents and we will proceed with the financing arrangements. Apply today and you may be approved by tomorrow.

• Access to 80+ lenders.
• Customised solutions targeting individual objectives.
• Highly skilled, experienced Australian-based brokers.
• Capabilities, expertise over 25 years in lending.

Your Jade broker will be assisting you at every step of the application process. Meeting eligibility criteria is the first stage. The essential requirement for all lenders for a loan for plant and machinery is holding a current ABN. New ABN holders are eligible. GST registration is not required by lenders but can be seen as a positive by some.

Commercial credit applications require a range of documentation about the business credentials and financials. These can include bank statements, income tax returns, annual accounts, BAS returns, profit and loss statements and similar. Self-employed and sole traders may be requested to also provide personal financials to support their application. Where a business has traded for less than 12 months, we do have lenders that approve No Docs and Low Docs plant and machinery loans.

Lenders will review the credit profile of the operation and possibly the owner or director credit score also. Good credit scores attract lower rates and can also impact other conditions and terms including the loan amount approved.

To apply for a loan for plant and machinery, provide your financials to one of our brokers and we will handle the process. The right lender will be identified, eligibility confirmed, and a quick quote obtained. When the quote is accepted, the application is processed, and we negotiate and structure the financing arrangements. On acceptance, prompt settlement is arranged.

The entire process is streamlined, personal and fast. Ensuring our customers have their funding asap to proceed with acquiring the machinery they need for their operation. Start Now.

• Streamlined application process, fast approval.
• No Doc Low Doc options available.
• Fast 24 hour approvals.