Access Our Specialist Experts for Workable Agriculture Equipment Loans

We provide a complete portfolio of credit facilities to ensure each business set-up can secure the financing for farm equipment suited to their operational structure and objectives. The choices include all asset acquisition financing products – Chattel Mortgage, Leasing, Rent-to-Own and Commercial Hire Purchase.

Making the decision as to which is the most suitable facility for an individual business involves considering:- the accounting method used to prepare the accounts; the strategy for the balance sheet re posting assets and liabilities; the approach to tax; the timeframe for ownership of the machine; and the broader, long-term financial objectives for the operation.

We secure all loans for agricultural tools with our trademark best interest rates which are fixed for the full finance term. Providing certainty which can be invaluable for those in seasonal produce markets. The finance term is also fixed and negotiated to best deliver the preferred repayment schedule. Repayment schedules are fixed to allow ease of cash flow management.

Contact us to discuss farm equipment loans further.

Through utilising our specialist services to secure farm equipment financing, operators of all sizes and structures can reap many benefits. We appreciate that many traditionally focus on the banking sector when requiring loans for agricultural tools and machinery. The banks can be competitive, but the commercial lender sector is vast, rates and offers vary across the market, and we offer access to many other options.

Integral to our capabilities is our accreditation with more than 80 lenders, which does include the major banks. But also includes non-bank lenders and lenders that specialise in farm and agriculture financing. Providing our customers with more choice, greater possibilities for lower rates, and the opportunity to have an expert negotiate on their behalf. We select which of our lenders is a best match for each customer. The one with criteria that fits their profile, is in a position to approve the loan amount on the particular piece of equipment and is currently offering the most competitive rates. For new and start-up operators we have access to lenders that do offer affordable solutions on a no doc and low doc basis.

As a result of our longevity and standing in the commercial lending field with 25+ years of experience, we have leverage with many of our lenders. Leverage that we utilise to negotiate the best rates and most flexible farm equipment financing. Each customer is assigned one of our brokers with experience in the agri finance sector for a single point of contact and efficient process.

We are Australian-owned and based and provide services across the country. To have your agricultural machinery finance requirements handled professionally and efficiently, speak with us.

• Access to 80+ lenders – agri specialist lenders.
• Individual, personal service for tailored outcomes.
• Australia-wide services.
• Negotiated best rates, flexible terms and repayments.

The acquisition of new tools, machinery and equipment can be a major investment. An investment which requires diligent consideration of the funding options available to make the purchase. Our financing for farm machinery can compare extremely favourably with the option of purchasing the assets outright.

Purchasing outright may lead to pressures on cash flow and a decrease in available funds for other supplies and materials. Financing with a tailored repayment schedule may enable better cash flow management and enable back-up funds to remain available when required for other purposes.

Financing does provide tax benefits which may be more advantageous than when goods are purchased outright.

Our highly competitive interest rates on farm equipment loans can be a very persuasive factor in deciding on funding for required tools and machinery. When weighing up your options, refer to our current best rates and use our calculator for estimates on loans for agricultural tools.