Maximise expected outcomes when acquiring new pumps, irrigators, booms and hoses with our expert irrigation finance services. We work with individual operators to assess specific objectives and requirements and provide a comprehensive lending service to deliver individual irrigation system financing solutions to meet those objectives.
Using our vast lender base to secure the best irrigator loan interest rates to deliver cost-effective financing with workable repayments.
Our expert services are available to all types of agricultural operations in all parts of Australia. Whether a large-scale growing operation, an emerging organic producer, a family business or a SME, we have the credit facilities, capabilities, resources and expertise to source workable irrigation equipment loans.
Irrigator financing is available on individual items or for entire systems, both brand new and second-hand. All financing outcomes are sourced and structured with the most competitive fixed rates, over fixed terms, to provide a fixed repayment schedule, designed to work with cash flow. For an initial discussion on your requirements or to request a quote on irrigator finance, call or connect online with one of our brokers.
We provide customised irrigation machinery loans for all makes and models, both new and second-hand.
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Financing is available on individual components or an entire system. Individual loans for pumps, hoses, pipe systems, filter systems, hard hose irrigators, centre pivot models, booms and suction strainers can be sourced, or multiple units combined in the one package. Entire systems can be financed with competitive irritation system loan interest rates.
Irrigation machinery from all manufacturers can be financed – Isuzu, Hardi, Davey, Remko, Finsbury, Irtec, Southern Cross, Grundfos, DEK and others. New equipment to be financed may be acquired through a dealer or ordered at a field day.
Loans for used irrigators are provided before or after purchase for equipment bought at auction, through dealers or from private sellers.
As specialists in commercial lending, our services and our full range of irrigation equipment financing products are available for all types of business set ups. We work with small and large producers, providing financing solutions for SMEs, companies, family businesses, trusts and self-employed business structures.
New producers who have operated for less than 12 months and do not have full financials, can benefit from our access to specialist lenders for no doc and low doc irrigator loans.
To discuss your set-up, the equipment you are buying, and your financing preferences, speak with one of our brokers to have a quote individually sourced to meet your requirements.
To discuss your set-up, the equipment you are buying, and your financing preferences, speak with one of our brokers to have a quote individually sourced to meet your requirements.
Our guides offer quick comparisons and simple explainers to help you level up on the equipment finance process with confidence.
It is important to select the most suitable credit facility when financing irrigation equipment, to maximise outcomes and achieve specific objectives. The selection of asset acquisition credit facilities includes Hire Purchase, Leasing, Rent-to-Own and Chattel Mortgage.
Deciding which is the most suitable to the equipment being purchased and the business structure involves considering issues around the accounting practices and financial objectives of the enterprise. Key factors to take into account are whether the cash or accruals method of accounting is used, and the owner’s preference for the asset to be posted to the balance sheet or not. It is recommended that business owners discuss the options with their accountant in arriving at their decision.
The way tax deductions are realised, whether the lender or the borrower owns the equipment over the loan term, and the interest rate, all vary with the different lending products. Irrigation equipment financing facilities all allow for a payment at the end of the loan term – buyback, residual or balloon. All products can be used for financing used irrigation equipment and new systems.
To apply for irrigator loans, businesses need to provide lenders with the financials and credentials for assessment. Enterprises that are setting up or have been operating for less than 12 months generally do not have the full complement of documentations to meet these criteria. We assist by sourcing approval and competitive rates with Low Doc and No Doc irrigation equipment loans.
Whether applying for a low doc irrigator loan or fully documented finance, our brokers source the best offer with the lowest fixed rate of interest and over fixed terms of up to 7 years. This delivers operators with a fixed repayment schedule on their irrigation equipment loan, to allow for cash flow planning and budgeting for additional investments.
To have the best irrigator loan sourced for you by experts, contact us and brief one of our brokers on your upcoming purchase.
Achieving the lowest possible interest rate for irrigator finance can reduce the overall investment cost on the equipment. Providing potential to better realise productivity and profitability benefits. We have the resources to secure the most competitive, lowest rates for our customers with our extensive lender market coverage.
As commercial lending specialists with over 25+ years of experience, we have achieved accreditation with more than 80 lenders which includes major and smaller banks, finance providers and non-bank lenders. Our non-bank lenders comprise a range of industry-focussed providers, including specialists in agricultural equipment lending.
We use our vast market coverage, the leverage we have acquired with our lenders, and our high-level expertise to secure the best possible rates for each customer. Every irrigation equipment loan is individually sourced and structured to ensure a customised solution is achieved for the business operator. A solution designed to work with cash flow, reduce outgoings and deliver on specific objectives.
To see what low irrigation equipment financing rates we can secure for you, speak with one of our brokers.
To plan and budget for a new equipment acquisition, operators can use our online finance calculator to quickly obtain estimates on irrigation system loans. This handy device can be used in a number of ways – to compare interest rates from different lenders and on different credit products; to compare loan repayments on irrigation equipment at different prices; to get estimates for budget preparation; and to clarify preferences for financing terms and balloons.
It’s free to use, so start calculating estimates and when specific quotes are required, contact us.
We make the process to apply to finance irrigation equipment a straightforward, simple and time saving experience. When contacting Jade Finance, customers are assigned their own broker to handle their specific application. This streamlines the entire procedure and ensures uniform and clear channels of communications with the one, direct point of contact.
Your Jade expert will advise on the financial documentation required by the lender that we identify is the best match with your business profile. We source the best offers, process applications, handle all lender contacts, and deliver the best achievable irrigation equipment loan.
With experts handling your irrigator loan, approvals can be received in just 24 hours. Approvals can be obtained before purchase to assist auction and field day buyers. Applications can be made over the phone or if that is not convenient, use our online facilities.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
To be eligible for commercial financing, businesses need an ABN. Financials are requested by lenders. Where a new business does not have the financials requested, they may contact a broker for no doc lending options.
Farming machinery can be financed with Hire Purchase, Lease, Rent-to-Own and Chattel Mortgage.
Financing can be sourced for entire irrigator systems and installations and for individual components of the system. Subject to lender guidelines with loan amounts.
Asset finance can be secured with the asset as the sole form of collateral. Lenders assess applications individually and may request additional security from some operators.
A balloon amount is due to be paid after the last monthly repayment.
The same types of lending products are available for new and second-hand equipment. With used goods, the lender assesses the equipment for suitability as collateral. Rates and conditions may vary for new and used models.
Finance rates are primarily offered based on an assessment of the creditworthiness and ability to furnish the loan. The manufacturer of the equipment should not impact any rate offer.
To apply for an irrigator loan, businesses will need an ABN, ID and provide financial documentation on the business operation.
No deposit financing on farm machinery is available, subject to individual lender approval following their assessment of the application.
Were attachments and accessories are purchased at the same time as a system and from the same source, many lenders will provide financing for the complete package.
