Chaser Bins
Chaser bin loans are available separately or the cost may be included in the harvester loan, where purchased as the one unit.
Cost-effective, Customised Harvesting Machinery Loans
Harvesting crops efficiently and at the lowest cost can be critical to realising a profitable yield. If the harvesting machinery is out of date and inefficient, or the harvester loan interest rates and repayments are too high and not workable, optimum outcomes may not be being realised. We assist operators in the agricultural sector to work towards maximising yield income by minimising the costs of harvester finance.
Why Jade Finance?
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The easy application process provides you with comprehensive information. Make a fully informed decision on your equipment loan.
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Equipment Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Streamlined Farm Harvesting Finance
Providing time-poor farming operators with a streamlined process for applying for a harvester loan and expert brokers to secure the best interest rates from a vast lender selection. A selection which includes specialist agri machinery lenders. Negotiating and structuring financing for harvesting machines to specifically suit the individual requirements of the business.
Whether purchasing new or second-hand machines, through dealers of major brands, at a field day or an auction, operators can use our services to secure cost-effective, customised harvester loans on all makes and models. To discuss your machinery financing requirements with one of our specialist farming machinery finance brokers, contact us online or by phone
Financing Harvesters, Attachments, Chaser Bin Loans
We provide financing for all types of harvesters and for the attachments required. Loans are available for combine harvesters, cotton pickers, headers, horticultural and nut harvesters, and windrowers.
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Low Interest Rates
Competitive harvester finance interest rates can be secured on models from all the leading brands including Case IH, New Holland, John Deere, CLAAS, Massey Ferguson and others.
Replace Aged Equipment
Providing operators with workable financing to upgrade and replace ageing machines to achieve improved efficiencies and that all important better bottom line.
Scaling With You
We offer workable funding solutions for all farming business types including family enterprises, private companies, small growers, large-scale producers, trusts, partnerships and self-employed contractors.
Specialised Options
Through our specialist lender base we can source cost-effective options for growers setting up new operations.
Tailored Harvester Financing Solutions for All Farm Sizes and Brands
For an initial discussion on upgrading or expanding with new farming vehicles, speak with one of our brokers.
- Harvester loans for all major brands, new and used models.
- Cost-effective finance for small and large producers, family operations, private companies.
- Customised harvester financing solutions.
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Select the Harvester Loan Type to Suit Your Operation, Your Objectives
As specialists in agricultural equipment financing, we know the varying business structures of operations across the sector and how financial objectives for individual operations can differ. To cater for all operations and all objectives, we provide a complete portfolio of asset acquisition financing products. Operators can select exactly the credit facility that works with their accounting practices, including their approach to having large value machines listed in their balance sheet.
Harvester finance for new and used models is available with Rent-to-Own, Leasing, Chattel Mortgage and Commercial Hire Purchase. As off-balance sheet facilities, Rent-to-Own and Leasing provide the opportunity to have full use of harvesting equipment while repaying the finance, but without the burden of the value posted to the accounts. Chattel Mortgage provides a versatile secured asset loan with the lowest rates across the lending market.
All commercial credit facilities include tax deductible elements and for a portion of the loan to be finalised at the end of the term – balloon with CHP and Chattel Mortgage, buyback with Rent-to-Own, and residual with Leasing.
Where a business starting up does not have the financials or the trading history to meet some lender eligibility criteria, we do have lenders that offer affordable rates and terms on a no doc and low doc basis. Speak with one of our brokers if you are in this position.
To ensure certainty in what can often be an unpredictable industry, we provide fixed rates, terms and repayments for harvester financing. Allowing operators to better plan repayments with seasonal income, confident in the knowledge that rates and repayments will not change over the up to 7 year terms we can arrange.
We understand that many harvester models require specialist attachments to suit the crop, including chaser bins. To ease pressure on cash flow, our brokers work to include the full acquisition expense in the one harvesting machinery loan. Allowing just one repayment per month and providing an attractive alternative to paying for accessories from cash funds or using an overdraft.
Request a harvester loan quote using our online connections or simply call for prompt, personal attention.
- Lease Harvesting Machines
- Versatile Chattel Mortgage Harvester Finance.
- Flexible Rent-to-Own Harvester Loans.
- Fixed harvester finance interest rates.
- Fixed terms up to 7 years, fixed monthly repayments.
- Low Doc Harvesting Equipment Loans for new growers.
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![A farmer and his finance broker working out customised finance for new harvesting machinery.]()
Customised Harvesting Machinery Finance with Individual Service
We provide growers with a very personal approach and individual service to sourcing their harvesting equipment financing. We assign a broker for each operator to ensure fast and direct communications and to ensure that a clear understanding of individual requirements is obtained.
As specialists in farming equipment lending, we appreciate the time constraints on growers and provide a service which allows them to remain working in the fields while we work on their financing. Our expert brokers use our vast lender base of more than 80 lenders to source the bank, finance company or non-bank lender that best matches the profile of the operator. Eligibility criteria vary across the market with credit rating assessments, turnover levels, asset holdings, trading periods, and in assessing financial credentials. Being quickly matched with the right lender can be an important step towards being offered the best harvester loan.
With our access to more lenders, we have the resources to find operators the most competitive harvester loan interest rates currently available across a vast lending market. Ensuring the best rates, for lower repayments and a more cost-effective machine purchase.
We’re an Australian-owned and based company and offer services to growers in all states and territories. In key growing areas through to remote properties. Accessing our services is direct with no referral from an accountant or other party required.
Just call or connect online to have your harvesting machinery finance handled by experts in farming equipment lending.
- Vast lender base for most competitive harvester loan rates.
- 80+ lenders – banks, finance companies, specialist agri lenders.
- Individually sourced, customised harvester finance.
- Australia-wide services, no referral needed.
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![You farmer holding an iPad is working out costs of the current harvest and considers replacing old failing equipment.]()
Financing Calculator to Easily Compare Harvester Loan Interest Rates, Estimate Repayments
Use our Harvester Finance Calculator to compare our competitive rates with others, compare repayments on different credit facilities and to compare estimates on different models. An essential tool for growers to plan major machinery acquisitions with finance. Our calculator is free and easy to operate, and use is obligation free.
For an exact quote and offer, speak with one of our brokers.
- Compare Harvester Loan Interest Rates.
- Harvester Finance Calculator to plan, compare, prepare before buying.
- Compare credit products.
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![A proud farmer sanding in his field near sunset with his harvesting equipment in the background, happy that he chose to finance his new equipment to leverage his operational cash flow.]()
Get Best Harvester Financing Interest Rates, Fast Approvals, Easy Application Process with Jade Finance
Take advantage of our expert harvesting machinery finance services for the best interest rates, a streamlined application process and fast approval and prompt settlement. Applying for a harvester loan is quick and simple. Provide your financial credentials, business details and the specifics of the harvester being purchased to one of our brokers. We’ll take it from there!
We handle sourcing the best rates, best offers and processing applications. Many applications for harvester loans can be approved within 24 hours.
For field day buyers and auction bidders, we offer a pre-approved finance service. This involves providing business credentials, loan amount required, and as much detail as possible on the machinery being considered. Conditional approval for the finance is obtained so buyers can proceed to purchase, knowing their funding has been approved.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
Harvesting Equipment Loan FAQs
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New businesses that do not meet standard lender eligibility and approval guidelines can contact a broker to source no doc machinery options.
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The best loan type to finance farming machinery will be the one that suits the accounting practices and tax and balance sheet approach of the business. The choices are Commercial Hire Purchase, Leasing, Chattel Mortgage and Rent-to-Own.
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Applications for asset finance can be made prior to purchase. Approvals are subject to lender guidelines.
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Chaser bins may be financed with Leasing, Rent-to-Own, Chattel Mortgage and Hire Purchase.
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Leasing and Rent-to-Own payments are fully-deductible. Hire Purchase and Chattel Mortgage repayments have a deductible interest component and tax deductions through asset depreciation.
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Asset finance rates can be different for different machines and operators. Subject to lender assessment of the goods and the application.
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Asset finance is arranged with fixed rates and over fixed terms. This results in a fixed repayment schedule which does not change over the term.
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Leasing is an asset finance product. In title, the lender retains ownership of the asset over the loan term while the borrower has full use of the asset. When all monthly payments and residual are finalised, the asset ownership is transferred to the borrower.
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To compare estimated payments on models from different manufacturers, buyers can use an online asset finance calculator.
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Where a chaser bin and attachments are purchased as a single purchase with a harvester, they may be included in one loan. Where purchased separately, or subject to individual lender guidelines, separate loans may be required.