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Truck Loan Calculator

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This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

Truck finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Click Calculate and Receive Your Ballpark

The calculator will give you a ballpark monthly repayment on as many truck purchase prices as you want to compare.

The calculator automatically calculates a ballpark monthly repayment based on the amounts you have entered. To vary the figure, adjust the term, balloon or the total amount to be finance. For a ballpark on another truck, start again and enter that purchase price.

When that ballpark meets your expectations, just call Jade Finance for a firm quote on your truck finance. The calculator does not have the functionality to make allowances for individual applications, so your actual quote may differ from the estimate.

When you’re ready to move forward on your truck finance or want additional information, simply click Get a Quick Quote or phone a Jade Finance consultant for a firm quote or to ask questions on our cheap truck finance deals. Call 1300 000 008.

We work harder to secure the best rates.

Truck finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Effective. Efficient and Free to Use

A few data entries and you’ll have the estimates you want in a few seconds. Ensure you enter data into all essential fields or the calculator won’t proceed to a result.

  • The first field requests you enter the total amount you want to finance your truck. This amount may be the purchase price less any deposit or trade-in, the purchase price alone or the purchase price plus an allowance for dealer stamps, delivery costs, rego, insurance and other expenses for the sale

  • For the ease of this estimate, enter the current Jade Finance interest rate we are advertising. Rates vary and our consultants are superb negotiators so your actual interest rate may differ from today’s rate

  • Enter the number of years you would like to repay your truck finance. Lenders will vary as to what they allow for Truck Leases, Chattel Mortgage, Rent to Own and CHP, but for this purpose, enter what you think is a realistic timeframe.

  • Enter the percentage of the purchase price you would like for your balloon for a CHP or Chattel Mortgage or residual or buyback for lease or rent to own truck deal. A balloon is an option but may prove effective to move forward with your business objectives.

Truck Finance Calculator FAQs

Purchasing a new truck is a major decision and the calculator makes it quick and easy for you to receive rough ballpark repayment estimates on any number of vehicles you are considering. We have provided a step by step how to use instructions on our Truck Calculator page, but we appreciate many people will have extra queries. We’ve addressed a selection of popular FAQs here and we invite you to contact us 1300 000 008 which any further enquiries.

  • No. Users simply type in the values of the funding they require and the funding estimator carries out the computations.

  • Online funding devices work out repayment estimates based on the values entered. Different rates may apply for second-hand vehicles so results should be used as a guide only.

  • No. Enter the full amount required for the funding in the total and the balloon amount/percentage in the relevant field. The device will automatically make allowance for the balloon with the estimate.

  • Using an online funding estimator, users can type in the interest rate relevant to the different credit options to obtain repayment estimates for those options.

  • Online credit devices have generic functionality which does not include knowing the fees and charges that would apply to a specific funding offer or the interest rate that would be offered to a specific user. Therefore, the results obtained are estimates.

  • Lenders provide online repayment estimators free of charge to users.

  • No. Online repayment estimators do not have a memory. Users should record the results separately for future reference if required.

  • Yes. Repayment estimating devices work on the amounts entered by the user. The amount required for the vehicle funding is entered as the total. This can be for any make or model of prime mover.

  • The rate specific to an individual applicant would not be known until a quote is requested. For the purpose of obtaining repayment estimates, the rates displayed by the provider of the online device may be used.

  • An online credit estimator can be used to obtain repayment estimates on all types of heavy vehicle funding – Chattel Mortgage, Rent-to-Own, CHP and Leasing. The appropriate interest rate for each credit product needs to be entered to get the correct estimate for each option.

  • Individual rate offers and the repayments can differ from results obtained on an online funding estimator. The device does not include the applicable fees and charges which are not known until the lender is selected. The device does not differentiate the credit profile of users. Rates different from the current advertised rates may be offered.

Settled a loan but need help?

Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.