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Compare Marine Loans

We’ve made it easier to compare boat loan interest rates and repayments from a number of lenders with the cheap rates offered by Jade Financed Australia. Just enter the amount that you would like for your boat loan and the number of years to pay it off and the device automatically calculates the corresponding repayments.

  • Low boat loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your boat loan.

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Save time, money, and worry - Get Pre-Approval for your finance. You'll be good to go when you find your dream boat.

Boat Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Get Started on Making Boat Ownership Your Reality

Jade Finance is an Australian owned company, established in 1998, with a locally-based team of consultants that understand the boat buying process and focus totally on getting the best boat loan for you.

As a member of the FBAA, we have adopted the Code of Practice for our industry which is overseen by the Credit Ombudsman Service Limited (COSL). This is your assurance that you are dealing with people who know their business and abide by a strong commitment to genuinely assisting their customers achieve their financial objectives.

We operate across a wide range of financial loans and lending products and are accredited with over 80 lenders which gives us access to hundreds of loan and finance products. Our Jade Consultants, who are trained and licenced in the finance field, have the in-depth skill and knowledge of the marine finance industry to source the best loan for you from a broad range of options.

As a finance broker, our focus is YOU and achieving the best outcome for your boat purchase deal.

Setting Sail Toward Boat Ownership

Boat Finance for All Types of Boats and Boaties

Jade Finance is a specialist in marine finance broker and offers loans and finance packages for all types of boats and all types of buyers.

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Flexible Loan Options for:

  • Inboard and outboard boat loans
  • Sail boats and power boats loans
  • Finance packages for commercial vessels
  • Loans for ski boats, speedboats and fishing boats
  • Cheaper loans for yachts and multi-hulls
  • Better finance for top-of-the-range cruisers
  • Family runabout finance that works with your household budget
  • Houseboat finance that suits your lifestyle
  • Loans for new and used boats, custom-builds and boat restoration projects

Flexible, Workable Options for Private Loans and Commercial Finance

As a broker, our primary interest is you, not the stockholders and stakeholders. We’re not restricted to the limited loan selection that banks will offer you. We source a quote for your loan from the over 40 lenders we’re accredited with, so we can know we are offering you the best deal possible. And we make that best offer first-up. Eliminating the tiresome haggling.

Fast Approvals, Streamlined Service for Private, Dealer and Online Purchases

Our Jade Marine Finance and Boat Loan consultants are not only highly trained and credentialed, they are across the general boat trading scene and understand boats and all elements of the buying process.

Better Rates, Better Loans

Jade Finance is a totally Australian owned finance broker so we’re working for you, not the banks and financial institutions. With access to most lenders, means great choices in loan options for you. We’re not limited to only what an individual bank or finance company can offer you nor are we restricted by their stringent guidelines.

This wider selection and our extensive knowledge and experience means better loans for you and our ability to structure the package to suit YOU, not the bank.

  • Loans for Personal Purchases
  • Secured and Unsecured Loans
  • Finance Packages for Small, Medium and Large Businesses
  • Repayment Terms which are set to suit you
  • Low Docs Loans
  • Bad Credit Loans
Elevated Boat Financing Solutions

Boat finance guides and resources

Our guides offer quick comparisons and simple explainers to help you sail through the financing process with confidence.

Marine Finance Packages for Personal and Business Needs

Whether it’s a personal purchase or business investment, we can source the best boat loans and marine finance packages, based on better interest rates.

  • Unsecured and Secured Boat Loans
  • Flexible Terms, up to 7 years, to suit your cash flow
  • Chattel Mortgage, CHP and leasing options for marine businesses
  • Fixed interest rates so you can plan your future
  • Workable balloon payment options to ensure monthly repayments fit your budget
Yacht, Sailboat, and Houseboat Financing Solutions

Streamline Your Boat Loan Process with Jade Finance

With this industry knowledge, we streamline the entire boat loan procedure and provide you with additional assistance.

  • We offer better loans for boat broker and dealer purchases. Beware of getting drawn into a dealer finance offer! It’s highly likely you’ll also be paying for someone else’s kickback or commission.
  • Buying from a private seller can be challenging. Your Jade Boat Loans consultant will assist you overcome any issues by checking REVS for any encumbrances, ensuring the goods are not stolen by confirming the boat identifiers and verifying that the seller’s details are correct.
  • We understand the online boat sales market and provide our same streamlined process, fast approvals and assistance to both online and in-person purchases.
  • Capture that elusive ‘great deal’ faster with our pre-approval service. If considering buying from an overseas seller, speak with one of our Jade Boat Loan consultants for special advice on international boat sales.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 30/10/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

New Boat Loans FAQs

  • A balloon is an option with CHP and Chattel Mortgage finance facilities.

  • Lease and Rent-to-Own have tax deductible repayments and Chattel Mortgage and CHP provide deductions through depreciation of the vessel.

  • No. A boating licence is not a pre-requisite for eligibility to apply for marine financing.

  • Yes. Conditional approval of marine finance can be obtained prior to purchase.

  • Business operators acquiring vessels to use in their business may select from Lease, Chattel Mortgage, Commercial Hire Purchase and Rent-to-Own financing.

  • Interest rates on new boat loans are subject to individual application specifics, especially the credit score of the applicant. The individual’s profile rather than the type of boat, impacts the rate offer.

  • Lenders typically accept new vessels as security for financing. For many applications, no additional collateral is required, subject to individual applications and lender criteria.

  • Yes. Business operators may select Leasing to finance new vessel acquisitions.

  • Purchases of new recreational and leisure boats may best suit a personal Secured Boat Loan. Business vessel acquisitions may be financed with the operator’s choice of Leasing, Chattel Mortgage, Commercial Hire Purchase or Rent-to-Own.

  • The same credit products can be used for both power and sail boats. Individual offers will vary depending on lender guidelines and specifics of the applications.

How we have helped Australians like you

Settled a loan but need help?

Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.