Looking to finance a new or used boat? Jade Finance gives you access to better finance & rates by comparing offers from over 80 lenders. Whether for personal passion or business growth, Jade’s boat brokers ensure you get the best terms, leaving you free to enjoy the open water.
Choosing the right finance solution for the purchase of a new or second-hand boat is a considerable hurdle for many borrowers. However, by coming to Jade Finance, this hurdle is eliminated thanks to our wealth of experience and knowledge of the marine lending sector. Let us set you up with the right loan for your financial situation by scanning our huge list of 80+ banks and lenders for the best yacht, motorcruiser, jet ski or houseboat funding solution.
Jade Finance is an Australian-owned company with a local team of expert loan specialists. Our brokers know the marine lending market well and how to obtain the best rates and terms for every customer that comes our way.
Buyers who choose to finance their new or second-hand boat through Jade Finance unlock our valuable list of 80+ banks and lenders. This list not only enables us to negotiate for better rates, terms and repayments, but also enables us to customise all loan types to suit each buyer’s specific requirements.
The marine lending market is vast, with both major banks and non-bank lenders offering loans for new and used boats. Our experts cut through the confusion to eliminate the guesswork and quickly identify the right lender and the best possible credit solution from hundreds of loan and finance products.
Our Jade consultants are trained and licensed in the finance field and have undeniable skill for finding the best loan deals. Let us help you achieve the best outcome for your boat purchase.
We are the experts when it comes to marine finance. Unlock competitive loan and finance packages for all types of vessels and vessel buyers.
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At Jade, we have loan solutions to suit the purchase of all types of new and used marine vessels, including inboard and outboard boats; sail and power boats; ski, speed and fishing boats; yachts and multi-hulls; family runabouts, houseboats, and custom-builds; top-of-the-range cruisers and more.
When sourcing finance, we focus on you – not the stockholders or stakeholders. We work hard to find the best deals available on the market to ensure your loan is going to work for your financial situation. At Jade, we are not restricted to a limited loan selection. We source quotes from 80+ banks and lenders to offer you the best deal possible. Let us handle the sourcing and negotiating while you sit back and wait for the first offer.
Our loan consultants are highly trained to provide the best possible finance for every customer that comes our way. Not only that, but they are across the marine trading scene and understand all elements of the buying process, whether it’s via private seller, dealership or online marketplace. We successfully provide approval for finance within 24 hours, depending on the lender, thanks to our fast-paced and stress-free application process.
Our access to such an extensive list of banks and lenders means not only a wide choice of loan options, but also a favourable position for negotiating the best rates, terms and repayments for your financial situation.
At Jade, we are proud of how well our individually-sourced and structured, low rate vessel loans compare against other finance products on the market. Marine operators across Australia can feel confident they will secure the most competitive rates and terms on their vessel loan thanks to our expert, methodical and detail-oriented approach to sourcing finance.
Our guides offer quick comparisons and simple explainers to help you sail through the financing process with confidence.
Whether you’re purchasing for personal passion or business growth – we can source the best boat loans and marine finance packages for your financial situation. Harness better rates and terms for your marine purchase with the expert brokers at Jade Finance.
Keep the entire process of securing boat finance simple by engaging our expert brokers’ refined and detail-oriented skills for finding the best loans available on the market. We’ve got enviable industry connections and knowledge that make the process quick and stress-free, all while providing you with direct and clear communication along the way.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 05/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.
A balloon is an option with CHP and Chattel Mortgage finance facilities.
Lease and Rent-to-Own have tax deductible repayments and Chattel Mortgage and CHP provide deductions through depreciation of the vessel.
No. A boating licence is not a pre-requisite for eligibility to apply for marine financing.
Yes. Conditional approval of marine finance can be obtained prior to purchase.
Business operators acquiring vessels to use in their business may select from Lease, Chattel Mortgage, Commercial Hire Purchase and Rent-to-Own financing.
Interest rates on new boat loans are subject to individual application specifics, especially the credit score of the applicant. The individual’s profile rather than the type of boat, impacts the rate offer.
Lenders typically accept new vessels as security for financing. For many applications, no additional collateral is required, subject to individual applications and lender criteria.
Yes. Business operators may select Leasing to finance new vessel acquisitions.
Purchases of new recreational and leisure boats may best suit a personal Secured Boat Loan. Business vessel acquisitions may be financed with the operator’s choice of Leasing, Chattel Mortgage, Commercial Hire Purchase or Rent-to-Own.
The same credit products can be used for both power and sail boats. Individual offers will vary depending on lender guidelines and specifics of the applications.
Jade Finance simple fast approval application process quickly delivers back all the information you need to help you make the right choices on your finance needs. We pride ourselves on delivering better loan interest rates. Simply you will find our loan packages hard to beat.
