Get the machines you need working on your property faster and with financing rates and repayments that work for you, with our personalised hay and silage equipment loan service. We provide growers and producers with highly skilled brokers to individually handle their specific financing requirements.
Using our access to over 80 lenders to secure the most competitive rates and get fast hay machinery finance approvals. Fast approvals for faster access to funds to have the necessary machines in operation sooner.
With our personal approach, operators are assured that their best interests are addressed with the lowest rates achievable and silage machine loan repayments tailored to best suit their cash flow and income cycles. Minimising hay and silage machine loans to maximise productivity and profitability.
The best hay and silage machine interest rates are attainable through Jade Finance on new and used machinery, across all leading brands, purchased from a dealer, at auction or ordered at field days.
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Funding is available through Jade Finance for all types of machinery including mowers, orbitals, slashers, toppers, balers and hay rakes. Single and multiple machines may be funded with hay machine finance individually structured by your individual Jade broker.
Competitive hay and silage equipment interest rates are secured for models from all major manufacturers including Massey Ferguson, New Holland, Case IH, John Deere, Krone, Claas, Kuhn, Howard and others.
Providing growers with expert access to workable funding to quickly replace unserviceable machines and upgrade to the latest options for increased efficiency and output.
We provide hay and silage financing services for all enterprise set-ups and structures, large and small-scale, in all areas of Australia. Businesses including corporations, private companies, family businesses, partnerships and SMEs.
Small and new operators can access our specialist services for Low Doc and No Doc silage machinery loans at competitive rates and workable terms.
To find out the competitive rates and terms we may source for your next acquisition, request a quote online or by phone.
Our guides offer quick comparisons and simple explainers to help you move through the equipment finance process with confidence.
Specialists in funding farming machinery, we understand the wide range of business set-ups in the industry and provide credit facilities to suit all structures and objectives. Growers can choose the specific credit option that suits their approach to ownership of assets over financing terms, their method of accounting, tax deduction approach, and to meet their specific objectives.
Hay and silage machinery loans are available through Jade Finance on new and second-hand units with Chattel Mortgage, Rent-to-Own, Hire Purchase and with convenient hay machine Lease. All options provide for tax deductions and for an end-of-loan term payment which can reduce monthly payments. Chattel Mortgage and Hire Purchase include a balloon option and Lease includes a residual in line with ATO schedules. Operators that select Rent-to-Own financing can use a buyback to take ownership at the end of the term.
Your broker will be working to secure the best fixed interest rates on hay rake loans and other equipment, over the most suitable fixed terms to deliver workable repayments with a fixed monthly schedule. We negotiate with our lenders to achieve a repayment schedule which best suits the income cycle of each customer. Ensuring that financing silage machinery is tailored to individual requirements.
For a hay baler, mower, hay rake or slasher loan quote to suit your specific requirements, request a quick quote.
Ensure your machinery finance will work for you as well as the machines work for your operation by taking advantage of our personal asset funding services. Our individual approach ensures that every mower loan, orbiter finance, hay rake loan, slasher funding and hay baler loan is sourced, negotiated and structured to meet your specific requirements.
An individual broker is assigned to each customer to ensure clear communication of individual requirements and direct lines of contact for faster service and faster approvals. We understand and respect the time schedules of operators in the agricultural sector and support growers by handling the entire hay and silage financing process on their behalf.
Access to over 80 lenders is one of the major benefits we provide. There are many variations in eligibility, approval criteria and interest rates across the commercial lending sector. With our large selection of lenders and the expertise of our brokers, we have the proven capability to source the lender that best meets individual operator profiles. We know which lenders are offering the most competitive rates. Ensuring the most affordable outcome is achieved.
Our brokers are all based in Australia and have a deep understanding of the needs of the agricultural sector, current tax regulations and available credit options. Providing expert, specialist hay and silage machinery loan services to deliver a comprehensive, cost-effective financing outcome.
To have one of our brokers source you the most workable hay and silage equipment loan, contact us online or by phone for prompt service and individual attention.
Comparing rates on different credit options, comparing repayments on different machine makes and models, and working up budgets is fast and easy with our online financing calculator. When looking to get quick hay machine loan estimates, simply enter the amount required, rate for the preferred credit facility, preferred term and balloon and the work is done. The estimated repayments are automatically displayed.
Ideal for clearly seeing how our hay machinery loan interest rates compare so favourably with other lenders. Perfect for quickly getting a rough idea of silage finance payments to prepare to order at field days. Compare as many makes and models that are being considered to assist with buying decisions.
For a tailored quote specific to your profile, request a quote.
As specialists in commercial financing, we completely understand that many operators can become overwhelmed when applying for silage machine loans. We support our customers to make the process as easy as possible, to provide access to affordable funding, faster, for more operators.
To be eligible for commercial credit, applicants must have an ABN and ID. Lenders require a range of documents to establish the financial credentials of the business. Your Jade broker will be advising the specific documents needed which typically include annual accounts, tax returns, profit and loss statements, turnover figures, asset and liability schedules, and bank statements.
To apply for hay machinery loans, operators need only provide these docs to our brokers, and we will handle the application processing. We work at an industry level with our lenders so we can get applications approved fast, and at the best rates. Getting fast silage loan approval does not mean compromising on the best rates and terms. All aspects of the funding are individually addressed.
Field days present great opportunities to order new equipment, while auctions can present the ideal event to buy second-hand units. But to take advantage of these opportunities, buyers need to be prepared. We provide support with pre-approval on financing.
Let’s get the process under way for you, starting with a free finance quote.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
To be eligible for commercial credit, applicants need an ABN and ID, and provide financial documentation on their business. Approval is based on meeting lender criteria in relation to turnover, creditworthiness and financial position.
Agricultural machines can be financed with Rent-to-Own, Lease, Hire Purchase and Chattel Mortgage.
Yes. Operators can apply for financing prior to purchase based on an estimate of the amount required and an indication of the condition, make and model of the machinery.
Loan terms on asset acquisition financing are subject to lender assessment of the individual application. Terms of up to 7 years are generally approved.
Tax deductions are available on all commercial asset acquisition credit products. Chattel Mortgage and Hire Purchase offer deductions when the asset is depreciated and tax-deductible interest. Monthly payments on Lease and Rent-to-Own credit are deductible.
All types of business structures, including trusts, may be eligible for commercial credit, subject to meeting lender criteria.
Commercial asset acquisition funding is generally arranged with fixed interest rates and over fixed terms. This delivers a fixed schedule of payments which do not change over the term.
Generally, asset acquisition credit rates are fixed.
Operators looking to compare loans on different machine models can use an online financing calculator for estimates.
When acquiring multiple machines at the same time, operators may request a single financing solution. Approval of one loan for multiple units is subject to individual lender decisions.
