To quickly and simply achieve the most competitive interest rates on tillage and seeding machine loans, use our specialist services. Spend your time working your business while we source you, cost-effective finance to upgrade ageing and inefficient machines.
Our brokers manage the entire loan process, securing competitive rates from a wide range of lenders for all makes and models of tillage and seeding equipment. We offer loans for aerators, power harrows, seeders, airseeders, disc ploughs, disc tillers, and planters.
We source competitive seeder loan interest rates for machines from manufacturers like FarmTech, Ausplow, Baldan, Smartseeder, Big Dog, K-Hart, Gaspardo, Serafin, Connor, Kuhn, and more. Our loans help growers improve efficiency and productivity with repayments tailored to their cash flow.
As machinery needs evolve, we provide loan solutions for both new and second-hand equipment, helping producers capture value in the used machinery market.
As commercial lending specialists, we provide producers with the full range of credit facilities for their seeding and tillage equipment loan.
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Growers can select exactly the financing product that suits their approach to owning equipment through the loan term, the accounting method used by the business, the approach to tax deductions, and to work with their individual financial objectives for the business.
Both new and second-hand machinery can be financed with Chattel Mortgage, Commercial Hire Purchase, Rent-to-Own or Lease. For producers that prefer not to have the value of the machine posted to their balance sheet, Lease and Rent-to-Own offer versatile off-balance sheet loans.
For growers seeking a secured seeder loan with the lowest interest rates in the market, Chattel Mortgage may be the most suitable credit facility. It is recommended that a conversation be had with the business’ accountant in making decisions about credit facilities.
All loan types provide for tax deductions, and each has its own version of an end-of-term payment – balloon, residual or buyback. We negotiate on rates, terms and balloons to arrive at a repayment schedule that works for our customer.
Growers in the start-up phase and without full business financials to meet bank approval criteria, can speak with us about our No Doc Low Doc solutions. These are available on the operator’s choice of loan product.
We appreciate the uncertainty that the agricultural sector faces with weather, climate, global produce markets, and domestic economic conditions. Uncertainties that can impact income and cash flow.
To assist, we secure all tillage and seeder finance with a fixed rate of interest and over fixed terms to ensure a fixed repayment schedule. Your Jade broker will be working to negotiate the most workable repayments to suit individual expectations and requirements.
Easily request a seeding machine loan or tillage equipment finance quote via our online forms or by simply giving us a call and advising one of our experts of your specific requirements.
Workable tillage and seeder financing is available for all types of agricultural business operations. We work with private companies, family enterprises, small growers, large-scale operators, trusts, and contractors. Where an operator is starting a new enterprise, we seek affordable tillage and seeding equipment finance on a No Doc Low Doc basis through our specialist non-bank lenders.
Our guides offer quick comparisons and simple explainers to help you level up on the equipment finance process with confidence.
Our lending services and credit facilities are available to suit all makes and models of tillage and seeding equipment. Loans can be sourced, and individually structured for the purchase of aerators, power harrows, seeders, airseeders, disc ploughs, disc tillers and planters.
Competitive seeder loan interest rates can be sourced on machines from all manufacturers including FarmTech, Ausplow, Baldan, Smartseeder, Big Dog, K-Hart, Gaspardo, Serafin, Connor, Kuhn and others. Providing growers with workable loans to improve efficiency, increase output and productivity with repayments that work with individual cash flow and income.
As cropping preferences change, machinery requirements change. As growers upgrade and replace, the strong market for second-hand machinery is constantly re-stocked. To assist producers capture great value machines on the second-hand market, we provide workable loan solutions for used equipment.
We can help you discover your best options. Contact us to get started.
Every farming operation has its own nuances, and our approach is to meet individual needs of growers with customised seeding equipment financing. From the first point of contact with Jade Finance, producers are assigned one of our expert agricultural machinery lending brokers. Reducing time and increasing clarity in communicating at the different stages of the financing process. Your broker takes the time to fully understand your individual needs to ensure we can deliver an individual tillage machine financing solution.
Integral to cost-effective asset finance are interest rates and the right lender. Rates and eligibility and approval guidelines vary across the lending market. We make it quick and easy for producers to connect with the lender that best suits their business and credit profile and is best placed to make the lowest interest rate offer.
We achieve this through our accreditation with over 80 lenders. Our lender base includes the main banks, smaller banks, finance companies and specialist non-bank lenders. These specialist lenders include a selection that focuses specifically on financing for the agricultural industry. This expertise can provide a greater appreciation of the sector and may lead to a better machinery loan offer.
Our brokers know the guidelines and criteria that our lenders use in approving applications. Allowing us to quickly align customer and lender. Dramatically cutting the time that producers may take to source the lowest rates and the lender to approve their application with the terms and conditions they are seeking.
An Australian based and owned business, we provide expert tillage and seeder finance services to producers in all areas of the country. A referral is not required to use our services. Growers simply call or connect with us online, tell us their requirements and the machinery being purchased, and we handle the loan sourcing, negotiating, structuring and application processing.
To have a specialist agricultural machinery financing expert handle your tillage and seeder loans, contact us.
To plan financing seeders and tillage machines, simply use our online calculator. This device is provided to allow growers a quick, easy, DIY means of comparing rates, comparing loan products and estimating repayments, and to assist in making decisions of different models, new or used, and different manufacturers.
Quotes specific to individual requirements can also quickly be obtained by contacting us.
If there is a need to upgrade, replace or add machines to improve the operation, then there is likely a need for it to happen asap. We assist operators to quickly and easily secure seeding machinery financing with our streamlined application process and fast approvals service.
Make contact with one of our brokers, provide the necessary financials, and we will handle sourcing the best offer, processing the application and obtaining approval – often in 24 hours. For auction and field day buyers, application can be approved prior to the event date.
Applying for seeder finance can be done online or by phone. Apply for tillage and seeding machinery today and get those machines working on your property faster.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Commercial loan applications require financial documentation on the business enterprise. Where a new grower does not have these records, they may require a low doc or no doc solution. These are available through specialist lenders and brokers.
Land preparation and planting machines can be financed with the producer’s choice of Lease, Chattel Mortgage, Hire Purchase and Rent-to-Own. The best solution is the facility that best matches the requirements of the operation.
Yes. Machinery financing applications may be approved prior to a purchase, based on an estimated loan amount and information on the machines being considered.
Aerator financing is available with the choice of Hire Purchase, Rent-to-Own, Lease and Chattel Mortgage.
All asset acquisition financing products include tax deductions. These deductions vary with the choice of credit facility.
Interest rates on new and second-hand disc plough loans can vary, depending on the lender assessment of the application and the equipment.
Asset finance is typically arranged with fixed terms and fixed rates to allow for a fixed monthly repayment schedule.
With Lease, the lender retains ownership while the borrower has full use of the planter during the financing term. When all payments including the residual are made, the borrower owns the planter.
Using an online finance calculator allows buyers to compare estimated loan repayments on different models with the need to request a quote from a lender.
Terms approved on seeder loans will be dependent on individual lender guidelines and the strength of the application. 7 years is a typical term for asset finance.
