Secure Best Rates, Workable Payments - Restaurant Kitchen Equipment Loans

As specialists in commercial lending, we provide hospitality operators with a full selection of asset acquisition credit facilities. Ensuring they can select the right restaurant kitchen equipment loan to suit their accounting methods, approach to balance sheet and tax, ownership cycle and lifespan of the units, and to work towards achieving their business objectives.

Operators can select from Lease, Chattel Mortgage, Rent-to-Own and Commercial Hire Purchase. For new and start-up operators, we have lenders that provide low doc and no doc loans with the most competitive interest rates. All loan types can be used for new and second-hand units.

Asset acquisition finance enables the operator to use the equipment as collateral, with many not required to provide additional security, subject to individual application assessments. The complete purchase cost, including any installation expenses, may be included in the loan. Negating the need to use existing funds for a down payment.

All asset acquisition loans include tax deductions and an end of finance term lump sum payment. Chattel Mortgage and Hire Purchase include a balloon component. Leasing includes a residual and Rent-to-Own provides for a buyback option at the end of the loan term. These payments are due for finalising at the end of the loan term and may be refinanced.

We secure asset acquisition finance for restaurant kitchen equipment at the most competitive fixed rates and over fixed terms to provide fixed monthly repayments. A workable repayment schedule to enable easier budgeting and cash flow management. Terms are negotiated to best meet the expected ownership cycle of the units and maximise ROI.

To decide which is the most suitable loan type for the individual business set-up, we advise that operators speak with their accountant. To receive a restaurant kitchen equipment loan quote, use our quick quote service or call one of our brokers.

• Restaurant Kitchen Equipment Lease, Rent-to-Own, Chattel Mortgage, CHP.
• Low Doc and No Doc Hospitality Equipment Loans.
• Balloon, residual, buyback options.
• Best fixed interest rates, fixed flexible terms, workable fixed repayments.

To apply for a kitchen equipment loan with Jade Finance, simply brief one of our brokers, provide us with the required financials on your venue and the details of what you are purchasing, and we’ll handle your application. Operators are required to provide annual accounts, tax returns, BAS returns, bank statements and similar documentation. Credit histories are checked by lenders when applications are assessed for rates, terms and approval.

We source the best rates and most workable offer to suit individual requirements from across our 80+ lender base, process the application and arrange approval. Many applicants can receive approval for their restaurant equipment loan in 24 hours.

Applying for restaurant equipment loans can be made using our online facilities or over the phone with one of our brokers. Our system is streamlined, simple and saves operators time in sourcing financing. When making plans to buy at an auction or when preparing budgets, applications can be made and approved ahead of purchase.

Prior to applying, buyers can take advantage of our Restaurant Kitchen Equipment Calculator to work up estimates, compare makes and models and to prepare budgets. Please contact us with any questions you have.

• Streamlined, simple finance application process.
• Handy online finance calculator – budget, prepare, plan.
• Fast restaurant equipment loan approval – 24 hours!
• Apply for kitchen equipment loan online or by phone.
• Pre-approval for auction buyers.