Affordable Equipment Loans
When establishing a new venue or when replacing equipment, accessing affordable restaurant kitchen equipment loans provides a workable way forward.
Secure Best Rates, Workable Payments - Restaurant Kitchen Equipment Loans
Set-up a new eatery, change and upgrade to meet market tastes, and replace unserviceable units with our best restaurant equipment loan interest rates. Our expert services support all types of establishments and venues to equip their kitchens with the units required to be in demand in their market and work towards success.
We’re specialists in restaurant kitchen equipment finance with access to over 80+ lenders and with credit facilities to suit new, established, small and large group venues. We secure the most competitive rates on all types of cooking and preparation equipment, new and second-hand. The best rates individually sourced and negotiated to deliver repayments that will work with cash flow.
Why Jade Finance?
Apply Online
The easy application process provides you with comprehensive information. Make a fully informed decision on your equipment loan.
Get Pre-Approval
Save time, money, and worry - Get Pre-Approval for your finance.
Equipment Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Expert Support for Your Restaurant Kitchen Equipment Finance Needs
With our extensive experience in business finance – 25+ years, we know the requirements of individual business set-ups, know the cost pressures faced by hospitality venues, and work to achieve the most workable restaurant kitchen equipment financing solutions.
We support individual operators to keep costs under control with individually negotiated and structured financing for kitchen equipment. Negotiating the most flexible terms and balloons, securing the lowest rates, and optimising tax benefits.
To discuss your specific restaurant kitchen equipment finance requirements, contact us by phone or online.
Ease Operating Cost Pressures - Effective Restaurant Kitchen Equipment Financing
Keeping operating costs and cash flow under control can be critical for hospitality venues.
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Preserve Cash Flow
Asset acquisition financing eliminates the need to meet purchase costs from cash flow and provides a more cost-effective solution to using a line of credit or existing overdraft.
Personalised Service
Providing a very personal service, we ensure that financing for restaurant kitchen equipment is sourced and structured to meet the individual cash flow requirements of the business.
Manage Operating Costs
Assisting to keep operating costs workable and the venue well-equipped to serve their market.
Comprehensive Equipment Financing
Financing for restaurant equipment is available for all types of hospitality venues including large and small restaurants, bistros and cafes.
Cost-Effective Restaurant Equipment Finance
To discuss your individual requirements and the financing solutions we may offer, speak with one of our experts in hospitality industry finance.
- Cost-effective restaurant equipment finance to contain operating costs.
- Solution to meeting significant upfront purchase expenses.
- Loans for cafes, bistros, restaurants.
- Experts to secure tailored solutions to work with cash flow.
Equipment finance guides and resources
Our guides offer useful information and simple explainers to help you understand the financing process with confidence.
Equipment Finance
Heavy Equipment Finance
Specialised Equipment Finance
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Types of Loans for Restaurant Kitchen Equipment
As specialists in commercial lending, we provide hospitality operators with a full selection of asset acquisition credit facilities. Ensuring they can select the right restaurant kitchen equipment loan to suit their accounting methods, approach to balance sheet and tax, ownership cycle and lifespan of the units, and to work towards achieving their business objectives.
Operators can select from Lease, Chattel Mortgage, Rent-to-Own and Commercial Hire Purchase. For new and start-up operators, we have lenders that provide low doc and no doc loans with the most competitive interest rates. All loan types can be used for new and second-hand units.
Asset acquisition finance enables the operator to use the equipment as collateral, with many not required to provide additional security, subject to individual application assessments. The complete purchase cost, including any installation expenses, may be included in the loan. Negating the need to use existing funds for a down payment.
All asset acquisition loans include tax deductions and an end of finance term lump sum payment. Chattel Mortgage and Hire Purchase include a balloon component. Leasing includes a residual and Rent-to-Own provides for a buyback option at the end of the loan term. These payments are due for finalising at the end of the loan term and may be refinanced.
We secure asset acquisition finance for restaurant kitchen equipment at the most competitive fixed rates and over fixed terms to provide fixed monthly repayments. A workable repayment schedule to enable easier budgeting and cash flow management. Terms are negotiated to best meet the expected ownership cycle of the units and maximise ROI.
To decide which is the most suitable loan type for the individual business set-up, we advise that operators speak with their accountant. To receive a restaurant kitchen equipment loan quote, use our quick quote service or call one of our brokers.
- Restaurant Kitchen Equipment Lease, Rent-to-Own, Chattel Mortgage, CHP.
- Low Doc and No Doc Hospitality Equipment Loans.
- Balloon, residual, buyback options.
- Best fixed interest rates, fixed flexible terms, workable fixed repayments.
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Realise the Advantages of Using Jade Finance for Restaurant Kitchen Equipment Loans
Securing affordable business financing can be challenging, especially for busy hospitality operators. Our specialist broker services are available for all sizes and types of venues and can deliver significant advantages over operators trying to find the best rates and workable loans.
We assign one of our hospitality finance brokers to each customer to handle the entire loan process. We listen to individual requirements, and source the most competitive restaurant kitchen equipment interest rates from across our vast lender base. Our 80+ lenders include non-bank lenders that specialise in particular industries such as hospitality. A specialty which can mean better rates and a more flexible approach to approving preferred terms.
Your Jade broker sources the best offer and structures the solution to optimise tax, secure the most suitable loan terms, and a repayment schedule that works with individual cash flow projections. When purchasing multiple units, we work with our customers and our lenders, to establish the most cost-effective solution – either individual loans or a comprehensive loan package.
When delivery and installation expenses are involved in the purchase, we have a range of loan solutions to cover these costs. To save time and get the most competitive rates and workable restaurant kitchen equipment finance, contact Jade Finance.
- Most competitive interest rates – 80+ lenders.
- Specialist hospitality finance brokers, specialist lenders.
- Individually sourced and negotiated restaurant kitchen equipment finance solutions.
- Individual unit loans, multi-unit finance packages.
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Types of Restaurant Kitchen Equipment We Finance
We provide specialist services to secure financing for the extensive selection of equipment used in restaurant kitchens. Whether a casual or pub bistro, fine dining establishment, café or family restaurant, we assist operators secure affordable loan solutions for the equipment required for the kitchen.
Kitchen equipment we finance includes refrigeration units, cooking units, storage and shelving, preparation units, and clean-up facilities. Financing is available on new and used units, purchased through a dealer or at an auction. Request a quote or use our Restaurant Kitchen Equipment Calculator for loan estimates.
- Commercial fridge financing – freezers, ice making machines, cool rooms.
- Oven, grill, fryer loans.
- Food preparation equipment loans.
- Wash-up, dishwasher financing.
- Storage, counters, shelving finance.
- Loans for all leading makes and models.
- Finance for new and second-hand restaurant kitchen equipment.
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Streamlined Restaurant Kitchen Equipment Application & Approval Service
To apply for a kitchen equipment loan with Jade Finance, simply brief one of our brokers, provide us with the required financials on your venue and the details of what you are purchasing, and we’ll handle your application. Operators are required to provide annual accounts, tax returns, BAS returns, bank statements and similar documentation. Credit histories are checked by lenders when applications are assessed for rates, terms and approval.
We source the best rates and most workable offer to suit individual requirements from across our 80+ lender base, process the application and arrange approval. Many applicants can receive approval for their restaurant equipment loan in 24 hours.
Applying for restaurant equipment loans can be made using our online facilities or over the phone with one of our brokers. Our system is streamlined, simple and saves operators time in sourcing financing. When making plans to buy at an auction or when preparing budgets, applications can be made and approved ahead of purchase.
Prior to applying, buyers can take advantage of our Restaurant Kitchen Equipment Calculator to work up estimates, compare makes and models and to prepare budgets. Please contact us with any questions you have.
- Streamlined, simple finance application process.
- Handy online finance calculator – budget, prepare, plan.
- Fast restaurant equipment loan approval – 24 hours!
- Apply for kitchen equipment loan online or by phone.
- Pre-approval for auction buyers.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
We work harder to secure the best rates.
Restaurant Kitchen Equipment Loan FAQs
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Yes. Lease is one of the asset acquisition credit facilities available for business assets. The others are Rent-to-Own, Commercial Hire Purchase and Chattel Mortgage.
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Interest rates on business asset loans vary with the different types of credit facilities and for different applications. The rates advertised by lenders will typically be for new goods and for applicants with good credit histories. Rates can vary with new and used goods.
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New venues that do not have all or any of the financials to meet the application requirements and/or have not been trading for the minimum time as set by some lenders, can source lenders and brokers that offer low doc and no doc loans.
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Business assets including equipment for hospitality venues may be financed with the operator’s choice of Chattel Mortgage, CHP, Lease and Rent-to-Own.
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Including the full purchase price of assets in finance, that is with no deposit required, can be approved. Approval is subject to individual assessment of the application by the lender.
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When numerous units are being purchased at the same time from the same supplier, they may be included in the one loan arrangement. This is subject to individual lender guidelines and specifics of the purchase.
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Yes. Applications for business loans can be made and approved prior to purchase. Applicants will need to estimate the loan amount required and provide as much detail as is available on the goods to be financed. Approval is conditional and the application and any offer finalised post-purchase.
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A wide range of equipment used in restaurant kitchens may be purchased with finance. Preparation counters may be approved as suitable for financing.
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To apply for a commercial loan, businesses must have an ABN and are requested to provide bank statements, tax returns, annual accounts and other financial documentation.
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A balloon is an optional component of Chattel Mortgage and Commercial Hire Purchase finance agreements.