Nobody likes to waste their time, experience unnecessary hassle, or feel limited in what they can achieve. And honestly, these frustrations are completely avoidable on your journey to secure a personal or business loan.
How?
Through partnering with a finance broker, navigating the complex lending market is greatly simplified, and you can find the best loan for your circumstance.
While many people elect to take on the process alone, which is completely fine… there are plenty of other things you could be doing while someone else does the legwork.
But what is the power of partnering with a broker?
Simply put -
Time is power. Expert advice is power. Financial insight is power. Money-saving is power.
The list could go on. But in this guide we will touch on some of the most basic reasons why you should team up with a personal loan broker to secure your next loan.
Lender Access
The first compelling reason why using a finance broker is advantageous is because of the extensive portfolio of banks and lenders they have easy access to. This extensive access means that a broker will be able to fit you with the right product or loan for your circumstance. If one lender does not have the best product for you, finance brokers have a long list they can work through until they find a product that is in your best interest.
Expert Advice
Many brokers have years of experience in the financial services industry and are ripe with expert advice. They take the time to explore your individual situation to determine your financial goals and assess them properly against what is on offer in the market. This professionalism and expertise means that they are able to compare rates, negotiate terms, and manage the application process with ease. And if this isn’t enough to have you looking up ‘personal loan brokers near me’, they are also able to suggest financial solutions that you may not have considered before. Simply put, by leveraging the expertise of a broker, you will be more informed and confident when making decisions over your finances.
Financial Insights
Finance brokers have access to a wide variety of established and emerging digital and technical tools, and have the knowledge on how to use them properly to obtain important information. Through these tools and the experience of knowing how to interpret the data, brokers can provide valuable insights to the financial market that you might not see yourself. If you are a sole trader, one benefit of this insight is that a broker will know which lender is going to suit you best and offer you the best deal. Brokers are the first to learn about global trends within the financial market, all of which will help you receive a competitive deal.
Better Interest Rates
Loan brokers will often have access to exclusive deals and lending options. More often than not, these deals may not be available to the general public. By electing to use a broker to secure your loan, you could receive better interest rates, fees, and terms for your circumstance. This is because brokers are able to not only access exclusive deals, but also shop around and compare policies, increasing the likelihood of finding better rates.
Personalised Service
Your specific needs, circumstances, and preferences are of importance when it comes to securing a loan. Finance brokers take the time to understand these crucial factors to find solutions that fit your financing requirements. As an added benefit, this ensures that you’re not paying for things you don’t need. An added bonus of using a broker is that they are committed to building a long-lasting relationship and can provide ongoing advice to you as your needs change.
Time
The loan market is highly-competitive, and can make finding the right loan for you incredibly daunting. Not to mention contacting banks and comparing loans online is time consuming. By using a broker, you can avoid all this. Head out to lunch or spend time with the family while they scour the market for the right deal for you.
Why Should I Partner With a Broker at JADE Finance?
With over 25+ years of experience, Jade Finance has a large office of fully qualified, well-trained, licensed professionals who are committed to their clients through the peaks and troughs of the ever-evolving financial services industry. With new players constantly emerging, and existing companies expanding their products and offering - Jade Finance is a strong, stable company that you can trust to uphold your best interests.
To get in touch with one of our brokers, call 1300 000 008 or Request a Quote.
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