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Versatile, Cost-effective Truck Repair Finance Solutions

When a vehicle is out of action it can be a costly situation. To assist operators get their vehicles back on the road promptly and cost-effectively, we provide a range of versatile credit solutions to cover the costs of motors, parts and labour.

  • Low truck repair loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your truck loan.

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Truck Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Compare Our Lower Truck Loan Rates for Repairs

A number of different credit facilities to suit different enterprises and different vehicle maintenance cost requirements are available. Rates vary across the selection of products and can vary for individual enterprises.

As can be seen from our latest best rates, we can achieve lower rates across the full selection of commercial lending facilities. Use these rates for comparison and guide purposes and contact us for your specific quote.

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Types of Loans for Truck Repairs

Our expert brokers will work through the alternatives with you to arrive at the type of credit that will suit your servicing purposes and work with your cash flow.

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Flexible Facilities for All

Funding for the works required on unserviceable vehicles falls into the category of non-asset credit. We offer a number of facilities to suit different enterprises and varying scenarios and purposes with opportunities for fleet, SME, sole trader and other operations.

Overdraft and Line of Credit

Flexible product to suit expenses related to a range of vehicle servicing requirements. Ease cash flow pressure while paying interest only on the funds used.

Secured Credit Product

With lower interest rates, a secured facility can present a cost-effective option. Security with property, assets or operational turnover can be provided with terms negotiated to suit cash flow.

Unsecured Credit

If no security is available for a secured product, consider an unsecured option. We can arrange workable solutions with our best rates and approvals obtained on the basis of strong turnover.

Use our Truck Financing Calculator to Look for Repayment for Repairs

The cost of funding may determine the viability of affecting works on unserviceable vehicles. To consider your options, use our calculating device to work up estimates on the credit available. With negotiated repayments and terms, the work may be paid off in a timeframe that works for you. Compare your credit facility options and prepare a budget to get the work underway asap.

  • Compare credit facility repayments for breakdown and maintenance work.
  • Consider viability of different restoration options.
  • Get estimates on vehicle maintenance credit.
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Truck finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Truck Repair Loans and Truck Engine Financing Solutions

Heavy vehicle breakdown and general maintenance expenses can be varied. They can include a range of requirements such as a complete overhaul, motor reconditioning, replacement of major worn parts and carry out work to restore the vehicle to working condition.

As the vehicle is not generating income, and operators face a potentially significant bill to fix the issue, when these issues occur they can pose a serious risk to cash flow.

As specialists in the heavy vehicle lending sector, we understand the requirements of our customers and endeavour to provide solutions to a range of scenarios both scheduled and unscheduled. As these requirements can be unique, have a conversation with one of our brokers about your specific scenario.

  • Unscheduled breakdown and accident-related vehicle work expenses.
  • Cover costs of large scale scheduled maintenance expenses.
  • Upgrade costs for safety systems and latest technology.
  • Engine reconditioning credit.
  • Credit for adapting motor and systems for new fuel cell systems.
  • Funding to install new compliance requirements.
  • Funding for motors, parts and labour costs.

Our solutions are individually sourced and negotiated with options for break down expenses and to cover the costs of large scheduled maintenance and reconditioning work. Fast approvals are available to ensure minimal disruption to the operation from unserviceable vehicles. Speak with us today about the right option for your circumstances.

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Low Doc Truck Loan Options for Engines & Repairs

As specialist commercial lending brokers, we provide options for all types of set-ups, even those that are relatively new. If you have not acquired all the documentation to meet approval criteria, speak with us about our lite doc credit options to cover vehicle maintenance and breakdown costs.

  • Get approved with minimal financials.
  • Vehicle breakdown cost credit approved on 6 month turnover by some lenders.
  • Affordable rates on lite doc vehicle servicing credit.
Two semi trucks at a workshop with their cabs tipped forward while mechanical repairs are being carried out on them.

How to Use an Expert Broker for Truck Repair Loans

Using our services as an alternative to sourcing credit yourself can present many benefits. We have more lenders and can quickly identify the lender that is the best match to approve your credit application. Our brokers are highly skilled and have direct lender contacts to negotiate rates, terms and conditions. We work fast! We respond immediately to requests to ensure our customers obtain their funding quickly to get work underway and vehicles back on the road asap. Get started straight away with a Free Finance Quote.

  • 80+ lender base.
  • Specialist vehicle servicing funding lenders.
  • Expert brokers, sharp negotiating skills for better rates, best terms.
Illustration of a mobile phone displaying the easy to use, fast and free quote request form on the Jade Finance website.

Fast Truck Repair Financing Approval

We know you need that vehicle back on the road working as quickly as possible and we act accordingly. Processing applications and getting approvals in 24 hours so the work can be ordered.

  • Apply online or by phone.
  • Fast approvals, prompt settlement.
  • Individual broker to handle your requirements.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 05/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Truck Repair Finance FAQs

  • Installing lower emission and new technology fuel systems would be considered a purpose suited for approval for a credit product.

  • Credit for vehicle maintenance expenses can be obtained to cover the full cost of the works including labour and parts.

  • A range of credit facilities including secured and unsecured products, overdraft and line of credit are available to cover vehicle maintenance expenses. Subject to individual lender approval.

  • Interest rates on vehicle service funding products vary with the different credit facilities and can vary for individual operators. The best rates offered by lenders may be used as a guide.

  • Yes. Subject to individual lender approval, a line of credit or overdraft may suit funding for vehicle maintenance costs.

  • Collateral for secured credit facilities may be provided through property or assets.

  • Yes. Upgrading systems would be considered a purpose suited to being funded by heavy vehicle lenders.

  • Interest rates on most commercial credit facilities are at a fixed rate which does not change over the term. Some overdraft facilities may be arranged at a flexible rate which can be subject to change.

  • Fees and interest on commercial credit is treated as tax deductible. The tax deductible of repayments on non-asset commercial credit should be discussed with an account.

  • Operators can use an online credit calculator to work out the costs of credit for getting work done on heavy vehicles.

  • The costs for reconditioning an engine would typically be accepted as a suitable purpose for credit.

  • All commercial credit applications are subject to lender approval. General credit facilities are available to cover a wide range of commercial expenses including work for damaged vehicles.