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Mack Truck Finance - Mack Loans

When we think of heavy-duty trucks, we think of Mack. Known for strength and durability, Mack is one of the largest heavy-duty vehicle suppliers worldwide. Want a truck that can handle the unforgiving and demanding terrain of Australia? Our Mack Truck loans can get you there faster.

Prominent in the trucking industry for well over a century, Mack is the leading name when it comes to construction, mining and long-haul transportation. Present across the globe with a product line designed for a variety of applications. When it comes to buying a Mack truck, the cost is a major hurdle and can mean many companies will choose not to upgrade or buy. However, with our Mack truck loan products, the high-cost of these vehicles is much more manageable.

  • Low interest rates on truck loans
  • Credit score not impacted
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Why Jade Finance?

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The easy application process provides you with comprehensive information. Make a fully informed decision on your truck loan.

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Save time, money, and worry - Get Pre-Approval for your finance. You'll be good to go when you find your dream truck.

Truck Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Raise the Bar with a Mack Truck Loan from Jade Finance

Consistently pushing the boundaries when it comes to heavy-duty truck manufacturing, Mack has earned a reputation for producing some of the toughest and most dependable vehicles on the road. So if you’ve got your eye on one of these beasts for your business, we understand the appeal and want to help you get behind the wheel of one. When customers come to us for a Mack truck loan, our hardworking professional loan specialists do the leg work and source the best deal available from our vast panel of 80+ banks and lenders.

Jade’s application and approval process is a thing of beauty, thanks to our brokers who guide customers through every step. Don’t waste your precious time trying to compare lenders on your own, and risk damaging your credit score while securing multiple quotes – let us handle the paperwork and lender communication with our invaluable connection with over 80 banks and lenders. This extensive accreditation means we can source the lender that best meets your business’s profile, and find the best rates and terms on Mack trucks.

With Jade, our buyers have confidence that they are not limiting their options to just one credit provider for their Mack truck purchase. By using us for their Mack loan, they maximise their opportunities for quality finance. Call us for a quick quote today!

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Full Selection of Mack Trucks Ready for the Long Haul

When it comes to considering which Mack truck offer is truly representative of the best deal you can get, your answer is Jade Finance. We carefully analyse a wide range of lenders to find the best product for each of our customers’ specific financial situations. Don’t stress the complicated stuff, let us take it on board while you focus on the truck you want.

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Comprehensive Financing Options for Every Application

As a leading broker in the motor vehicle finance sector, we have a number of loan products to choose from for the full selection of Mack trucks.

From Long Haul to Heavy Duty

Mack Anthem for long, regional hauls; Mack Pinnacle for highway applications and heavy duty; Mack Granite for construction, municipal, and vocational applications; Mack LR Electric food refuse and recycling operations; Mack TerraPro for refuse, concrete plumbing, and construction; Mack MD Series for medium-duty applications like delivery; and Mack Titan for heavy-haul and extreme-duty applications.

Secured & Unsecured Options

Based on the extensive reach of Mack in Australia, Jade boasts lending products that cover all types of business set-ups. Secured and unsecured financing is available for private buyers with fixed rates, terms, and repayments.

Tailored Commercial Financing

Business buyers can select the commercial financing product which is best suited to their business structure, accounting, tax, and balance sheet objectives with Lease, Chattel Mortgage, and Commercial Hire Purchase available.

Hire Purchase Agreement (CHP)

Make repayments on a heavy vehicle that is borrowed from the lender. Under CHP, the lender retains ownership of the vehicle until the end of the agreed term, after which the vehicle is yours.

Equipment Lease

If you’d prefer to lease a truck instead of purchasing it – an equipment lease is your ideal option. Equipment leases only show on the lender’s balance sheet.

Chattel Mortgage

After the loan is approved, the truck is your property and the lender holds the truck as security on the loan. The lender can take possession of the truck if you default on the loan.

Check Your Eligibility

Keeping a good credit score is imperative to securing better financing rates and terms. Therefore, you don’t want to impact it in the process of finding a loan to purchase your new Mack truck. That’s why checking your eligibility beforehand is so important.

To secure funding through Jade Finance, commercial operators must have a registered ABN and will generally have to have been operational for at least 6 to 12 months. Additionally, borrowers will need to provide ID, financial statements, and their credit score. The documents will be checked by lenders in the application process. Good credit score will receive the best offers.

  • Commercial vehicle financing for ABN holders
  • Options for bad or no credit applicants
  • ID and financial history documentation requirement
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Truck finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Streamlined Application and Quick Approval

When customers come to Jade for their Mack truck loan, they’re blown away by our fast and easy application process. With a dedicated broker guiding them through every step, and handling all the paperwork and contact with lenders – getting funding for their truck purchase is extremely straightforward. The first step in receiving the best rates and most competitive offers on the market, is to get in touch.

When you enquire, the first bits of information we’ll need include details of your expenses, debts, income, and ID. By acquiring all the correct documentation, we will be able to source you the best quote from our extensive list of 80+ lenders. When you accept your offer, we will process your application through our fast, industry-level connections with lenders. Likely approval can be expected within 24 hours. Following approval, we’ll work with your lender and Mack dealer to arrange the settlement. Wherever you are located within Australia, we have your Mack truck loan covered.

  • Convenient online application process
  • Apply via phone or online
  • Pre-approval available
  • Approvals typically within 24 hours

Benefits of Jade Finance over Mack Dealer Finance

Dealer financing is convenient and available across the majority of the auto sector, however, it can be considered the furthest thing away from the best deal.

With dealer finance, customers don’t get a choice of lender. This is because the finance will often be arranged through a specific finance company that has been designated by the vehicle manufacturer. Higher rates, and less favourable terms and conditions can be expected when you choose dealer financing on your Mack truck purchase.

Jade finance is the complete opposite. Buyers who come to us are provided with a large choice of lenders, ensuring we can find them the lowest rates and best terms to match their financial profile and requirements. If you’re looking for convenience – Jade is the answer. Make a call or online contact with us, and we’ll handle the rest.

Specialist in Truck Financing
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/09/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Mack Loans FAQs

  • We offer various Mack Truck loans, including Chattel Mortgage, Commercial Hire Purchase (CHP), and Equipment Lease. These options cater to different financial needs, whether you prefer ownership (Chattel Mortgage), a gradual purchase (CHP), or leasing (Equipment Lease).

  • We have access to over 80 banks and lenders, enabling us to source the best deals tailored to your financial situation. Our loan specialists handle all the paperwork and lender contacts, ensuring you get the most competitive rates and terms. We’ll compare multiple quotes to find your ideal loan, boosting your chances of securing favorable financing for your Mack Truck purchase.

  • Jade’s application process is straightforward. Our brokers will guide you through every step, handling all paperwork and lender communications. Once you accept a quote, we’ll process your application quickly, typically securing approval within 24 hours.

  • To apply for a Mack Truck loan, you’ll need to provide identification, financial statements, and your credit score. Commercial operators must have a registered ABN and typically need to have been operational for 6 to 12 months. These documents help lenders assess your financial stability and determine the best financing options available to you.

  • Yes, Jade Finance offers pre-approval for Mack Truck loans. Pre-approval gives you a clear idea of your borrowing capacity. By providing your financial details and ID, our brokers can secure pre-approval quickly, allowing you to shop for your Mack Truck with more confidence.

  • Jade Finance provides access to a wide range of lenders, ensuring competitive rates and terms tailored to your financial profile. Unlike dealer financing, which is often limited to specific finance companies, Jade Finance compares multiple quotes to find the best deal.

  • Jade Finance offers loan options for businesses with bad or no credit. Our extensive network of lenders includes those willing to work with less-than-ideal credit profiles.

  • Approval for a Mack Truck loan with Jade Finance is typically secured within 24 hours.

  • A Chattel Mortgage offers ownership of the truck from the outset, with the vehicle used as security for the loan. Benefits include fixed interest rates, flexible loan terms, and potential tax deductions on interest and depreciation.

  • An Equipment Lease allows you to use a Mack Truck without owning it outright. The truck is leased from the lender, and payments are made over an agreed term. This option keeps the truck off your balance sheet, offering potential tax benefits. At the end of the lease term, you can choose to purchase the truck, renew the lease, or return the vehicle.