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Scania Truck Finance - Scania Loans

If you’re in the business of traversing long stretches of road and looking to upgrade your truck, you might be considering Scania. Renowned for durability on long hauls, Jade has loans specifically catered to Scania trucks to ensure you get the best deal for your business needs.

  • Low truck loan interest rates
  • Credit score not impacted
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Why Jade Finance?

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Truck Loan Specialist

With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Flexible and Manageable Loan Terms for Your Scania Truck Purchase

Offering top quality long-haul, construction, and urban vehicles – the Scania truck range has been designed for efficiency, durability, and driver comfort. Companies in the business of working in the harsh Australian environment need strength in the equipment they purchase to ensure longevity and safety. However with this comes a hefty price tag.

Luckily our Scania truck loans make this purchase much more manageable.

When customers come to us, we match their business with a loan product that best suits their needs and financial situation, offering manageable monthly repayments over a flexible and tailored term.

A red Scania truck hauling a semi trailer on a country road.

Best Rates, Fast Approvals - Scania at Jade Finance

Confidence and assurance are two things we strive for when providing truck loans to our customers.

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Extensive Lender Access

We do this through our extensive panel of banks and lenders that make it painstakingly clear to our customers that they are getting the best deal possible for their truck loan. By coming to us for a Scania truck loan, our customers aren’t restricting themselves like they would be if they accepted the offer presented by the dealership.

Long-Term Loan Benefits

While it is convenient to shake hands in the same place you purchase your heavy-duty vehicle, it is not going to serve you long term. By using us for your Scania truck loan, we’ll analyse your business profile to ensure you get the best deal for your circumstances.

Personalised Broker Support

Applying for a loan through Jade is fast and easy. From initial contact right through to settlement, our customers are assigned their own personalised broker who guides them through the entire application process.

Hassle-Free Loan Comparison

When it comes to comparing multiple lenders and sourcing multiple quotes, having someone to do the legwork for you is a huge drawcard. We handle all the paperwork and lender communication, researching the 80+ banks and lenders we are accredited with to find the best deal available on the market.

Maximise Finance Options

Customers should never limit their finance options to just one credit provider, especially when it comes to a commitment as big as a Scania truck loan. Maximise your opportunity for quality finance by calling us or submitting an online enquiry.

Benefits of Jade Finance over Scania Dealer Finance

When it comes to buying a heavy-duty vehicle, the process can be somewhat tiresome, especially when you don’t use Jade Finance. Which is why many buyers choose to accept dealership finance. However, it is almost never the best deal available on the market. This is because the finance will often be arranged through a specific finance company that has been designated by the vehicle manufacturer. Higher rates, and less favourable terms and conditions can be expected when you choose dealer financing on your Scania truck purchase.

Choose from a large selection of banks and lenders to ensure you get the lowest rates and best terms for your requirements. If convenience is what you’re looking for, come to Jade Finance. Convenience doesn’t get any better than your own broker doing the tough jobs for you. Make a call to get in contact with us today.

A new blue Scania waste management truck parked in a factory ready to for deployment.

Truck finance guides and resources

Our guides offer quick comparisons and simple explainers to help you cruise through the financing process with confidence.

Long-Haul, Construction, Urban - the Full Scania Selection

Focus on your beautiful new Scania truck purchase, while we worry about the money. As a leading broker in the motor vehicle finance sector, we have ample loan products for our customers to choose from. Our Scania truck loan products cover the full range of Scania trucks including long-haul truck models like the R-Series and S-Series; construction trucks like the G-Series and P-Series; and urban trucks like the L-Series and P-Series.

Operating in over 100 countries – Scania has a strong global presence. It’s the preferred choice for many transport companies around the world, including Australia. For this reason, we have lending products for Scania that include all types of business set-ups. Secured and unsecured financing is available for private buyers with fixed-rates, terms and repayments. While business buyers can select the commercial financing product which is best suited to their business structure, accounting, tax, and balance sheet objectives.

At Jade we have Lease, Commercial Hire Purchase, and Chattel Mortgage options available. Talk to a broker to discover which option best suits your requirements.

  • Hire Purchase Agreement (CHP)
    Make repayments on a heavy vehicle that is borrowed from the lender. Under CHP, the lender retains ownership of the vehicle until the end of the agreed term, after which the vehicle is yours.
  • Equipment Lease
    If you’d prefer to lease a truck instead of purchasing it, an equipment lease is your ideal option. Equipment leases only show on the lender’s balance sheet.
  • Chattel Mortgage
    After the loan is approved, the truck is your property and the lender holds the truck as security on the loan. The lender can take possession of the truck if you default on the loan.
A white Scania truck in Sydney traffic with a rigid body.

Jade’s Scania Requirements for Eligibility

Applying for multiple quotes from multiple lenders can impact your credit score negatively. By coming to Jade, you can apply to these lenders without the negative impact. But before doing that, your eligibility is a key part of the loan process.

To secure funding through Jade, commercial operators must have a registered ABN and will generally have to have been operational for at least 6 to 12 months. Additionally, borrowers will need to provide ID, financial statements, and their credit score. The documents will be checked by lenders in the application process. Good credit score will receive the best offers. Contact us to get started.

  • Commercial vehicle financing for ABN holders.
  • Options for bad or no credit applicants.
  • ID and financial history documentation requirement.
Close up view of steering wheel in the cab of a Scania truck while being driven with the drivers hands on the wheel.

Applying for Scania Truck Finance - Jade’s Approach

When customers come to us for their Scania truck loan, there are a few key pieces of information they need to provide to ensure we can source them the best quote possible. For a Scania truck loan, customers need to provide details of their expenses, debts, income, and ID. By presenting us with the right documentation, the best quote available on the market is able to be sourced efficiently.

If you choose to accept the offer, we will process your application through our fast, industry-level connections with lenders. Approval is generally received within 24 hours. Following approval, Jade will liaise with you and the lender to arrange settlement. Begin with a free finance quote.

  • Convenient online application process.
  • Apply via phone or online.
  • Pre-approval available.
  • Approvals typically within 24 hours.
A white Scania dump truck working on a construction site.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 22/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Scania Truck Finance FAQs

  • Our Scania Truck Loans provide a tailored loan solution for purchasing a Scania truck. We have a number of competitive financing options for various Scania truck models which allow trucking companies to upgrade their fleet efficiently. Our highly-trained brokers help navigate the loan process for each of our customers, and source the best deals from our extensive panel of banks and lenders.

  • We have financing options for the full range of Scania trucks, including long-haul models like the R-Series and S-Series, construction trucks such as the G-Series and P-Series, and urban trucks like the L-Series and P-Series. We are committed to helping our customers find the right loan to obtain the truck that meets their specific needs.

  • We offer a variety of loan products tailored to different business structures and needs, including Hire Purchase Agreements (CHP), Equipment Leases, and Chattel Mortgages. These options allow businesses to choose the best financing solution based on their financial objectives.

  • Under a Hire Purchase Agreement (CHP), the lender will retain ownership of the Scania truck until the end of the agreed term. The borrower will make regular repayments on the loan, and once all payments are completed, the ownership of the truck will transfer to the borrower. This option allows businesses to spread the cost of the truck over time while using it for their operations.

  • To apply for Jade’s Scania truck loans, customers need to provide details of their expenses, debts, income, and identification. Our brokers will use this information to source the best loan quotes from our panel of lenders. The process is streamlined, with approvals typically received within 24 hours. Throughout the process, your own dedicated broker will handle all the paperwork and communication with lenders.

  • Commercial operators must have a registered ABN and typically need to have been operational for at least 6 to 12 months. Additionally, borrowers must provide identification, financial statements, and their credit score. A good credit score will help secure the best loan offers. We have options that can accommodate various business structures and credit histories.

  • Jade Finance offers access to a broader selection of banks and lenders. This is to help our customers get the lowest rates and best terms available. Dealership financing is the opposite because it is often limited to specific finance companies designated by the vehicle manufacturer, which can result in higher rates and less favourable terms. Our personalized service helps to source the best deals tailored to a customer’s business needs and financial situation.

  • Yes, we offer pre-approval for Scania truck loans. Pre-approval gives our customers a clear understanding of their budget and financing options before making a truck purchase. This helps in negotiating better deals and ensures a smoother buying process. Our brokers guide each of our customers through the pre-approval process to ensure it is fast and convenient.

  • Leasing a Scania truck through an Equipment Lease will allow you to use the truck without owning it. The lease payments are typically lower than loan repayments, and the lease only shows on the lender’s balance sheet (it won’t affect your business credit profile). This option provides flexibility and may offer tax advantages.

  • We are accredited with an extensive panel of over 80 banks and lenders to help us find the best loan deal for you. Our brokers compare multiple quotes to ensure you receive the most competitive rates and favourable terms. By analysing your business profile and financial situation, we tailor the loan product to suit your specific needs.