Lower Rate Funding
Asset funding products offer lower rates than an overdraft, provide tax benefits and a fixed monthly payment schedule to enable budgeting over the fixed term.
Commercial solar financing at the best rates sourced from our 80+ lender base and workable monthly payments to minimise the total investment outlay. Making the reality of lower energy costs through renewable systems accessible to more business operators.
Cost-effective solar system finance solutions are individually sourced by our expert brokers and tailored to the specific objectives of our customers. We provide financing for both small and large-scale system installations, individual components of solar system and battery storage.
For a quote on financing commercial solar systems for your particular plans and business, speak with one of our brokers.
Financing commercial solar installations with asset acquisition funding, can provide business operators with a cost-effective and workable way to install new energy systems, without using cash funds or overdraft facilities.
Request a QuoteAsset funding products offer lower rates than an overdraft, provide tax benefits and a fixed monthly payment schedule to enable budgeting over the fixed term.
Solar installations need to be customised to the specific needs of the business operation and the location of the premises. With our individual approach to financing, we provide customised commercial solar loans to ensure the financing suits the operation and includes all expenses.
We provide commercial solar finance for ground-based systems, rooftop panels, battery storage, and the technology to connect the system to the operation. Where an existing system requires upgrading, loans for additional components are available.
As specialists in commercial lending, we’re across the increase in solar energy adoption by business operators. We know what is involved in the process, and our brokers work with our customers to include the full expenditure in the system loan.
With some installations, we offer separate financing solutions for separate elements. These elements may include the consultation, design and planning fees, installation and commissioning.
To discuss your commercial solar loan requirements, speak with one of our brokers.
Our guides offer quick comparisons and simple explainers to help you rise above the financing process with confidence.
The installation of a commercial solar system can involve a range of expenses. How these costs are financed, can depend on a number of issues:- whether they are assets and available as collateral or classified as general business expenses; if the different elements are acquired from the one supplier in a complete package or through separate suppliers. Whatever the acquisition involves, we can provide commercial solar financing to suit.
Systems and elements considered as assets suitable as loan security may be financed with Chattel Mortgage, Leasing, Rent-to-Own or Hire Purchase. We arrange all asset funding facilities with the lowest available fixed interest rate, over fixed terms up to 7 years, and with fixed monthly finance payments.
Non-asset expenses such as consultation and design fees where sourced separately from the system, may be financed with a business loan or line of credit.
Our brokers will discuss the different options with you, providing guidance for the most cost-effective solution. Contact Jade to have us explore your best options.
When installing a solar power system, the objective for many businesses will be to achieve a targeted ROI over the long term. Balancing the cost of the installation against reduced power costs over the financing term. Minimising the cost of finance with the lowest commercial solar loan interest rates, can be critical to achieving the best savings and ROI targets.
We assist businesses to achieve the best rates through our accreditations with 80+ lenders, our leverage with our lender base, and the expertise and experience in commercial lending of our brokers. As the interest in renewables has grown, we have assisted more and more business operators to secure affordable funding to reduce power costs and their emissions.
Commercial credit rates and guidelines for approving applications vary across the lending sector. With our vast lender base, we source the best rates from the lender that is best suited to each customer, efficiently and quickly. Sourcing the best rates, negotiating the most workable terms, and structuring balloon payments to deliver a repayment schedule that will work with the business’ cash flow over the full financing term.
Our services are available to businesses across Australia. Providing vital access to affordable commercial solar loan interest rates and cost-effective financing solutions to allow more operators to take advantage of reducing their costs through solar.
For a commercial solar loan quote based on your requirements, contact us by phone or using our online facilities.
The decision to install a solar system can be a major move, requiring significant planning and budgeting. Numerous quotes and options from suppliers may be obtained for consideration. We provide a useful tool to support businesses in the planning phases – commercial solar financing calculator.
This easy-to-use device estimates loan repayments based on the figures entered by the user. Allowing business owners to quickly convert supplier quotes into monthly outgoings estimates. Estimates can be calculated for loans for complete installations and for individual components of the system.
Comparisons can be made between leasing commercial solar and financing with Chattel Mortgage. Budgets can be prepared based on the estimates for well-informed decisions to be made on the options available.
Prepare your budgets and make plans using the calculator and contact us for a quote based on your business profile and specific financing requirements.
Applying for commercial solar financing is straightforward and fast with Jade Finance. Your Jade broker handles the complete process for you, starting with an initial check of your eligibility. To be eligible to apply for commercial finance for solar, businesses must have an ABN and ID.
Financial documentation is required, and some lenders will also require the operation to have traded for a minimum period of 1-2 years. Where a business cannot meet these criteria, your broker will source quotes and approvals through our specialist non-bank lenders on a low doc or no doc basis.
The information and documentation required includes the annual business accounts, latest income tax return, recent BAS returns, turnover figures, asset and liability schedules, bank statements, and profit and loss statements. Credit histories will be assessed by lenders when preparing interest rate and loan offers.
Your Jade broker will advise the details, docs and information which we require to source your finance and process your application. Docs can be uploaded for online applications and emailed for phone applications.
With our industry-level lender connections, we have the capabilities to have many commercial solar loan applications approved within a 24 hour period. Ensuring purchase decisions can be made quickly and energy savings can be realised sooner.
Apply for commercial solar financing with Jade online or by phone.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/12/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
Additional battery storage for existing solar power systems may be financed with asset acquisition credit facilities, where considered suitable collateral by the lender. The options are Chattel Mortgage, Lease, Rent-to-Own and Hire Purchase.
Solar power systems may be financed with the business owner’s choice of Chattel Mortgage, Lease, Rent-to-Own and Hire Purchase. These products have varying features in regard to accounting method compatibility, ownership of the goods while under finance which affects the balance sheet, how tax deductions are realised, and interest rate. Operators should assess the features of each in regard to the objectives and accounting approaches used by their business to decide the best option.
Including assets and labour in the one funding package is subject to approval by individual lenders. Different funding products may be required as labour costs may not be considered suitable security for inclusion in an asset acquisition credit facility. Secured and unsecured business loans and overdrafts are available for non-asset business expenditure.
Interest rates on business financing are offered by lenders after assessing each application. The strength of the financials, turnover figures, and the credit history are all reviewed. Lenders display their current best rates which may be used as a guide.
All asset acquisition credit products have tax deductions but not all offer tax deductible payments. Chattel Mortgage and Hire Purchase have deductions when the asset is depreciated. Lease and Rent-to-Own do have deductible payments.
Many asset acquisition loans can be approved with the goods being financed as the sole collateral. This is subject to individual lender decisions after assessing the application.
New businesses that do not meet standard lender criteria for documentation, turnover and trading time, may seek low doc and no doc options through finance brokers.
Business owners can use an online calculator to obtain estimated payments on loans based on supplier quotes.
A balloon is an optional inclusion with Hire Purchase and Chattel Mortgage.
A balloon amount is due for payment after the final monthly payment is made.