Ideal Location
Destination weddings are extremely popular and can be exceptional. But travel to the destination, accommodation and extras do add to the cost for partners, parents, wedding party and guests.
Secure Affordable, Stress-free Wedding Financing with Our Experts
Weddings are very special events which everyone involved with will be wanting to be exceptional and to create special memories. But those special memories should be of the occasion, not the burden of paying for the expenses and the stress experienced in sourcing funding to cover those wedding costs.
Why Jade Finance?
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Personal Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Wedding Budget Loans for All Your Needs
Our experts make financing your wedding, your child’s wedding, or your expenses as a guest or wedding party participant, a stress-free process with specialist brokers to source, negotiate and completely arrange, affordable wedding budget loans.
We have funding options at the best rates and terms for partners financing their own wedding, parents seeking loans for wedding expenses for their offspring, for the wedding party and for guests attending a destination wedding.
Overview of Financing Your Wedding
Weddings include a multitude of expenses – ceremony, reception venue, food and beverage, entertainment, cars, dresses, suits, flowers, photographers, the list goes on.
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Unsecured Personal Loans
Considering a personal loan for wedding can be an affordable way to cover all the required expenses. Wedding loans are typically arranged as Unsecured Personal Loans as the purpose for the funding is not an asset or goods which can be used as collateral. Some form of collateral or security may be requested by some lenders for some applicants. This lending product can be used for a wide range of purposes and cover some, or all, of the expenses related to a wedding.
Wedding Expense Coverage
Expenses may include just the reception costs, the beverages, or the travel and accommodation for wedding party and guests.
The loan amount approved will be dependent on the credit profile and financial position of the applicant with up to $50,000 approved by many of our lenders. If higher amounts to cover the entire cost of the event are required, our brokers will source the right lender and handle the negotiations.
Flexible Budgeting Terms
Interest rates on unsecured loans may be at a fixed or a variable rate and the term is fixed. A monthly repayment schedule is arranged to allow for easy budgeting over the term. Allowing the expenses incurred for the wedding to be budgeted over up to several years. Extra payments may be made to payout the loan earlier. Fees may apply if a loan is finalised prior to the end of the fixed term.
Make Your Dream Wedding Affordable
Unsecured personal loans can be an extremely flexible and affordable way to cover wedding costs. Don’t compromise on your dream wedding plans due to funding concerns. Speak with us about how we can make the special day an affordable event with a low interest rate personal loan.
- Personal Loans for Weddings.
- Variable and fixed interest rate options.
- Negotiated rates, repayments.
- Specialists to handle sourcing and negotiations.
Personal finance guides and resources
Our guides offer quick comparisons and simple explainers to help you breeze through the financing process without the stress, and with confidence.
Personal Finance
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![A bridal party table prepared for the wedding reception.]()
Estimating Wedding Budget Loans with Personal Loan Calculator
Wedding plans can be complex with many choices to be made, often at different costs. Having an estimate of what your repayments may be for financing your wedding at different budgets, may assist in making decisions on which way to go with different inclusions. Our personal loan calculator empowers you to work out your loan budget first and plan the wedding to suit your loan commitments.
Use our calculator for estimates and contact us for a quote based on your profile and requirements.
- Wedding loan estimates to assist with planning.
- Calculate repayments on different loan amounts.
- Work out preferred repayments and terms.
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![A newly married couple on their wedding day standing, with the bride's gown and bouquet featured.]()
Realise the Stress-Free Benefits of Opting for Wedding Loans through Jade Finance
It’s a simple, logical decision – you concentrate on the wedding arrangements and let us deal with the funding arrangements. We take the hassle and stress out of sourcing wedding financing by handling the entire process on behalf of our customers. And we take at least some of the expense out of the occasion with our highly competitive interest rates and flexible repayment terms.
When working with Jade, you are assigned your own broker to streamline communications and speed up the process. We have access to over 80 lenders, enabling us to source the lender with wedding finance options that best match your profile. Our skilled brokers negotiate the lowest rates and most workable terms to deliver a repayment schedule that will work with your budget.
We operate at an industry level with lenders. Enabling our brokers access to fast approvals to ensure the wedding planning and payments stay on track. Once approved, funds can be available quickly to meet the required deposits and expenses as they fall due.
Enjoy the experience of making wedding arrangements by leaving the financing to us. Apply online or have a phone conversation with one of our brokers. Our services are available Australia-wide so no matter where you are planning to wed, we can handling the wedding financing requirements.
- Expert brokers handle entire wedding financing process.
- Competitive rates from 80+ lenders.
- Personalised service, Australia-wide.
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Know Eligibility Requirements & Application Process for Personal Loan for Wedding
Personal loans for weddings are consumer credit with the responsibilities of lenders regulated by ASIC. Lenders, including Jade Finance, must adhere to guidelines including the details and documents we are required to obtain for the application.
Applicants must meet certain requirements:
- Over 18 years of age.
- Australian or NZ permanent resident or have necessary visa.
- Verifiable, regular taxable income in Australia.
- Fixed, verifiable Australian residential address.
- Reviewable credit history.
The loan amount approved, interest rate and repayment terms will be dependent on individual lender criteria. Criteria varies across the lender market, highlighting the advantage of having Jade’s access to 80+ lenders to find the lender that best suits your profile.
To apply, a range of documents must be submitted:
- ID proof with relevant documents such as Medicare, driver licence, passport, etc.
- Income proof with payslips, tax return, documents for other income streams.
- Details of debts and other regular payments incurred.
- Details of assets which may be required as collateral.
- Bank statements.
Applications for loans for wedding expenses can be submitted with Jade over the phone or via our online portal. When eligibility criteria are met, conditional approval can be granted. When all documentation is provided, specific quotes and wedding finance offers can be sourced by our brokers. There is no obligation to proceed when requesting quotes or when submitting an application.
Lenders review credit profiles and histories when making loan offers. When an offer is accepted, we expedite settlement to ensure customers have their loans for wedding expenses confirmed and funds ready when required. Reducing the stress and worry of finding the money to pay the various providers.
Our approval process is fast, with many approved in 24 hours. It may sound a complex process but with your Jade broker handling it on your behalf, applying for wedding finance can be streamlined, and most importantly, stress-free. Check your eligibility with a quick call to us.
- Streamlined wedding loan application process.
- Fast 24 hour approval.
- Specialists to handle every stage.
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![A newly married couple at their wedding reception cutting the wedding cake together in a marque]()
Compare Our Wedding Loans with Other Financing Options
Financing your wedding or your share of the wedding expenses can be extremely affordable with our wedding loans compared with the alternatives. Using credit cards can be expensive as they may attract higher interest rates than the competitive rates we can achieve on personal loans.
Many look to using their savings to cover a wedding. But the costs may blow out and drain savings which may be required for other purposes in the future.
With our competitive rate personal loan for weddings, repayment plans can be structured to fit with other recurring expenses and allow easier budgeting.
Our brokers will be working in your best interests to achieve the lowest rates and suitable repayment schedules to ensure covering your wedding expenses is the most affordable and workable option. Chat with a broker now.
- Competitive rates compared with credit cards.
- Structured payment plans for ease of budgeting.
- Preserve savings for unforeseen, other purposes in the future.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.
We work harder to secure the best rates.
Wedding Finance FAQs
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Wedding expenses can be funded with an Unsecured Personal Loan.
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What is needed to apply for a personal loan for a wedding?
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Personal loans can be approved for a range of purposes including travel, accommodation and general wedding expenses, subject to lender approval.
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Personal loan interest rates are determined by lenders after assessing the application including the credit profile.
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Personal loan for wedding can cover a wide range of expenses including the ceremony, reception, travel, photographers, flowers, dresses, suits, honeymoon and other costs.
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Applications for personal loans may be submitted to lenders and brokers via online services or by phone. Having all the required documentation ready can expedite the process.
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Yes. Personal loans can be approved for a range of purposes including weddings, to a range of individuals. Subject to meeting eligibility criteria.
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Many lenders and brokers can approve personal loans in 24 hours.
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Terms for personal loans are subject to the individual assessment of the application by lenders.
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Using a personal loan calculator, estimated repayments on wedding expenses funding can be worked out. A quote will be required to be requested to obtain a specific offer based on individual requirements and profile.