Business RV Financing
Where RVs are used in a business operation and the operator holds a current ABN, they may apply for lease financing.
Secure Affordable Caravan Lease with Our RV Finance Specialists
Caravan Lease is an extremely popular credit facility for businesses looking to acquire new RVs with finance. Where any type of RV is considered a business asset, it may be eligible for Leasing. This includes campervans, traditional caravans, off-road models, mobile homes, camper trailers and many others. This form of asset acquisition financing can offer a flexible, affordable and extremely workable option for operators in a number of industries. Eligible businesses may include holiday park operators, RV rental companies, adventure tour operators, and construction and mining companies requiring mobile offices or on-site facilities.
Why Jade Finance?
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Caravan Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Tailored Caravan Leasing Solutions with Generous Tax Deductions
Leasing caravans offers financing at extremely attractive rates, with generous tax deductions and with the option for a residual component. With our access to over 80 lenders, we have the resources to source the most competitive caravan lease interest rates currently available on the commercial finance market. We are known as leisure vehicle finance specialists and our brokers have the experience and expertise to structure individual caravan lease solutions to meet specific client objectives.
To discuss your individual requirements for financing a caravan with leasing, speak with one of our brokers or connect with us online.
Overview of Caravan Leasing
Leasing a caravan is not a short-term rental or hire agreement. Lease is a credit facility for financing and purchasing assets by business entities.
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Caravan Lease Structure
The format of a caravan lease involves the lender purchasing the vehicle and leasing it to the business operator. The operator repays the finance in monthly leasing payments over the fixed term. A residual component to a value in line with ATO regulations is included.
Lender Holds Ownership
While the loan is being repaid, the lender holds ownership of the RV. As the lender holds the ownership, the operator is not required to enter the asset into their balance sheet. This is referred to as an off-balance sheet credit facility and can be extremely effective for many operators.
Ownership Transferred After Payment
When the operator finalises all caravan lease payments and the residual, the lender transfers the full ownership to the business operation. While the finance is being repaid, the operator is still responsible for all costs such as registration, maintenance, insurance and repairs.
Flexible Residual Options
To finalise a caravan leasing residual, operators have the choice of making the payment in full, refinancing the residual, or not making the payment and returning the vehicle to the lender. This flexibility can make leasing caravans a workable credit option for businesses that regularly need to replace or upgrade their vehicles.
Affordable and Flexible Caravan Leasing With Jade Finance
The flexibility of leasing caravans makes it highly popular with many types of operations and for the full selection of caravans, campers, RVs, motorhomes and campervans. For a caravan lease quote at our best rates, connect with us online or simply call to speak with one of our specialist RV finance brokers.
- Affordable, flexible Caravan Lease.
- Off-balance sheet RV Leasing.
- Competitive rates, flexible format.
- Lease New and Used Caravans.
- All types of RVs.
Caravan finance guides and resources
Our guides offer quick comparisons and simple explainers to help you move through the financing process with confidence.
Personal Finance
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Know Features and Tax Deductibility of Caravan Lease Australia
Caravan Leasing suits business operations that use the accruals accounting method. For many businesses, the vehicles can be used as the primary collateral for the loan, with no additional security required for many operators. This applies to new models, while second-hand models will need to be approved as acceptable collateral by our lenders. No deposit financing is available for operators with strong financials, subject to approval.
Both new and used RVs can be leased and a residual component is included in all agreements. Repayments are monthly, fixed and are fully tax deductible as a business expense. GST applies to monthly lease payments.
Caravan Leasing interest rates are extremely attractive, with Jade Finance securing the most competitive rates from across our large lender selection. We ensure caravan lease rates are fixed over the complete term. Delivering operators with fixed monthly lease payments that we structure to work with cash flow. Terms are negotiated to best meet our client’s requirements.
While vehicles under lease are owned in title by the lender, the borrowing business can still rent the vehicles to the customers. Making this type of finance a workable option for park operators and rental companies.
Wondering much does it cost to lease a caravan? Take advantage of Caravan Lease Calculator to work up estimates. Alternatively, simply contact us and request a quote.
- Fixed Caravan Lease Interest Rates.
- Tax deductible Caravan Leasing payments.
- Fixed Leasing Terms, Fixed Repayments.
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Realise Advantages when Securing Best Rates, Affordable Caravan Lease with Jade Finance
As specialists in RV financing, we offer operators significant advantages in acquiring affordable, workable Caravan Leasing. Our personal and individual approach ensures caravan lease interest rates, the finance terms and any conditions are specifically sourced and negotiated to meet our client’s objectives.
We handle the entire process of sourcing leasing for caravans from your initial enquiry through to settlement with the RV dealer. Saving you valuable time and providing professional finance expertise and access to the most competitive rates. If you don’t want to handle negotiations with your bank or spend your time covering off on the finance market, leave it to us.
Our lender base of over 80 lenders includes the major banks, finance companies and non-bank lenders, many that specialise in RV financing. We focus on individual client profiles to match the client with the lender that will offer the most workable leasing for caravans. Ensuring your solution works for your business.
The best caravan lease interest rates are sourced to match the client’s profile. Terms are negotiated to deliver fixed repayments that best meet cash flow requirements. When it comes time to finalise the residual, we offer cost-effective refinancing to settle the payment.
Many of our lenders approve caravan leasing for new and small business enterprises through Low and No Doc Caravan Leasing. Providing a workable pathway for start-ups to get their operation up and running with affordable financing.
To brief us on your specific requirements, speak with our brokers.
- Individual, personal approach to Caravan Lease requirements.
- Best rates from 80+ lenders.
- Negotiated terms, structured repayments.
- No Doc, Low Doc Caravan Leasing for start-ups, small businesses.
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![A man reclines in his seat in his RV with his laptop on his lap as he browses information about refinancing his RV to get better interest rates.]()
Fast Approvals, Streamlined Leasing Caravan Application Process
Business entities with an ABN and identification acquiring RVs as a business asset can be eligible for Caravan Leasing. To apply for caravan lease, operators are required to provide a range of financials for the business including the annual accounts, tax returns, BAS returns, bank statements, profit and loas statements and asset and liability schedules.
The credit history of the business can be critical to achieving the best rates and will be reviewed by lenders. Where second-hand vehicles are being financed, their suitability as collateral is assessed by lenders.
To apply for Caravan Lease with Jade Finance simply provide your financials and details and we’ll handle the rest of the process. Many applications can be approved with 24 hours to expedite the availability of funding and purchase of the RVs.
Our process is streamlined and straightforward to enhance the entire finance experience. To start your caravan lease application, apply online or by phone with a Jade Finance specialist broker.
- Entire caravan lease application handled by experts.
- Fast 24 hour approvals.
- Streamlined caravan leasing application process.
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![A couple sitting at their dining table discussing their finances]()
Quickly Estimate Lease a Caravan Repayments
Our convenient, online caravan leasing calculator makes it quick and easy for operators to obtain estimates to start planning their acquisitions. The calculator can be used for all types of RV purchases. Operators can vary the values entered to plan how they would like their leasing structured.
Plan, budget and prepare with the calculator and contact us for a quote specific to your purchase.
- Online calculator for quick estimates.
- Plan preferred caravan lease structure.
- Budget acquisitions with repayment estimates.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.
We work harder to secure the best rates.
Caravan Lease FAQs
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All types of RVs may be eligible for commercial credit with lease. This includes campervans, traditional, hybrid and offroad caravans and camper trailers. New and used vehicles may be eligible for lease.
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Business entities with an ABN acquiring RVs as business assets may be eligible for all types of commercial finance.
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When all monthly payments and the residual are finalised, the lender signs ownership of vehicles over to the borrowing business.
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While the lender retains ownership of the RV during the financing term, borrowers must meet all costs associated with operating and maintaining the vehicle. These costs include registration, insurance, maintenance, servicing and repairs.
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Commercial credit is typically secured with fixed interest rates. The rates remain unchanged over the entire fixed terms.
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A residual is due to be finalised after the final monthly payment. It may be paid from cash reserves or refinanced.
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Yes. Monthly payments with this type of commercial credit are treated as a business expense by the ATO and are fully deductible.
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Estimates for RV finance can be obtained using an online calculator as provided by lenders, finance providers and brokers.
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To apply for commercial credit operators will need an ABN and ID and to provide financials on the operation. These include the annual accounts and recent tax return, bank statements, profit and loss statements and schedules for assets and liabilities. Where a business is setting up and does not have financials for a 12 month period, they may source no financials loans through brokers.
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Yes. RVs under finance may be rented out or hired to customers.