Required Lender Documents
The type of docs requested by lenders include annual accounts, tax returns, BAS statements, profit and loss statements, asset and liability schedules, turnover figures, and bank statements.
Expert Services for Low Doc Caravan Loans With Minimal Financials Required!
Our specialist commercial lending services are readily available to new, start-up and small business operators requiring a minimum financials caravan loan. With our accreditation with 80+ lenders including banks and non-bank lenders, we provide quick and easy access to lenders that approve low doc caravan financing.
Why Jade Finance?
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The easy application process provides you with comprehensive information. Make a fully informed decision on your caravan loan.
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Caravan Loan Specialist
With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
Efficient Caravan Finance Solutions with Minimal Paperwork
We individually source and negotiate the most suitable, most workable solutions at the best low doc caravan finance interest rates for each operator. Caravan loans with no paperwork, minimum financial records but with affordable rates and repayments.
If you need financing to acquire RVs for a new business operation or to expand a relatively young enterprise, speak with our brokers about what we may achieve to get your business underway and growing.
What Caravan Financing With Minimal Documentation Involves
When applying for commercial credit, businesses are required to provide financial credentials and documents relating to the enterprise. These are known as ‘docs’ in the lending industry.
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Small-Scale Operation Challenges
Another key criteria for approval with many commercial lenders is that the business must have traded for a minimum time period which can be 12-24 months. Some lenders also have requirements for minimum turnover to get approved. Where an operation has not traded for that length of time, or has a small-scale operation, they can’t meet that criteria and they would not have acquired the full amount of annual financials required.
Flexible Approval Options
To assist operators in these situations to get approved for financing, we have lenders that approve low doc caravan loans – loans without full financials. Some operators may have some or none of the required docs – necessitating the need for no doc or low doc financing.
Lease, Mortgage, Rent-to-Own
These loans are descriptive terms for the applying businesses and not specific finance products. When approved, operators can use commercial financing products include Lease, Chattel Mortgage, CHP and Rent-to-Own.
Specialist Non-Bank Lenders
Low Doc Caravan Loans are primarily available through specialist non-bank lenders. Many of which only offer services via a broker network. We provide access to this lending market and facilitate no financials caravan financing for new, small, and start-up business.
Flexible Caravan Financing Solutions
To discuss your circumstances and the possibilities we may provide, contact us by phone or using our online services.
- Specialist lenders for no financials caravan financing.
- Access to workable low doc caravan loans.
- Expert brokers to source affordable caravan loans without docs.
- Small, new, start-up caravan financing.
Caravan finance guides and resources
Our guides offer quick comparisons and simple explainers to help you motor through the financing process with confidence.
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![A couple sitting at the table in their caravan are assessing options for upgrading to a new caravan knowing what their budget allows after discussing their needs with a finance broker at Jade Finance.]()
Complete Selection of Low Doc Caravan Financing Products
When an application for a low doc caravan loan is approved, the business may select the credit facility that is best suited to their business structure, accounting procedures, and that will deliver on their financial objectives.
We offer a complete selection of asset acquisition financing facilities – Lease, Commercial Hire Purchase, Chattel Mortgage, and Rent-to-Own. All may be suitable for Low Doc Caravan Financing, and we advise customers to consult with their accountant in deciding which suits the accounting method they use and their approach to the balance sheet and tax.
All commercial financing is individually sourced by our brokers and include the lowest available fixed rate of interest, a fixed financing term, and a workable, fixed schedule of monthly payments. Residual, buybacks and balloons are structured in to ensure a complete, workable solution.
Our brokers are across asset acquisition taxation rulings and optimise finance packages to maximise the benefits available at the time of purchase. Solutions are available for new and second-hand RVs, for single and multiple vehicles. All types of RVs may be eligible for low doc caravan financing including motorhomes, off road models, expedition vehicles, traditional caravans for on-site office space, and 4x4s for use in the mining and construction sectors.
For a quote on your preferred finance products, speak with one of our brokers.
- Chattel Mortgage, CHP Low Doc Caravan Finance.
- Low Doc Caravan Leasing.
- Fixed interest rates, fixed negotiated terms, fixed workable repayment schedule.
- Experts to individually source and negotiate structured loan solutions.
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![A retired couple touring Australia are sitting at a roadside stop, looking over at their caravan while thinking about upgrading through Jade Caravan Finance.]()
Get Lender Access, Expert Support, Best Low Doc Caravan Finance Interest Rates with Jade
Businesses requiring finance for caravans without financials can face many challenges. Using our specialist service can overcome many of the obstacles and deliver affordable, workable low doc caravan loans.
Accessing the right lenders can be critical to getting approved and the lending outcome. With our connections with specialist non-bank lenders, we provide that access and handle the entire procedure. Identifying the lender that suits the business profile and negotiating the best low doc caravan loan rates, terms and repayments.
Operators value our personal approach, taking the time to understand, and the interest, in their individual needs and objectives. A broker is assigned to each business customer to ensure an efficient, streamlined process and consistent channels of communication.
Using our services is available to all business operators, Australia-wide. We provide fast and efficient online tools and direct, personal contact to expedite and simplify low doc RV financing.
Contact our brokers by phone or use our online platform to discuss your specific requirements.
- Access to 80+ lenders.
- Australia-wide service for low doc caravan loans.
- Personal service, high-level expertise.
- Single and multiple RV financing.
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Streamlined Low Doc Caravan Finance Application Process
Our experts handle the application process for customers, checking eligibility and guiding operators through the required details and information. Businesses will need an ABN and verifiable ID to be eligible for commercial credit. Credit profiles are checked, with better scores achieving better outcomes.
It is a given that documentation will be minimal. We encourage customers to prepare and present as much financial information on their operation as possible. Strengthening the application and enhancing the prospects of faster approval, better rates, and a better solution.
Many of our lenders approve applications and offer good rates based on turnover for 6 months. Where accountant-prepared accounts are not available, operators are urged to prepare simple spreadsheets based on trading figures to date. Start-up operators may include their business plan as part of the application.
Many businesses requiring caravan finance with minimal financials will have the financial credentials and credit score of the business owner assessed with the application. While the caravans being acquired may be used as the primary collateral for the loan, lenders may request that small operators provide extra collateral with personal assets or guarantee.
Acquiring low doc caravan loans can be a complex procedure but with our brokers handling the process, we offer a streamlined and straightforward experience with fast approvals.
To apply for low doc caravan finance, upload your details or provide them over the phone for fast approval.
- Streamlined low doc caravan loan applications.
- Fast approvals.
- Phone and Online applications for low doc caravan loans.
- New and Used RV finance without financials.
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![A caravan travelling down the open highway past the Byron Bay exit.]()
Comparing Low Doc Caravan Loans with Other Financing Options
Comparing the outcomes that may be achieved with our competitive interest rates on low doc caravan loans with alternative financing options highlights the benefits of using our services. Compared with taking on personal financing, business finance allows access to our lower rates through our specialist lenders.
Acquiring affordable financing through our services can be a very workable alternative to purchasing the vehicles using available cash resources. Financing through a low doc caravan loan rather than taking on an investor partner allows operators to retain full ownership and control of their business. The opportunity to follow their plan and work towards achieving their objectives, their way.
For estimates to use to compare and decide, use our low doc caravan loan calculator. The calculator can be used to obtain estimates on the choice of finance product based on the loan amount required. Specific quotes can be obtained by contacting Jade.
- Better rates than personal loans.
- Retain business control compared with investor/partner options.
- Online calculator, easily compare options.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 19/09/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.
We work harder to secure the best rates.
Low Doc Caravan Loan FAQs
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Low doc finance is commercial lending for operators without the full set of financial documentation required for loan approval by some lenders.
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To apply for no documentation financing, operators must have an ABN and ID. Submitting what financials are available or can be prepared is advisable.
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Interest rates are individually offered based on an assessment of the credit profile and financials of the applicant. Rates for no financials loans may be higher than for fully documented applications due to the perceived increased risk by lenders.
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All types of RVs may be accepted for financing without financials. These may include off-road site vehicles, expedition and exploration vehicles, standard caravans, camper trailers, motorhomes and other models.
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Start-up operators can be eligible for commercial finance with low doc loans. They must have an ABN, and ID. Personal financials can be requested for assessment by lenders.
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Leasing is one of the credit facilities available to operators approved for low doc financing.
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Commercial credit without financials is typically available through specialist non-bank lenders. Operators may contact a broker for access to these lenders.
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Commercial credit typically allows for the goods being financed to be the primary collateral for the loan. Some applicants may be required to provide additional security through other assets or personal guarantee.
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Loan limits, including approval to borrow the full purchase price of goods without a deposit, is subject to individual lender guidelines. Most commercial credit does allow for the full purchase price to be included in the loan with no deposit.
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A balloon is an optional inclusion with Chattel Mortgage and Commercial Hire Purchase. Where approved for low doc financing, operators have the choice of including a balloon.