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Maximise EV Savings with Cheaper Electric Car Loans

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Want to harness the substantial savings of electric vehicles but feel restricted by the high price? We specialise in EV Electric Car Loans with tailored financing solutions to help you overcome this hurdle. Our expertise in the EV sector makes owning an electric vehicle more accessible and affordable.

  • Low car loan interest rates
  • Credit score not impacted
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Why Aussies Choose Jade

 

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The easy application process provides you with comprehensive information. Make a fully informed decision on your car loan.
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With over 25 years of experience in finance, we have a reputation for negotiating great rates with same-day approvals.
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Maximise Your Savings on Electric Cars with Our Specialised Lending Solutions

With our cheaper funding with lower interest rates on all types of electrical vehicles, we may assist buyers reduce the overall purchase cost and potentially maximise their savings over the life of the vehicle.

With over 80 lenders in our lender panel and a specialised team of motor vehicle lending brokers, we source the right lender, the right credit option and the lowest rates for both private and commercial buyers. Speak with us today to see how we can assist you get behind the wheel of your preferred electrified vehicle with cheaper funding.

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Electric Vehicle Financing Australia-wide, All Loan Types, All Locations

We provide expert motor vehicle lending services for customers across Australia with all types of funding options.

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Wide Credit Options

While there are a range of different types of low emission vehicles, all can be funded with the same credit options as traditional fuel vehicles.

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Private and Commercial Buyers

As specialists in motor vehicle funding, we offer a complete selection for both commercial and private buyers. Commercial buyers must hold an ABN to apply for credit for electrical vehicles to use in their enterprise.

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Broker Advantages

Regardless of the type of loan, our brokers individually source the right lender to suit the profile and negotiate for the cheapest interest rates.

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Fixed Monthly Repayments

All funding is secured at fixed rates and over fixed terms to provide fixed monthly repayments. No deposit funding is available.

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Australia Wide Coverage

Buyers located in cities, towns, regional and remote areas can access our cheap rates with our online services.

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Many Lending Options

  • Cheaper rates on EV loans for buyers Australia-wide.
  • Fixed interest rate EV Financing.
  • Fixed terms on electrified vehicle funding.
  • No deposit battery-electric & PHEV funding.
  • New and used EV Loans

Get Quick Finance Estimates with Our Electric Vehicle Loans Calculator

Prior to purchase or to compare repayments on different electrified vehicle models, simply use our online credit calculator. Whether buying at the lower or the upper end of the market, the calculator can be used to work up estimates on all types of vehicles and all types of loan options.

  • Online electric vehicle finance calculator.
  • Compare estimated repayments on electrified vehicles.
  • Available 24/7, obligation-free.
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Car finance guides and resources

Our guides offer quick comparisons and simple explainers to help you power through the financing process with confidence.

Compare Our Best EV Car Loan Interest Rates

We assist buyers to minimise their low emission vehicle funding by continually achieving lower interest rates across our credit portfolio. The market for motor vehicle lending in Australia is vast and buyers can face significant time and accessibility issues in trying to source and compare rates on their own. With our extensive lender network, we source the lowest rates currently available to save buyers time and effort. Rates can vary for individual buyers. Refer to our current best rates as a guide and to compare various credit products. To receive the best rate we can source for your vehicle purchase, submit a quote request online or by phone.

Repayments Calculator

Enter the amount you want for your funding, the preferred term, a balloon if a commercial buyer and our current best rate for the credit product of your choice. The calculator instantly calculates the monthly repayments for those values. Vary the values to establish how you would like your funding arranged and contact us for a quote, specific to your application and credit profile. Try the calculator now.

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Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, EFFECTIVE 07/03/2026 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

Electric Car Loans FAQs

  • For commercial credit, applicants must have an ABN. The ATO set out rulings in regard to vehicles used for commercial purposes.

  • No. The same credit products can be used for funding both battery and PHEV models.

  • Interest rates on auto funding are based on the assessment of individual applications rather than the fuel system of the auto.

  • Private buyers of used low emission models can consider secured personal credit. If the auto is not accepted as security, they may consider and unsecured credit option. Commercial buyers have the choice of Chattel Mortgage, Leasing or CHP.

  • Interest rates on secured auto funding is typically fixed for the full term of the credit.

  • A balloon is an option with Chattel Mortgage and CHP for commercial buyers.

  • Using an online credit calculator, buyers can get estimated repayments prior to purchase.

  • Comparisons of repayments on credit for different priced autos can be done by using an online credit calculator.

  • No deposit auto credit is available, subject to lender approval. This allows for the full purchase price to be included in the funding.

  • Luxury low emission vehicles may be funded with secured personal credit or for commercial operators with Lease, CHP or Chattel Mortgage.

  • For subsidies and rebates for low emission purchases, buyers should refer to their state government for any current offers available. These would typically be claimed after purchase and not allowed for in any funding.

  • Commercial credit products offer tax deductions. Lease payments are tax deductible. Chattel Mortgage and CHP deliver a tax deduction when the asset is depreciated.

  • Where a commercial operator does not have full financials, they may seek brokers and lenders that offer No Doc and Low Doc options.

  • The term on auto funding is subject to lender approval. Up to 7 years may be offered for commercial operators. 4-5 years is a typical term for private credit.

  • The best option for commercial buyers is the product that suits their accounting method, tax and balance strategy. For private buyers, the secured product is the most widely used option.